Monroe County, IL homeowners insurance rate is about $852 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.
| Nearby places/ Census Blocks & Streets | Homeowners Insurance Cost ($) |
|---|---|
| Michelle Dr, Sienna Path, Goodhaven Dr, Wierschen St, Kalowsky St, Wilson Dr, E Walnut St, Ludman St, Briar Path Ct, S Riebeling St | $778 |
| Green Acres, Woodhill Run, Quail Run, Jason Dr, Parkview Ln, Mueller Ln, Westview Pl, Druscilla Ln, Co Hwy B, Deerpath Ln | $975 |
| Cathy Ln, 5900, Deer Hill Rd, Crook Dr, Lakeforest, Maplewood Ln, Fawn Run, Rachel Dr, Timberline, Rock Rd | $745 |
| M Rd, Grant Rd, 1st St, Stringtown Rd, E Monroe St, Kaskaskia Rd, Church St, Lake Dr, Mm Rd, Foxtail Ln | $791 |
| Konarcik Rd, Gauen Ct, Cardinal Dr, Coxeyville Rd, Elmwood Ct, Keim Rd, Quail Ridge Ln, Hannah Dr, Belle Ave, Grand Prairie Dr | $934 |
| Place / Nearby places | Home Value ($) | Age of Home | Premium ($) |
|---|---|---|---|
| New Athens, IL | $118100 | 50 year old | $733 |
| Oakland, MO | $312000 | Above 50 year old | $1,553 |
| O'Fallon, IL | $195200 | 30 year old | $748 |
| Velda City, MO | $61700 | 50 year old | $825 |
| Perry, MO | $132000 | Above 50 year old | $922 |
| Calvey, MO | $139400 | 40 year old | $920 |
| Germantown, IL | $166100 | 30 year old | $835 |
| Fort Russell, IL | $175900 | 50 year old | $735 |
| Worden, IL | $98900 | New Home | $485 |
| Coverage | Average Premium ($) | Increased Premium Due to Swimming Pool ($) |
|---|---|---|
| $175,000 to $199,999 | $753 | $798 |
| $150,000 to $174,999 | $567 | $601 |
| $200,000 to $249,999 | $841 | $891 |
| $1000,000 to $1499,999 | $3,443 | $3,650 |
| $300,000 to $399,999 | $1,786 | $1,894 |
| Insured Amount ($) | Low Deductible ($500) | High Deductible ($2500) |
|---|---|---|
| New Athens, IL | $698 | $507 |
| Oakland, MO | $1,464 | $1,064 |
| O'Fallon, IL | $728 | $529 |
| Velda City, MO | $785 | $571 |
| Perry, MO | $869 | $631 |
| Calvey, MO | $886 | $644 |
| Germantown, IL | $813 | $591 |
| Fort Russell, IL | $700 | $508 |
| Worden, IL | $638 | $464 |
| Coverage Value | Average Monroe County, IL Homeowners Insurance ($) |
|---|---|
| $250,000 to $299,999 | $1,253 |
| $150,000 to $174,999 | $567 |
| $1000,000 to $1499,999 | $3,443 |
| $300,000 to $399,999 | $1,786 |
| $500,000 to $749,999 | $2,704 |