Monterey County, CA homeowners insurance rate is about $1189 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.
| Nearby places/ Census Blocks & Streets | Homeowners Insurance Cost ($) |
|---|---|
| Ballantrae Ln, Griffin Rd, Mestres Dr, Raccoon Trl, Indian Village Rd, Mesa Ln, Peisano Rd, The Old Dr, Sand Dunes Rd, Lost Barranca Rd | $1,917 |
| San Clemente Dr, Sky Ranch Rd, White Oaks Ln, Tassajara Rd, Holman Rd, Conejo Grade, Cll de la Paloma, Cummings Dr, W Garzas Rd, Asoleado Dr | $1,205 |
| Mesa St, Malaga Ct, Viewpointe St, Santa Inez Cir, Cuesta Ct, Tolteca Cir, Ortiz St, Graff Dr, Higuera St, Lopez St | $620 |
| Parkfield Cemetery Rd, State Rte 198, Hidden Creek Rd, Ave 8, Infantry Rd, Annette St, Sargent Canyon Rd, New Mexico Ave, Lowes Canyon Rd, Dudley Rd | $764 |
| Legends Ct, Larkspur Ct, Old Ranch Ct, Little Thrush Ct, Wisteria Ct, Stonegate Ct, Fieldcrest Ln, Pine Canyon Rd, Picador Dr, Oak Canyon Rd | $1,506 |
| Place / Nearby places | Home Value ($) | Age of Home | Premium ($) |
|---|---|---|---|
| Greenfield, CA | $262400 | 30 year old | $697 |
| Big Sur, CA | $877100 | 30 year old | $2,360 |
| Carmel Valley Village, CA | $886900 | 40 year old | $2,404 |
| Salinas, CA | $350300 | 30 year old | $900 |
| Carmel-by-the-Sea, CA | $1114000 | 30 year old | $951 |
| Monterey, CA | $696200 | 50 year old | $1,106 |
| Lake Nacimiento, CA | $342500 | New Home | $704 |
| Mendota, CA | $141000 | 40 year old | $1,083 |
| Las Lomas, CA | $427500 | Above 50 year old | $1,270 |
| Coverage | Average Premium ($) | Increased Premium Due to Swimming Pool ($) |
|---|---|---|
| $750,000 to $999,999 | $1,978 | $2,097 |
| $250,000 to $299,999 | $827 | $876 |
| $175,000 to $199,999 | $445 | $472 |
| $200,000 to $249,999 | $504 | $534 |
| $1000,000 to $1499,999 | $2,179 | $2,309 |
| Insured Amount ($) | Low Deductible ($500) | High Deductible ($2500) |
|---|---|---|
| Greenfield, CA | $678 | $493 |
| Big Sur, CA | $2,297 | $1,669 |
| Carmel Valley Village, CA | $2,315 | $1,682 |
| Salinas, CA | $876 | $637 |
| Carmel-by-the-Sea, CA | $926 | $673 |
| Monterey, CA | $1,053 | $765 |
| Lake Nacimiento, CA | $892 | $648 |
| Mendota, CA | $1,043 | $758 |
| Las Lomas, CA | $1,197 | $870 |
| Coverage Value | Average Monterey County, CA Homeowners Insurance ($) |
|---|---|
| $500,000 to $749,999 | $1,711 |
| $1000,000 to $1499,999 | $2,179 |
| $400,000 to $499,999 | $1,337 |
| $250,000 to $299,999 | $827 |
| $750,000 to $999,999 | $1,978 |