Montgomery County, NY homeowners insurance rate is about $1205 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.
| Nearby places/ Census Blocks & Streets | Homeowners Insurance Cost ($) |
|---|---|
| Rappa Rd, Mahr Rd, Rivenburgh Rd, Rural Grove Rd, Van Epps Rd, E Corbin Hill Rd, Flat Creek Rd, Co Rd 101, Anderson Rd, Mc Duffee Rd | $595 |
| Proper Dr, Quackenbush St, Co Rd 133, Beyer Rd, Mc Duffee Rd, Korona Rd, Auspelmeyer Rd, Co Rd 141, Co Rd 132, Dorn Rd | $596 |
| Country Club Ln, Krutz Rd, Baldwin Rd, Poplar St, W Country Ridge Rd, Brant Ave, Travers St, Shuttleworth Ave, Cranes Hollow Rd, Co Rd 13 | $608 |
| Dutchtown Rd, Karolann Pl, Co Rd 76, Dump Rd, Phillip Rd, Michalik Dr, Co Rd 79, West St, Salt Springville Rd, Freysbush Rd | $591 |
| Stewart Ln, 3rd Ave, 2nd Ave E, W Prospect St, Co Rd 29, Davis Ln, Boshart Rd, S Bridge St, Angelo Way, Hogans Aly | $608 |
| Place / Nearby places | Home Value ($) | Age of Home | Premium ($) |
|---|---|---|---|
| Benson, NY | $164800 | 30 year old | $684 |
| Preston-Potter Hollow, NY | $143800 | Above 50 year old | $663 |
| Halfmoon, NY | $246400 | Above 50 year old | $829 |
| Coeymans, NY | $168600 | 30 year old | $644 |
| Deerfield, NY | $144300 | 40 year old | $650 |
| Bridgewater, NY | $81800 | New Home | $438 |
| Meredith, NY | $166100 | New Home | $528 |
| Sand Lake, NY | $218100 | 30 year old | $842 |
| Averill Park, NY | $212900 | Above 50 year old | $851 |
| Columbus, NY | $100000 | 50 year old | $613 |
| Coverage | Average Premium ($) | Increased Premium Due to Swimming Pool ($) |
|---|---|---|
| $1500,000 to $2000,000 | $10,528 | $11,159 |
| $400,000 to $499,999 | $6,016 | $6,377 |
| $250,000 to $299,999 | $3,744 | $3,969 |
| $100,000 to $124,999 | $1,167 | $1,237 |
| $150,000 to $174,999 | $1,920 | $2,035 |
| Insured Amount ($) | Low Deductible ($500) | High Deductible ($2500) |
|---|---|---|
| Benson, NY | $666 | $484 |
| Preston-Potter Hollow, NY | $625 | $454 |
| Halfmoon, NY | $782 | $568 |
| Coeymans, NY | $627 | $455 |
| Deerfield, NY | $626 | $455 |
| Bridgewater, NY | $585 | $425 |
| Meredith, NY | $669 | $486 |
| Sand Lake, NY | $820 | $596 |
| Averill Park, NY | $802 | $583 |
| Columbus, NY | $584 | $424 |
| Coverage Value | Average Montgomery County, NY Homeowners Insurance ($) |
|---|---|
| $100,000 to $124,999 | $1,167 |
| $750,000 to $999,999 | $8,903 |
| $250,000 to $299,999 | $3,744 |
| $1500,000 to $2000,000 | $10,528 |
| $1000,000 to $1499,999 | $9,806 |