What Makes Your Montgomery County, NY Home Insurance Cheap or Expensive

Montgomery County, NY homeowners insurance rate is about $146-$12,120 per annum. Gavop has done in-depth research to analyse the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.

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Cost of Montgomery County, NY Homeowners Insurance in Different Neighborhoods | Back to Top

Nearby places/ Census Blocks & Streets Homeowners Insurance Cost ($)
Rappa Rd, Mahr Rd, Rivenburgh Rd, Rural Grove Rd, Van Epps Rd, E Corbin Hill Rd, Flat Creek Rd, Co Rd 101, Anderson Rd, Mc Duffee Rd 1,440
Proper Dr, Quackenbush St, Co Rd 133, Beyer Rd, Mc Duffee Rd, Korona Rd, Auspelmeyer Rd, Co Rd 141, Co Rd 132, Dorn Rd 7,080
Country Club Ln, Krutz Rd, Baldwin Rd, Poplar St, W Country Ridge Rd, Brant Ave, Travers St, Shuttleworth Ave, Cranes Hollow Rd, Co Rd 13 5,880
Dutchtown Rd, Karolann Pl, Co Rd 76, Dump Rd, Phillip Rd, Michalik Dr, Co Rd 79, West St, Salt Springville Rd, Freysbush Rd 1,080
Stewart Ln, 3rd Ave, 2nd Ave E, W Prospect St, Co Rd 29, Davis Ln, Boshart Rd, S Bridge St, Angelo Way, Hogans Aly 12,120

Cost of Montgomery County, NY Homeowners Insurance based on Home value, and Year Built | Back to Top

Place/ Neary by places Year Built Home Value ($) Premium ($)
Benson, NY 1994 166,700 869
Preston-Potter Hollow, NY 1996 176,300 869
Halfmoon, NY 2009 221,700 740
Coeymans, NY 2008 172,700 732
Deerfield, NY 1990 137,700 862

Cost of Home insurance with Deductible Scenarios in Montgomery County, NY | Back to Top

Insured Amount ($) Low Deductible ($500) High Deductible ($2500)
104,500 420 350

Montgomery County, NY Homeowners Insurance based on Home Coverage| Back to Top

Home Value Total Homes % of Total Average Montgomery County, NY Homeowners Insurance ($)
Less than $50,000 1,558 11.0 146
Less than $200,000 601 4.0 1,103
Less than $300,000 405 3.0 1,620
More than $300,000 331 2.0 2,060
Less than $100,000 812 6.0 381

Montgomery County, NY Homeowners Insurance Goes up for Homes with Swimming Pools| Back to Top

Coverage Average Premium ($) Increased Premium Due to Swimming Pool ($)
$100000-$125000 631 666

Montgomery County, NY Home Insurance Rates Saving Based on Replacement Value | Back to Top

Home Value ($) Replacement Value ($) Premium Based on Home Value ($) Premium Based on Replacement Value ($) Premium Savings Compared to Home Value ($)
110,000 100,000 1,032 426 606

How can I Make My Montgomery County, NY Home Insurance Cheaper

7 Ways to Get Discounts on Homeowners Insurance in Montgomery County, NY