What Makes Your Mount Vernon, NY Home Insurance Cheap or Expensive

Mount Vernon, NY homeowners insurance rate is about $38-$29,160 per annum. Gavop has done in-depth research to analyse the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.

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Cost of Mount Vernon, NY Homeowners Insurance in Different Neighborhoods | Back to Top

Nearby places/ Census Blocks & Streets Homeowners Insurance Cost ($)
E Devonia Ave, Pasadena Pl, Eastfield Rd, Stuyvesant Plz, Rhynas Dr, Vernon Pkwy, Sturgis Rd, Brookfield Rd, Commonwealth Ave, Huntwood Pl 29,160
Edison Ave, S 2nd Ave, W 8th St, Bertel Ave, Mundy Ln, St Pauls Pl, Nuvern Ave, S Columbus Ave, Hesper Pl, Amundson Ave 9,480
Darling Ave, Esplanade, Sycamore Ave, E Sidney Ave, Drake St, Crest Ave, Dell Ave, Lorraine Ter, N Columbus Ave, Claremont Pl 5,520
S Columbus Ave, Elliot St, Beekman Ave, Cooley Pl, E 1st St, Hartford Ave, E 5th St, Pease St, Lyons Pl, Martens Pl 2,880
S Terrace Ave, N Bleeker St, S Mac Questen Pkwy, N Bond St, S High St, Baldwin St, S Bond St, Electra Ln, N Terrace Ave, W Lincoln Ave 8,520

Cost of Mount Vernon, NY Homeowners Insurance based on Home value, and Year Built | Back to Top

Place/ Neary by places Year Built Home Value ($) Premium ($)
Lodi, NJ 1989 362,700 959
Greenwich, CT 2006 More than 1,000,000 933
Franklin Square, NY 2002 438,700 791
Chappaqua, NY 1985 576,100 1,022
Cove Neck, NY 2005 More than 1,000,000 928

Cost of Home insurance with Deductible Scenarios in Mount Vernon, NY | Back to Top

Insured Amount ($) Low Deductible ($500) High Deductible ($2500)
440,400 1,970 1,590

Mount Vernon, NY Homeowners Insurance based on Home Coverage| Back to Top

Home Value Total Homes % of Total Average Mount Vernon, NY Homeowners Insurance ($)
Less than $50,000 107 2.0 38
Less than $200,000 206 4.0 213
Less than $300,000 414 8.0 434
More than $300,000 1,804 38.0 550
Less than $100,000 118 2.0 116

Mount Vernon, NY Homeowners Insurance Goes up for Homes with Swimming Pools| Back to Top

Coverage Average Premium ($) Increased Premium Due to Swimming Pool ($)
$400000-$500000 2,337 2,412

Mount Vernon, NY Home Insurance Rates Saving Based on Replacement Value | Back to Top

Home Value ($) Replacement Value ($) Premium Based on Home Value ($) Premium Based on Replacement Value ($) Premium Savings Compared to Home Value ($)
300,000 240,000 4,500 1,654 2,846

How can I Make My Mount Vernon, NY Home Insurance Cheaper

7 Ways to Get Discounts on Homeowners Insurance in Mount Vernon, NY