What Makes Your Niagara County, NY Home Insurance Cheap or Expensive

Niagara County, NY homeowners insurance rate is about $141-$9,480 per annum. Gavop has done in-depth research to analyse the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.

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Cost of Niagara County, NY Homeowners Insurance in Different Neighborhoods | Back to Top

Nearby places/ Census Blocks & Streets Homeowners Insurance Cost ($)
Marigold Dr, Kirkbridge Dr, Moyer Rd, Joshua Ln, Spice Creek, Wagner Dr, Olmstead St, Eaglechase Dr, Mapleton Rd, Katie Dr 4,080
Highland Dr, Mack Rd, Riddle Rd, Co Rd 133, McNair Rd, Co Line Rd, Bolton Rd, Orangeport Rd, Mack Ave, Chestnut Ridge Rd 2,160
Jennifer Dr W, N Canal Rd, Dorchester Rd, Purdy Rd, Leete Rd, State Rte 270, Hinman Rd, I D A Park N, Jennifer Dr, Sherman Dr 3,960
Cherry Ln, Edgewood Dr, Johnson St, A St, Woodside Pl, Mohawk Pkwy, Dell Dr, Disney Dr, State Rte 182, Porter Rd 9,480
Purple Martin Ln, Pinelake Dr, Sunset Dr, Village Dr, Michael Dr, Rachelle Dr, Wilrose Ct, Crestwood Ct, Blue Heron Ct, Violet Cir 3,720

Cost of Niagara County, NY Homeowners Insurance based on Home value, and Year Built | Back to Top

Place/ Neary by places Year Built Home Value ($) Premium ($)
Tuscarora Nation, NY 1999 79,300 841
Ridgeway, NY 1988 84,100 879
Newstead, NY 1981 137,200 893
Eggertsville, NY 2000 118,200 716
Depew, NY 1980 104,800 880

Cost of Home insurance with Deductible Scenarios in Niagara County, NY | Back to Top

Insured Amount ($) Low Deductible ($500) High Deductible ($2500)
113,800 510 430

Niagara County, NY Homeowners Insurance based on Home Coverage| Back to Top

Home Value Total Homes % of Total Average Niagara County, NY Homeowners Insurance ($)
Less than $50,000 7,459 12.0 141
Less than $200,000 3,196 5.0 1,064
Less than $300,000 1,907 3.0 1,564
More than $300,000 1,345 2.0 1,987
Less than $100,000 3,017 4.0 294

Niagara County, NY Homeowners Insurance Goes up for Homes with Swimming Pools| Back to Top

Coverage Average Premium ($) Increased Premium Due to Swimming Pool ($)
$100000-$125000 857 892

Niagara County, NY Home Insurance Rates Saving Based on Replacement Value | Back to Top

Home Value ($) Replacement Value ($) Premium Based on Home Value ($) Premium Based on Replacement Value ($) Premium Savings Compared to Home Value ($)
147,000 130,000 1,047 990 57

How can I Make My Niagara County, NY Home Insurance Cheaper

7 Ways to Get Discounts on Homeowners Insurance in Niagara County, NY