What Makes Your Niagara County, NY Home Insurance Cheap or Expensive

Niagara County, NY homeowners insurance rate is about $1194 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.

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Cost of Niagara County, NY Homeowners Insurance in Different Neighborhoods | Back to Top

Nearby places/ Census Blocks & Streets Homeowners Insurance Cost ($)
Marigold Dr, Kirkbridge Dr, Moyer Rd, Joshua Ln, Spice Creek, Wagner Dr, Olmstead St, Eaglechase Dr, Mapleton Rd, Katie Dr $674
Highland Dr, Mack Rd, Riddle Rd, Co Rd 133, McNair Rd, Co Line Rd, Bolton Rd, Orangeport Rd, Mack Ave, Chestnut Ridge Rd $633
Jennifer Dr W, N Canal Rd, Dorchester Rd, Purdy Rd, Leete Rd, State Rte 270, Hinman Rd, I D A Park N, Jennifer Dr, Sherman Dr $666
Cherry Ln, Edgewood Dr, Johnson St, A St, Woodside Pl, Mohawk Pkwy, Dell Dr, Disney Dr, State Rte 182, Porter Rd $621
Purple Martin Ln, Pinelake Dr, Sunset Dr, Village Dr, Michael Dr, Rachelle Dr, Wilrose Ct, Crestwood Ct, Blue Heron Ct, Violet Cir $591

Cost of Niagara County, NY Homeowners Insurance based on Home value and Age of Home | Back to Top

Place / Nearby places Home Value ($) Age of Home Premium ($)
Tuscarora Nation, NY $75900 Above 50 year old $623
Ridgeway, NY $89600 40 year old $993
Newstead, NY $134000 30 year old $958
Eggertsville, NY $137200 New Home $435
Depew, NY $114600 Above 50 year old $1,015
Lancaster, NY $176300 30 year old $690
Holley, NY $81000 Above 50 year old $620
Seneca, NY $141500 Above 50 year old $660
Erie County, NY $139900 50 year old $631

Niagara County, NY Homeowners Insurance Goes up for Homes with Swimming Pools| Back to Top

Coverage Average Premium ($) Increased Premium Due to Swimming Pool ($)
$1500,000 to $2000,000 $9,197 $9,749
$100,000 to $124,999 $1,213 $1,286
$400,000 to $499,999 $5,256 $5,571
$500,000 to $749,999 $6,727 $7,131
$150,000 to $174,999 $1,485 $1,574

Cost of Home insurance with Deductible Scenarios in Niagara County, NY | Back to Top

Insured Amount ($) Low Deductible ($500) High Deductible ($2500)
Tuscarora Nation, NY $587 $426
Ridgeway, NY $957 $695
Newstead, NY $932 $677
Eggertsville, NY $572 $416
Depew, NY $957 $695
Lancaster, NY $672 $488
Holley, NY $585 $425
Seneca, NY $622 $452
Erie County, NY $601 $437

Niagara County, NY Homeowners Insurance based on Home Coverage| Back to Top

Coverage Value Average Niagara County, NY Homeowners Insurance ($)
$200,000 to $249,999 $2,140
$175,000 to $199,999 $1,732
$1000,000 to $1499,999 $8,567
$750,000 to $999,999 $7,778
$250,000 to $299,999 $3,114

How can I Make My Niagara County, NY Home Insurance Cheaper

7 Ways to Get Discounts on Homeowners Insurance in Niagara County, NY