Oakland County, MI homeowners insurance rate is about $847 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.
| Nearby places/ Census Blocks & Streets | Homeowners Insurance Cost ($) |
|---|---|
| Rose Hill, Hazy View Ln, Aldrin St, Bishop St, Augustine Rd, Homestead, Old Milford Farms, Bickel St, Willow Trl, E Maple | $984 |
| Amberwood Ct, Highview St, W Oaks Dr, Pinnock Ave, Playfair Ter, Maple Blvd, Timberlane Trl, Lakepoint Dr, Carrick Ave, Green Oaks Dr | $1,016 |
| English Oak Dr, Garnet Cir, Osseo Dr, Royal Woods Dr, Iroquois Ct, Neosho, Rosedale Ct, Newcastle Dr, Thornhill Dr, Dorchester Ct | $750 |
| Acorn Trl, Wyoming Ave, Bonnie Brook Dr, Ocher St, Cider Mill Blvd, Belgrave Pl, Virginia Ave, Lochmoor Ln, Red Pine, Brompton | $863 |
| Devon Ct, Galeton Dr, Blackmoor St, Bradley St, Glade St, Barton St, Spokane St, Venice Dr, Leverson St, Elsmere St | $927 |
| Place / Nearby places | Home Value ($) | Age of Home | Premium ($) |
|---|---|---|---|
| White Lake charter, MI | $209300 | 40 year old | $752 |
| Lyon charter, MI | $300100 | 40 year old | $895 |
| Ferndale, MI | $131100 | 40 year old | $662 |
| South Lyon, MI | $171100 | 50 year old | $716 |
| Romeo, MI | $167800 | 40 year old | $838 |
| Allen Park, MI | $108900 | Above 50 year old | $716 |
| Caledonia charter, MI | $113500 | 30 year old | $753 |
| Stockbridge, MI | $144200 | 40 year old | $806 |
| East China, MI | $157200 | Above 50 year old | $842 |
| Coverage | Average Premium ($) | Increased Premium Due to Swimming Pool ($) |
|---|---|---|
| $200,000 to $249,999 | $803 | $851 |
| $250,000 to $299,999 | $1,264 | $1,340 |
| $100,000 to $124,999 | $333 | $353 |
| $1000,000 to $1499,999 | $3,323 | $3,523 |
| $150,000 to $174,999 | $565 | $599 |
| Insured Amount ($) | Low Deductible ($500) | High Deductible ($2500) |
|---|---|---|
| White Lake charter, MI | $724 | $526 |
| Lyon charter, MI | $861 | $626 |
| Ferndale, MI | $637 | $463 |
| South Lyon, MI | $681 | $495 |
| Romeo, MI | $807 | $587 |
| Allen Park, MI | $675 | $491 |
| Caledonia charter, MI | $733 | $533 |
| Stockbridge, MI | $777 | $564 |
| East China, MI | $793 | $577 |
| Coverage Value | Average Oakland County, MI Homeowners Insurance ($) |
|---|---|
| $200,000 to $249,999 | $803 |
| $1000,000 to $1499,999 | $3,323 |
| $150,000 to $174,999 | $565 |
| $1500,000 to $2000,000 | $3,568 |
| $250,000 to $299,999 | $1,264 |