Okaloosa County, FL homeowners insurance rate is about $1407 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.
| Nearby places/ Census Blocks & Streets | Homeowners Insurance Cost ($) |
|---|---|
| Price Rd, Hester Church Rd, Hg Ln, Walker Dr, Barrow Ln, Red Barrow Rd, Parker Ln, Firefly Trl, Emmie Cir, Lonnie Booker Rd | $1,752 |
| Wilks St, Robby Ln, Fairway Dr, Nun Dr, Kelvin Ct, Titanium Dr, Boulder St, Edna Dr, E Bowers Ave, Petal Pl | $1,477 |
| Church St, Kolima Ct, Chancellor Ct, Michelle Ct, Ashley Maria Ct, Chanson Xing, Hogan Ln, Hudson Dr, E Cobb Ave, Balboa Rd | $1,272 |
| N Lloyd St, Cayson Ave, Mayo Trl, E Pine Ave, Seminole Trl, 10th Ave, Medley Dr, 4th Ave E, Kingston Rd, E 2nd Ave | $1,502 |
| Woolmac Dr, Bobolink Way, Dogwood Dr E, Hibiscus Ave, Bear Head Rd, Clearview Rd, Allen Rd, Dawson Ranch Rd, Will Owens Rd, Golden Acres Cir | $1,112 |
| Place / Nearby places | Home Value ($) | Age of Home | Premium ($) |
|---|---|---|---|
| Wright, FL | $160100 | 50 year old | $1,094 |
| Fort Walton Beach, FL | $198900 | 30 year old | $1,429 |
| Santa Rosa County, FL | $170500 | 40 year old | $1,432 |
| Lockhart, AL | $49400 | 50 year old | $650 |
| Falco, AL | $114500 | New Home | $773 |
| Wallace, FL | $260500 | 50 year old | $2,214 |
| Chumuckla, FL | $170700 | Above 50 year old | $1,626 |
| Brownsdale, FL | $148300 | New Home | $1,066 |
| Horn Hill, AL | $83000 | Above 50 year old | $921 |
| Coverage | Average Premium ($) | Increased Premium Due to Swimming Pool ($) |
|---|---|---|
| $200,000 to $249,999 | $1,436 | $1,523 |
| $300,000 to $399,999 | $2,806 | $2,975 |
| $500,000 to $749,999 | $4,515 | $4,786 |
| $250,000 to $299,999 | $2,224 | $2,357 |
| $100,000 to $124,999 | $776 | $823 |
| Insured Amount ($) | Low Deductible ($500) | High Deductible ($2500) |
|---|---|---|
| Wright, FL | $1,041 | $757 |
| Fort Walton Beach, FL | $1,391 | $1,011 |
| Santa Rosa County, FL | $1,379 | $1,002 |
| Lockhart, AL | $618 | $449 |
| Falco, AL | $1,061 | $771 |
| Wallace, FL | $2,107 | $1,531 |
| Chumuckla, FL | $1,533 | $1,114 |
| Brownsdale, FL | $1,386 | $1,007 |
| Horn Hill, AL | $868 | $631 |
| Coverage Value | Average Okaloosa County, FL Homeowners Insurance ($) |
|---|---|
| $500,000 to $749,999 | $4,515 |
| $750,000 to $999,999 | $5,220 |
| $150,000 to $174,999 | $1,079 |
| $100,000 to $124,999 | $776 |
| $250,000 to $299,999 | $2,224 |