Oldham County, KY homeowners insurance rate is about $1133 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.
| Nearby places/ Census Blocks & Streets | Homeowners Insurance Cost ($) |
|---|---|
| W Mailback Way, Waino Ct, Beechwood Cir, N Ridge Cir, Fox Trail Ct, Meadowbrook Dr, Cherry Ridge Ct, Centerfield Dr, Cherry Creek Rd, Crescent Ct | $1,028 |
| Mount Pleasant Rd, Morgan Pl Blvd, Villa Pl, Stonefield Ln, New Cut Rd, Galway Cove, Cox Ln, Elder Ln, Kamer Dr, State Hwy 1817 | $1,043 |
| Drifton Dr, Shagbark Ln, Cantrell Dr, Sunset Ln, Clore Ln, Peachtree Ave, W Orchard Grass Blvd, Cambridge Ct, Wooldridge, Louisville Post Rd | $1,040 |
| Lincoln Trl, Croft Ln, Whitehouse Dr, Rte 2858, Bowen Cir, Croft Circle Dr, Boones Trce, Abbott Grove Dr, State Hwy 1408, Hollow Oak Dr | $959 |
| E State Hwy 146, Oak Ave, N 1st Ave, S 1st St, Fort Pickens Rd, Hickory Switch Rd, E Madison St, Latimer Ave, Hunters Trce, Head Ln | $1,025 |
| Place / Nearby places | Home Value ($) | Age of Home | Premium ($) |
|---|---|---|---|
| Shelby County, KY | $184900 | 30 year old | $992 |
| Milton, KY | $108900 | 30 year old | $833 |
| Christianburg, KY | $160300 | 50 year old | $1,026 |
| Anderson, KY | $142400 | New Home | $730 |
| Coverage | Average Premium ($) | Increased Premium Due to Swimming Pool ($) |
|---|---|---|
| $750,000 to $999,999 | $3,278 | $3,475 |
| $150,000 to $174,999 | $607 | $643 |
| $100,000 to $124,999 | $376 | $398 |
| $1500,000 to $2000,000 | $3,877 | $4,109 |
| $200,000 to $249,999 | $809 | $858 |
| Insured Amount ($) | Low Deductible ($500) | High Deductible ($2500) |
|---|---|---|
| Shelby County, KY | $966 | $702 |
| Milton, KY | $811 | $589 |
| Christianburg, KY | $976 | $709 |
| Anderson, KY | $925 | $672 |
| Coverage Value | Average Oldham County, KY Homeowners Insurance ($) |
|---|---|
| $1000,000 to $1499,999 | $3,611 |
| $500,000 to $749,999 | $2,835 |
| $750,000 to $999,999 | $3,278 |
| $200,000 to $249,999 | $809 |
| $175,000 to $199,999 | $780 |