What Makes Your Oxnard, CA Home Insurance Cheap or Expensive

Oxnard, CA homeowners insurance rate is about $977 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Are you a home owner?
Yes No
Currently Insured?
Yes No

Cost of Oxnard, CA Homeowners Insurance in Different Neighborhoods | Back to Top

Nearby places/ Census Blocks & Streets Homeowners Insurance Cost ($)
Opalo Dr, Pescador Way, Teresa St, Gotita Way, Anita Ave, Huerta St, Rubio Cir, E Gonzales Rd, Libre St, Villanova Ave $989
Costa de Oro, Sandpiper Way, Martinique Ln, Vina del Mar, Jamestown Way, Breakers Way, San Sebastian Dr, Wavecrest Way, Beachcomber St, Adriatic St $1,616
Wildrose Walk, Turnberry Dr, Shadow Creek Dr, Spyglass Trl W, Pavin Dr, Flax Pl, Glen Eagles Ct, Eastridge Trl, St Andrews Ct, Gum Tree St $1,652
S Borchard Dr, Seaward Ave, Milton Ave, Goodyear Ave, Armada Dr, Arundell Cir, Seaborg Ave, Barr Rd, Arbor Ave, Dupont Ct $848
Pso Tesoro, Flora Ln, Gibralter St, Cesar Chavez Dr, Inez Dr, E Gonzales Rd, William Dr, Pso Margarita, Pso Lindo, Pso Elegante $1,011

Cost of Oxnard, CA Homeowners Insurance based on Home value and Age of Home | Back to Top

Place / Nearby places Home Value ($) Age of Home Premium ($)
Channel Islands Beach, CA $835100 New Home $1,682
Las Posas, CA $836700 New Home $1,707
Santa Rosa Valley, CA $1101800 50 year old $2,817
Thousand Oaks, CA $668700 Above 50 year old $1,341
Oak View, CA $476000 30 year old $1,502
Mira Monte, CA $585600 40 year old $1,402
Carpinteria, CA $723800 30 year old $1,115
Hasley Canyon, CA $790000 Above 50 year old $2,256
Gardena, CA $407000 Above 50 year old $1,093

Oxnard, CA Homeowners Insurance Goes up for Homes with Swimming Pools| Back to Top

Coverage Average Premium ($) Increased Premium Due to Swimming Pool ($)
$1000,000 to $1499,999 $2,032 $2,154
$100,000 to $124,999 $277 $294
$1500,000 to $2000,000 $2,182 $2,312
$300,000 to $399,999 $1,025 $1,086
$200,000 to $249,999 $528 $560

Cost of Home insurance with Deductible Scenarios in Oxnard, CA | Back to Top

Insured Amount ($) Low Deductible ($500) High Deductible ($2500)
Channel Islands Beach, CA $2,216 $1,610
Las Posas, CA $2,219 $1,613
Santa Rosa Valley, CA $2,681 $1,949
Thousand Oaks, CA $1,264 $919
Oak View, CA $1,462 $1,063
Mira Monte, CA $1,350 $981
Carpinteria, CA $1,085 $788
Hasley Canyon, CA $2,127 $1,546
Gardena, CA $1,030 $749

Oxnard, CA Homeowners Insurance based on Home Coverage| Back to Top

Coverage Value Average Oxnard, CA Homeowners Insurance ($)
$500,000 to $749,999 $1,596
$200,000 to $249,999 $528
$150,000 to $174,999 $382
$175,000 to $199,999 $423
$1500,000 to $2000,000 $2,182

How can I Make My Oxnard, CA Home Insurance Cheaper

7 Ways to Get Discounts on Homeowners Insurance in Oxnard, CA