Palm Harbor, FL homeowners insurance rate is about $1385 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.
| Nearby places/ Census Blocks & Streets | Homeowners Insurance Cost ($) |
|---|---|
| Northridge Dr, 18th St, S Green Ridge Pl, 17th St, Rambling Ridge Ct, Lakeside Ter, Missouri Ave, Grove Valley Ave, Peak St, Tradewinds Trl | $1,413 |
| Lake St George Dr, Meadowbreeze Ct, Cactus Hill Pl, Valencia Ln E, Mackenzie Ct, Berkshire Ct, Greendale Ct, Monica Ln, Channing Dr, Calibre Downs Ln | $1,149 |
| Glengary Ln, House Wren Cir, Belted Kingfisher Dr N, Sheffield Cir E, Spanish Oak Dr W, Sedgewick Way, Berrywood Way, Woodland Dr, Harbor Lake Cir, Jackson Ct | $1,508 |
| Blue Jay Cir, Sage Rd, Timberlane Dr, Maryland Ave, McCosh Ave, Harry St, Klosterman Rd, Wisconsin Ave, Augusta Ave, Grace St | $1,720 |
| Fox Squirrel Dr, Highland St, Lake Shore Dr, Rita Ln, Maple Ave, Sand Key Dr, Village Green Way, Shoreline Dr, Carriage Dr, Independence Ave | $1,282 |
| Place / Nearby places | Home Value ($) | Age of Home | Premium ($) |
|---|---|---|---|
| Holiday, FL | $66400 | 40 year old | $730 |
| New Port Richey, FL | $132700 | 50 year old | $1,253 |
| Belleair Shore, FL | $2000001 | 40 year old | $1,361 |
| Madeira Beach, FL | $403000 | 40 year old | $3,032 |
| Pasadena Hills, FL | $157900 | 30 year old | $1,059 |
| Holmes Beach, FL | $511700 | 30 year old | $831 |
| Bradenton, FL | $166800 | Above 50 year old | $1,439 |
| Samoset, FL | $81400 | 30 year old | $964 |
| Parrish, FL | $237600 | Above 50 year old | $1,135 |
| Ridge Manor, FL | $111200 | New Home | $606 |
| Coverage | Average Premium ($) | Increased Premium Due to Swimming Pool ($) |
|---|---|---|
| $150,000 to $174,999 | $929 | $984 |
| $250,000 to $299,999 | $2,141 | $2,269 |
| $200,000 to $249,999 | $1,436 | $1,522 |
| $300,000 to $399,999 | $2,884 | $3,057 |
| $500,000 to $749,999 | $4,403 | $4,667 |
| Insured Amount ($) | Low Deductible ($500) | High Deductible ($2500) |
|---|---|---|
| Holiday, FL | $703 | $511 |
| New Port Richey, FL | $1,193 | $867 |
| Belleair Shore, FL | $1,310 | $952 |
| Madeira Beach, FL | $2,920 | $2,122 |
| Pasadena Hills, FL | $1,030 | $749 |
| Holmes Beach, FL | $809 | $588 |
| Bradenton, FL | $1,357 | $986 |
| Samoset, FL | $939 | $682 |
| Parrish, FL | $1,070 | $778 |
| Ridge Manor, FL | $809 | $588 |
| Coverage Value | Average Palm Harbor, FL Homeowners Insurance ($) |
|---|---|
| $250,000 to $299,999 | $2,141 |
| $100,000 to $124,999 | $722 |
| $750,000 to $999,999 | $5,091 |
| $200,000 to $249,999 | $1,436 |
| $175,000 to $199,999 | $1,229 |