What Makes Your Polk County, FL Home Insurance Cheap or Expensive

Polk County, FL homeowners insurance rate is about $1134 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.

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Cost of Polk County, FL Homeowners Insurance in Different Neighborhoods | Back to Top

Nearby places/ Census Blocks & Streets Homeowners Insurance Cost ($)
Hamrick Dr, Palo Alto Pl, Partridge Dr, Davinci Pass, Apian Pl, Ball Ct, Teal Ct, Highlands Hammock Dr, Montage Ln, Lemon Grove Dr $1,944
Martinique Loop, Glascow Ct, Jocelyn Dr, Saint Andrews St, Kettering Rd, Convent Gardens Ave, Holborn Loop, Hacienda Trl, Tivoli Park Dr, Prestwick Dr $1,437
Naples Ct, Grouper Ct, Lakeview Rd, Columbia Ct, Erie Dr, Kent Ct, Port Pleasant Dr, Missouri Pl, Big Sioux Ct, Salmon Ct $1,407
Marley Rd, Bradbury Rd, Tuxford Dr, Marion Creek Ave, Hatchwood Dr, Ranch Trail Rd, Country Pine Rd, Nandina St, Melhorn Rd, Cumbie Dr $1,282
Majestic Gardens Blvd, Rifle Range Rd, Cedro Ct, Sweet Cir SE, Valencia Dr SE, Crestwood Ave, Olmo Ct, Reddicks Cir, Ridge Acres Dr, Brock Rd $1,182

Cost of Polk County, FL Homeowners Insurance based on Home value and Age of Home | Back to Top

Place / Nearby places Home Value ($) Age of Home Premium ($)
Hillcrest Heights, FL $157000 New Home $1,125
Celebration, FL $401600 40 year old $968
Valrico, FL $211200 30 year old $1,246
Mango, FL $103200 40 year old $946
Mascotte, FL $159400 50 year old $1,533
Pine Castle, FL $127500 30 year old $911
Temple Terrace, FL $188000 Above 50 year old $996
Conway, FL $204700 40 year old $993
San Antonio, FL $187500 Above 50 year old $1,743

Polk County, FL Homeowners Insurance Goes up for Homes with Swimming Pools| Back to Top

Coverage Average Premium ($) Increased Premium Due to Swimming Pool ($)
$300,000 to $399,999 $3,559 $3,772
$200,000 to $249,999 $2,025 $2,146
$100,000 to $124,999 $893 $947
$1500,000 to $2000,000 $8,128 $8,615
$750,000 to $999,999 $6,874 $7,286

Cost of Home insurance with Deductible Scenarios in Polk County, FL | Back to Top

Insured Amount ($) Low Deductible ($500) High Deductible ($2500)
Hillcrest Heights, FL $1,443 $1,049
Celebration, FL $932 $678
Valrico, FL $1,212 $881
Mango, FL $911 $662
Mascotte, FL $1,459 $1,060
Pine Castle, FL $887 $645
Temple Terrace, FL $939 $682
Conway, FL $956 $695
San Antonio, FL $1,643 $1,194

Polk County, FL Homeowners Insurance based on Home Coverage| Back to Top

Coverage Value Average Polk County, FL Homeowners Insurance ($)
$400,000 to $499,999 $4,644
$1500,000 to $2000,000 $8,128
$1000,000 to $1499,999 $7,570
$500,000 to $749,999 $5,945
$150,000 to $174,999 $1,460

How can I Make My Polk County, FL Home Insurance Cheaper

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