Polk County, FL homeowners insurance rate is about $1134 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.
| Nearby places/ Census Blocks & Streets | Homeowners Insurance Cost ($) |
|---|---|
| Hamrick Dr, Palo Alto Pl, Partridge Dr, Davinci Pass, Apian Pl, Ball Ct, Teal Ct, Highlands Hammock Dr, Montage Ln, Lemon Grove Dr | $1,944 |
| Martinique Loop, Glascow Ct, Jocelyn Dr, Saint Andrews St, Kettering Rd, Convent Gardens Ave, Holborn Loop, Hacienda Trl, Tivoli Park Dr, Prestwick Dr | $1,437 |
| Naples Ct, Grouper Ct, Lakeview Rd, Columbia Ct, Erie Dr, Kent Ct, Port Pleasant Dr, Missouri Pl, Big Sioux Ct, Salmon Ct | $1,407 |
| Marley Rd, Bradbury Rd, Tuxford Dr, Marion Creek Ave, Hatchwood Dr, Ranch Trail Rd, Country Pine Rd, Nandina St, Melhorn Rd, Cumbie Dr | $1,282 |
| Majestic Gardens Blvd, Rifle Range Rd, Cedro Ct, Sweet Cir SE, Valencia Dr SE, Crestwood Ave, Olmo Ct, Reddicks Cir, Ridge Acres Dr, Brock Rd | $1,182 |
| Place / Nearby places | Home Value ($) | Age of Home | Premium ($) |
|---|---|---|---|
| Hillcrest Heights, FL | $157000 | New Home | $1,125 |
| Celebration, FL | $401600 | 40 year old | $968 |
| Valrico, FL | $211200 | 30 year old | $1,246 |
| Mango, FL | $103200 | 40 year old | $946 |
| Mascotte, FL | $159400 | 50 year old | $1,533 |
| Pine Castle, FL | $127500 | 30 year old | $911 |
| Temple Terrace, FL | $188000 | Above 50 year old | $996 |
| Conway, FL | $204700 | 40 year old | $993 |
| San Antonio, FL | $187500 | Above 50 year old | $1,743 |
| Coverage | Average Premium ($) | Increased Premium Due to Swimming Pool ($) |
|---|---|---|
| $300,000 to $399,999 | $3,559 | $3,772 |
| $200,000 to $249,999 | $2,025 | $2,146 |
| $100,000 to $124,999 | $893 | $947 |
| $1500,000 to $2000,000 | $8,128 | $8,615 |
| $750,000 to $999,999 | $6,874 | $7,286 |
| Insured Amount ($) | Low Deductible ($500) | High Deductible ($2500) |
|---|---|---|
| Hillcrest Heights, FL | $1,443 | $1,049 |
| Celebration, FL | $932 | $678 |
| Valrico, FL | $1,212 | $881 |
| Mango, FL | $911 | $662 |
| Mascotte, FL | $1,459 | $1,060 |
| Pine Castle, FL | $887 | $645 |
| Temple Terrace, FL | $939 | $682 |
| Conway, FL | $956 | $695 |
| San Antonio, FL | $1,643 | $1,194 |
| Coverage Value | Average Polk County, FL Homeowners Insurance ($) |
|---|---|
| $400,000 to $499,999 | $4,644 |
| $1500,000 to $2000,000 | $8,128 |
| $1000,000 to $1499,999 | $7,570 |
| $500,000 to $749,999 | $5,945 |
| $150,000 to $174,999 | $1,460 |