Polk County, MO homeowners insurance rate is about $978 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.
| Nearby places/ Census Blocks & Streets | Homeowners Insurance Cost ($) |
|---|---|
| E 565th Rd, Brighton Ln, S Meadow Ln, E 510th Rd, W Fairview St, Martin Ave, S 12th Rd, Patton Rd, S 53rd Rd, Highland Ter | $1,079 |
| Co Rd E 310, S 95th Rd, S Gulf St, N Meadow Ln, E 358th Rd, NE Walnut St, 28th Rd, S 33rd Rd, N Missouri Ave, W English St | $941 |
| E 480th Rd, E Broadway St, Cowden St, Crossland Rd, E Aldrich Rd, Boston Ct, State Hwy Ff, E Self St, E 432nd Rd, Scenic Ave | $993 |
| South Dr, E Thornridge Dr, S 141, E 343rd Rd, S 160th Rd, Dogwood Dr, S 130th Rd, N Flint Ave, E 387th Rd, S 115th Rd | $1,051 |
| Place / Nearby places | Home Value ($) | Age of Home | Premium ($) |
|---|---|---|---|
| Marion, MO | $137700 | 50 year old | $1,103 |
| Halfway, MO | $81300 | 50 year old | $910 |
| West Looney, MO | $183000 | 50 year old | $1,222 |
| Umber View Heights, MO | $142700 | 30 year old | $1,093 |
| Greene County, MO | $136300 | New Home | $749 |
| Grant, MO | $144600 | 50 year old | $1,123 |
| Riverside, MO | $164300 | Above 50 year old | $843 |
| Lowry City, MO | $43700 | 30 year old | $721 |
| Lindsey, MO | $156700 | Above 50 year old | $1,166 |
| Coverage | Average Premium ($) | Increased Premium Due to Swimming Pool ($) |
|---|---|---|
| $500,000 to $749,999 | $5,005 | $5,305 |
| $100,000 to $124,999 | $864 | $916 |
| $1500,000 to $2000,000 | $6,843 | $7,253 |
| $150,000 to $174,999 | $1,222 | $1,296 |
| $200,000 to $249,999 | $1,673 | $1,774 |
| Insured Amount ($) | Low Deductible ($500) | High Deductible ($2500) |
|---|---|---|
| Marion, MO | $1,050 | $763 |
| Halfway, MO | $866 | $630 |
| West Looney, MO | $1,163 | $845 |
| Umber View Heights, MO | $1,064 | $773 |
| Greene County, MO | $973 | $707 |
| Grant, MO | $1,069 | $777 |
| Riverside, MO | $795 | $578 |
| Lowry City, MO | $701 | $510 |
| Lindsey, MO | $1,100 | $799 |
| Coverage Value | Average Polk County, MO Homeowners Insurance ($) |
|---|---|
| $400,000 to $499,999 | $3,910 |
| $1500,000 to $2000,000 | $6,843 |
| $1000,000 to $1499,999 | $6,374 |
| $200,000 to $249,999 | $1,673 |
| $100,000 to $124,999 | $864 |