Ramsey County, MN homeowners insurance rate is about $1134 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.
| Nearby places/ Census Blocks & Streets | Homeowners Insurance Cost ($) |
|---|---|
| Basswood Ln, Village Center Dr, Crescent Ln, E Oriole Ln, Red Forest Way, Blue Spruce Ct, Lake Bay, Anemone Cir, Pheasant Ln, Bobolink Ln | $1,798 |
| Jefferson Ct, Suzanne Cir, N West Ave, Lynx Rd, Co Hwy 81, Windmill Dr, Co Rd 83, Hennessy Vis, Auburn Ave, Franklin Ave | $1,300 |
| Reiland Ln, Lakeridge Dr, Crystal Ave, Sylvia Ln, Suzanne Ave, Snail Lake Blvd, Harbor Place Dr, Bridge St, Lilac Ln, Amble Ct | $1,454 |
| Lakewood Ct, Schaller Dr E, Marnie Ct, Ferndale St S, Dahl Ct, Maida Ct, New Century Blvd, Red Splender Cir E, White Oak Cir, Promontory Pl E | $1,197 |
| Michael Dr, Farrell St, Ferndale St N, Olivia Ct, N Century Ave, Lakewood Dr, Angela Ct, Ryan Dr, Coyote Ln, Hudson Blvd N | $1,229 |
| Place / Nearby places | Home Value ($) | Age of Home | Premium ($) |
|---|---|---|---|
| Robbinsdale, MN | $171800 | 40 year old | $1,128 |
| Clifton, WI | $339700 | Above 50 year old | $934 |
| Hastings, MN | $192500 | 30 year old | $844 |
| Ravenna, MN | $301600 | 40 year old | $1,523 |
| St. Francis, MN | $172300 | 40 year old | $949 |
| Waverly, MN | $168700 | 30 year old | $1,104 |
| Heidelberg, MN | $218800 | 30 year old | $1,268 |
| Isabelle, WI | $191700 | 50 year old | $746 |
| Blue Hill, MN | $196700 | 40 year old | $1,213 |
| Rice County, MN | $188400 | New Home | $785 |
| Coverage | Average Premium ($) | Increased Premium Due to Swimming Pool ($) |
|---|---|---|
| $150,000 to $174,999 | $816 | $865 |
| $300,000 to $399,999 | $2,233 | $2,367 |
| $200,000 to $249,999 | $1,046 | $1,108 |
| $500,000 to $749,999 | $3,373 | $3,575 |
| $1000,000 to $1499,999 | $4,295 | $4,553 |
| Insured Amount ($) | Low Deductible ($500) | High Deductible ($2500) |
|---|---|---|
| Robbinsdale, MN | $1,086 | $789 |
| Clifton, WI | $880 | $640 |
| Hastings, MN | $821 | $597 |
| Ravenna, MN | $1,466 | $1,066 |
| St. Francis, MN | $914 | $664 |
| Waverly, MN | $1,075 | $781 |
| Heidelberg, MN | $1,234 | $897 |
| Isabelle, WI | $710 | $516 |
| Blue Hill, MN | $1,168 | $849 |
| Rice County, MN | $1,062 | $772 |
| Coverage Value | Average Ramsey County, MN Homeowners Insurance ($) |
|---|---|
| $1500,000 to $2000,000 | $4,611 |
| $400,000 to $499,999 | $2,635 |
| $300,000 to $399,999 | $2,233 |
| $1000,000 to $1499,999 | $4,295 |
| $150,000 to $174,999 | $816 |