What Makes Your Rensselaer County, NY Home Insurance Cheap or Expensive

Rensselaer County, NY homeowners insurance rate is about $78-$17,400 per annum. Gavop has done in-depth research to analyse the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.

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Cost of Rensselaer County, NY Homeowners Insurance in Different Neighborhoods | Back to Top

Nearby places/ Census Blocks & Streets Homeowners Insurance Cost ($)
Bridge St, Nortonville Rd, Northern Tpke, Sweeney Rd, Jewett Ln, Pine Hill Rd, Jay Herrington Rd, Poplar Ave, Sweet Rd, Sleepy Hollow Rd 12,240
Tansey Ct, Reichard Ln, Curtis Rd, Tamarac Dr, Diamond Ave, Lenox Ave, Pine Ct, North Rd, Twist Ave, Pheasant Ln 3,480
Cranston Rd, Jay Ave, Tower Ave, Film Ave, Wager Rd, Lisa Ln, Muriel Dr, Miller Ave, Victoria Ave, Cleminshaw Ave 17,400
Miller Hill Rd, Manning Way, Wilkins Dr, Co Rd 52, Holser Rd, Ernie's Way, Roaser Rd, Hemlock Cir, Hickory Hill Way, Patricia Ln 3,600
Chinquapin Ave, Evergreen Way, Cooper Ave, Park Dr, Pinegrove St, Jefferson Ave, Pheasant Ln, Tamarack Ln, Lona Ln, Grove St No 2 4,680

Cost of Rensselaer County, NY Homeowners Insurance based on Home value, and Year Built | Back to Top

Place/ Neary by places Year Built Home Value ($) Premium ($)
Valley Falls, NY 1999 163,100 873
Malta, NY 2005 249,000 750
Halifax, VT 2004 180,000 733
Corinth, NY 2002 130,800 723
Sheffield, MA 1989 318,600 943

Cost of Home insurance with Deductible Scenarios in Rensselaer County, NY | Back to Top

Insured Amount ($) Low Deductible ($500) High Deductible ($2500)
183,500 880 730

Rensselaer County, NY Homeowners Insurance based on Home Coverage| Back to Top

Home Value Total Homes % of Total Average Rensselaer County, NY Homeowners Insurance ($)
Less than $50,000 1,863 4.0 78
Less than $200,000 3,469 8.0 361
Less than $300,000 4,499 11.0 910
More than $300,000 3,867 9.0 1,157
Less than $100,000 526 1.0 168

Rensselaer County, NY Homeowners Insurance Goes up for Homes with Swimming Pools| Back to Top

Coverage Average Premium ($) Increased Premium Due to Swimming Pool ($)
$125000-$150000 1,113 1,153

Rensselaer County, NY Home Insurance Rates Saving Based on Replacement Value | Back to Top

Home Value ($) Replacement Value ($) Premium Based on Home Value ($) Premium Based on Replacement Value ($) Premium Savings Compared to Home Value ($)
191,500 160,000 1,152 941 211

How can I Make My Rensselaer County, NY Home Insurance Cheaper

7 Ways to Get Discounts on Homeowners Insurance in Rensselaer County, NY