Santa Cruz, CA homeowners insurance rate is about $1366 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.
| Nearby places/ Census Blocks & Streets | Homeowners Insurance Cost ($) |
|---|---|
| Venice Way, Mount Hermon Rd, Jolley Way, Heritage Dr, Viki Ct, Samuelson Dr, Geyer Rd, Disc Dr, Milano Ct, Dobie Ln | $796 |
| Gregory Ct, Suncrest Dr, W Vine Hill Rd, Isbel Ct, Homestead Trl, Via Coyote, Emeline Ave, Tahimik Trl, Old Ranch Rd, Branciforte Ridge | $1,071 |
| River Ln, Bridlewood Ct, Consistory Ave, Manzanita, Saint Augustine Ave, Lincoln Way, Oak Pl, Andrea Ln, Graham Hill Rd, Buckeye Dr | $712 |
| Possumwood Ridge, Bernal St, Rhodes Ave, Indian Hollow Rd, Seaview Dr, Spreckles Dr, Winfield Way, Mirada Dr, Huntington Dr, Coronado Dr | $848 |
| Haas Dr, Dragon Slayers Ln, Sandbrook Ln, Lindsay Ln, Urbin Way, Lomita Ct, Mar Sereno Ct, Topsail Ct, Starboard Ct, Ridaken Way | $728 |
| Place / Nearby places | Home Value ($) | Age of Home | Premium ($) |
|---|---|---|---|
| Santa Cruz County, CA | $659900 | 30 year old | $1,285 |
| Zayante, CA | $450000 | 30 year old | $1,347 |
| Boulder Creek, CA | $487600 | 30 year old | $989 |
| Cambrian Park, CA | $1010200 | 50 year old | $2,662 |
| Marina, CA | $431800 | 30 year old | $890 |
| Loyola, CA | $2000001 | 40 year old | $846 |
| Atherton, CA | $2000001 | New Home | $756 |
| Foster City, CA | $1051000 | 50 year old | $1,239 |
| El Granada, CA | $916500 | Above 50 year old | $2,514 |
| Coverage | Average Premium ($) | Increased Premium Due to Swimming Pool ($) |
|---|---|---|
| $250,000 to $299,999 | $578 | $613 |
| $100,000 to $124,999 | $170 | $181 |
| $1000,000 to $1499,999 | $1,551 | $1,644 |
| $175,000 to $199,999 | $332 | $352 |
| $200,000 to $249,999 | $357 | $378 |
| Insured Amount ($) | Low Deductible ($500) | High Deductible ($2500) |
|---|---|---|
| Santa Cruz County, CA | $1,251 | $909 |
| Zayante, CA | $1,311 | $953 |
| Boulder Creek, CA | $963 | $700 |
| Cambrian Park, CA | $2,534 | $1,842 |
| Marina, CA | $866 | $629 |
| Loyola, CA | $815 | $592 |
| Atherton, CA | $933 | $678 |
| Foster City, CA | $1,179 | $857 |
| El Granada, CA | $2,370 | $1,722 |
| Coverage Value | Average Santa Cruz, CA Homeowners Insurance ($) |
|---|---|
| $150,000 to $174,999 | $266 |
| $300,000 to $399,999 | $754 |
| $175,000 to $199,999 | $332 |
| $1000,000 to $1499,999 | $1,551 |
| $500,000 to $749,999 | $1,218 |