Santa Rosa County, FL homeowners insurance rate is about $1396 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.
| Nearby places/ Census Blocks & Streets | Homeowners Insurance Cost ($) |
|---|---|
| Terry Cove Dr, 13th Ave, Cemetery St, Willis Way, McInnis St, Shawnslie Dr, Moors Oaks Dr, Wadsworth Ave, Roosevelt Way, 23rd Ave | $1,604 |
| Paso de Vivoz, Pepperwood St, Jamaica St, Basswood Dr, Copper Reef Rd, Hemlock Dr, Australian Rd, Sawfish St, Brocado Ct, Cabana Ct | $1,652 |
| Happy Hollow Dr, Lilac Ave, Sandy Hill Ln, Cherokee Dr, Trading Post Ln, Schmidt Rd, Forest Dr, Robie Rd, E James St, Wooded Way | $1,622 |
| Pine Ranch Dr, Wind Trace Rd N, Yellow Pine Rd, Via Grande, Crafford Ln, Cll de Palencia, Concord Ct, Jeannie St, Candle Stick Ln, Bristolwood Cir | $1,732 |
| Reeder Rd, Greenwood Rd, Walling Rd, Christmas Tree Rd, Norran Riley Rd, Country Line Rd, Fox Ridge Rd, State Hwy 4, Timberwood Rd, Delphines Ln | $1,120 |
| Place / Nearby places | Home Value ($) | Age of Home | Premium ($) |
|---|---|---|---|
| Milton, FL | $102900 | New Home | $844 |
| Berrydale, FL | $102700 | 50 year old | $1,137 |
| Navarre, FL | $211100 | 40 year old | $1,258 |
| Gulf Breeze, FL | $336700 | New Home | $738 |
| Shalimar, FL | $267900 | 40 year old | $2,236 |
| Fort Walton Beach, FL | $198900 | 30 year old | $1,429 |
| Atmore, AL | $102400 | New Home | $615 |
| Falco, AL | $114500 | New Home | $773 |
| Paxton, FL | $97500 | 40 year old | $1,087 |
| Coverage | Average Premium ($) | Increased Premium Due to Swimming Pool ($) |
|---|---|---|
| $100,000 to $124,999 | $952 | $1,009 |
| $150,000 to $174,999 | $1,203 | $1,275 |
| $500,000 to $749,999 | $5,105 | $5,411 |
| $300,000 to $399,999 | $3,196 | $3,387 |
| $1500,000 to $2000,000 | $6,979 | $7,398 |
| Insured Amount ($) | Low Deductible ($500) | High Deductible ($2500) |
|---|---|---|
| Milton, FL | $1,083 | $787 |
| Berrydale, FL | $1,082 | $786 |
| Navarre, FL | $1,212 | $881 |
| Gulf Breeze, FL | $923 | $671 |
| Shalimar, FL | $2,153 | $1,565 |
| Fort Walton Beach, FL | $1,391 | $1,011 |
| Atmore, AL | $832 | $605 |
| Falco, AL | $1,061 | $771 |
| Paxton, FL | $1,046 | $760 |
| Coverage Value | Average Santa Rosa County, FL Homeowners Insurance ($) |
|---|---|
| $175,000 to $199,999 | $1,442 |
| $750,000 to $999,999 | $5,902 |
| $150,000 to $174,999 | $1,203 |
| $100,000 to $124,999 | $952 |
| $400,000 to $499,999 | $3,988 |