What Makes Your Schoharie County, NY Home Insurance Cheap or Expensive

Schoharie County, NY homeowners insurance rate is about $95-$12,960 per annum. Gavop has done in-depth research to analyse the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.

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Cost of Schoharie County, NY Homeowners Insurance in Different Neighborhoods | Back to Top

Nearby places/ Census Blocks & Streets Homeowners Insurance Cost ($)
State Rte 23, Bates Church Rd, Polen Hill Rd, Paradise Ln, Co Rd 59, Rd Seven, Apple Tree Ln, Bund Rd, Donlon Heights Rd, Valenti Rd 8,160
Brimstone Church Rd, Moxham Rd, Rossman Valley Rd, Patria Rd, Enid Rd, Westkill Rd, Meadow Briar Ln, Memory Ln, Rogers Jones Rd, Nichols Rd 3,720
Lawton Rd, Archery Ln, State Rte 165, Dublin St, Ice Cave Rd, Pine Ridge Rd, South St, Kilts Rd, Soto Ln, Cleveland Rd 720
Keyser Rd, Orchard St, Kimmey Rd, Frisbieville Rd, Waterfalls Dr, Huntersland Hill Rd, Beard Rd, Woods Rd, State Rte 443, Schell Rd 10,800
Court St, Baptist Church Rd, Iski Ln, Pecks Ln, Hasdell Rd, Badeau Ln, Stannard Rd, Drift Hill Rd, Three Track Mountain Rd, Depot St 12,960

Cost of Schoharie County, NY Homeowners Insurance based on Home value, and Year Built | Back to Top

Place/ Neary by places Year Built Home Value ($) Premium ($)
Fultonville, NY 2007 94,700 716
Bloomville, NY 2000 91,700 709
Tannersville, NY 1994 250,000 892
New Baltimore, NY 1985 174,700 901
West End, NY 1988 121,900 888

Cost of Home insurance with Deductible Scenarios in Schoharie County, NY | Back to Top

Insured Amount ($) Low Deductible ($500) High Deductible ($2500)
152,300 770 620

Schoharie County, NY Homeowners Insurance based on Home Coverage| Back to Top

Home Value Total Homes % of Total Average Schoharie County, NY Homeowners Insurance ($)
Less than $50,000 917 9.0 95
Less than $200,000 814 8.0 752
Less than $300,000 540 5.0 1,110
More than $300,000 609 6.0 1,408
Less than $100,000 244 2.0 208

Schoharie County, NY Homeowners Insurance Goes up for Homes with Swimming Pools| Back to Top

Coverage Average Premium ($) Increased Premium Due to Swimming Pool ($)
$125000-$150000 1,149 1,189

Schoharie County, NY Home Insurance Rates Saving Based on Replacement Value | Back to Top

Home Value ($) Replacement Value ($) Premium Based on Home Value ($) Premium Based on Replacement Value ($) Premium Savings Compared to Home Value ($)
166,500 140,000 1,235 481 754

How can I Make My Schoharie County, NY Home Insurance Cheaper

7 Ways to Get Discounts on Homeowners Insurance in Schoharie County, NY