What Makes Your Schoharie County, NY Home Insurance Cheap or Expensive

Schoharie County, NY homeowners insurance rate is about $613 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Are you a home owner?
Yes No
Currently Insured?
Yes No

Cost of Schoharie County, NY Homeowners Insurance in Different Neighborhoods | Back to Top

Nearby places/ Census Blocks & Streets Homeowners Insurance Cost ($)
State Rte 23, Bates Church Rd, Polen Hill Rd, Paradise Ln, Co Rd 59, Rd Seven, Apple Tree Ln, Bund Rd, Donlon Heights Rd, Valenti Rd $683
Brimstone Church Rd, Moxham Rd, Rossman Valley Rd, Patria Rd, Enid Rd, Westkill Rd, Meadow Briar Ln, Memory Ln, Rogers Jones Rd, Nichols Rd $607
Lawton Rd, Archery Ln, State Rte 165, Dublin St, Ice Cave Rd, Pine Ridge Rd, South St, Kilts Rd, Soto Ln, Cleveland Rd $626
Keyser Rd, Orchard St, Kimmey Rd, Frisbieville Rd, Waterfalls Dr, Huntersland Hill Rd, Beard Rd, Woods Rd, State Rte 443, Schell Rd $723
Court St, Baptist Church Rd, Iski Ln, Pecks Ln, Hasdell Rd, Badeau Ln, Stannard Rd, Drift Hill Rd, Three Track Mountain Rd, Depot St $665

Cost of Schoharie County, NY Homeowners Insurance based on Home value and Age of Home | Back to Top

Place / Nearby places Home Value ($) Age of Home Premium ($)
Fultonville, NY $85000 New Home $473
Bloomville, NY $97500 40 year old $606
Tannersville, NY $164300 Above 50 year old $705
New Baltimore, NY $183000 30 year old $730
West End, NY $121800 40 year old $621
Laurens, NY $134700 30 year old $629
Plainfield, NY $90500 New Home $425
Stratford, NY $96300 40 year old $605
Ulster, NY $185400 30 year old $684
Paris, NY $154500 30 year old $662

Schoharie County, NY Homeowners Insurance Goes up for Homes with Swimming Pools| Back to Top

Coverage Average Premium ($) Increased Premium Due to Swimming Pool ($)
$1000,000 to $1499,999 $3,435 $3,641
$175,000 to $199,999 $719 $762
$200,000 to $249,999 $905 $959
$1500,000 to $2000,000 $3,688 $3,909
$750,000 to $999,999 $3,119 $3,306

Cost of Home insurance with Deductible Scenarios in Schoharie County, NY | Back to Top

Insured Amount ($) Low Deductible ($500) High Deductible ($2500)
Fultonville, NY $584 $424
Bloomville, NY $584 $424
Tannersville, NY $665 $483
New Baltimore, NY $710 $516
West End, NY $598 $434
Laurens, NY $613 $445
Plainfield, NY $583 $424
Stratford, NY $583 $424
Ulster, NY $666 $484
Paris, NY $644 $468

Schoharie County, NY Homeowners Insurance based on Home Coverage| Back to Top

Coverage Value Average Schoharie County, NY Homeowners Insurance ($)
$175,000 to $199,999 $719
$250,000 to $299,999 $1,220
$300,000 to $399,999 $1,721
$1000,000 to $1499,999 $3,435
$750,000 to $999,999 $3,119

How can I Make My Schoharie County, NY Home Insurance Cheaper

7 Ways to Get Discounts on Homeowners Insurance in Schoharie County, NY