Smiths Station, AL homeowners insurance rate is about $1150 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.
| Nearby places/ Census Blocks & Streets | Homeowners Insurance Cost ($) |
|---|---|
| Lee Road 330, Co Rd 175, Co Rd 337, Lee Road 242, Co Rd 249, Lee Road 355, Lee Road 352, Co Rd 876, Co Rd 282, Co Rd 318 | $1,288 |
| Co Rd 996, Lee Road 850, County Rd, Lee Road 996, Lee Road 528, Lee Road 2002, Lee Rd 2142, Co Rd 442, Co Rd 219, Co Rd 549 | $1,069 |
| Lee Road 315, Goodwin Ave, Co Rd 455, Hawthorn Ln, Co Rd 562, Cummins Rd, Co Rd 565, Lee Road 308, Co Rd 454, Co Rd 879 | $1,405 |
| Lee Road 931, Lee Road 238, Lee Road 882, Lee Road 586, Lee Road 232, Co Rd 541, Co Rd 237, Co Rd 475, Lee Road 21, Co Rd 540 | $1,109 |
| Co Rd 603, Lee Road 2017, Lee Road 595, Lee Road 2041, Lee Road 2018, Co Rd 466, Co Rd 2035, Lee Road 208, Lee Road 425, Co Rd 601 | $1,004 |
| Place / Nearby places | Home Value ($) | Age of Home | Premium ($) |
|---|---|---|---|
| Columbus, GA | $109000 | 50 year old | $826 |
| Huguley, AL | $79800 | 30 year old | $870 |
| Creek Stand, AL | $85200 | 40 year old | $917 |
| Fort Davis, AL | $81700 | 40 year old | $893 |
| Tuskegee, AL | $76300 | Above 50 year old | $732 |
| Reeltown, AL | $101100 | 50 year old | $1,033 |
| Franklin, AL | $85000 | 30 year old | $905 |
| Bullock County, AL | $66800 | New Home | $468 |
| Heard County, GA | $100500 | Above 50 year old | $730 |
| Coverage | Average Premium ($) | Increased Premium Due to Swimming Pool ($) |
|---|---|---|
| $300,000 to $399,999 | $3,203 | $3,395 |
| $400,000 to $499,999 | $3,951 | $4,188 |
| $500,000 to $749,999 | $5,058 | $5,361 |
| $750,000 to $999,999 | $5,848 | $6,199 |
| $1500,000 to $2000,000 | $6,915 | $7,329 |
| Insured Amount ($) | Low Deductible ($500) | High Deductible ($2500) |
|---|---|---|
| Columbus, GA | $786 | $572 |
| Huguley, AL | $847 | $615 |
| Creek Stand, AL | $883 | $642 |
| Fort Davis, AL | $860 | $625 |
| Tuskegee, AL | $690 | $502 |
| Reeltown, AL | $983 | $714 |
| Franklin, AL | $881 | $640 |
| Bullock County, AL | $633 | $460 |
| Heard County, GA | $688 | $500 |
| Coverage Value | Average Smiths Station, AL Homeowners Insurance ($) |
|---|---|
| $200,000 to $249,999 | $1,642 |
| $150,000 to $174,999 | $1,055 |
| $175,000 to $199,999 | $1,399 |
| $300,000 to $399,999 | $3,203 |
| $1000,000 to $1499,999 | $6,440 |