What Makes Your Southampton, NY Home Insurance Cheap or Expensive

Southampton, NY homeowners insurance rate is about $27-$50,280 per annum. Gavop has done in-depth research to analyse the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.

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Cost of Southampton, NY Homeowners Insurance in Different Neighborhoods | Back to Top

Nearby places/ Census Blocks & Streets Homeowners Insurance Cost ($)
Parsonage Pond Ln, Tansey Rd, Channel Pond Ct, Surfside Dr, Fordune Dr, Mecox Bay Ln, Head of Pond-Scuttle Hole Rd, Carlisle Ln, Herons Ct, S Potato Barn Rd 14,520
Sims Ln, Ridge Dr, Wooleys Dr, Wickatuck Ln, Bridge Hampton-Sag Harbor Tpke, Dover Ave, Brick Kiln Rd, Deerfield Rd, Bay View Rd N, Cedar Point Ln 38,160
Quogue-Riverhead Rd, Amys Path, Deerfeed Path, Quoquest, Seuss Path, Deerfield Cir, Southwood Ln, Fair Oaks, Walker Ct, Schaeffer Ln 12,240
Warfield Way, Diamon Ct, Cove Neck Ln, Long Springs Rd, Robinson Rd, Co Rd 38, Schwenks Rd, Simms St, Seven Ponds Rd, Edge of Woods Rd 50,280
Cypress Ln, Peconic Hill Rd, Magee Dr, Club Dr, Hillover Rd E, Aberdeen Ln, Landsdown Ln, Pawnee St, Washington Ave E, Montauk Cir 31,560

Cost of Southampton, NY Homeowners Insurance based on Home value, and Year Built | Back to Top

Place/ Neary by places Year Built Home Value ($) Premium ($)
Greenport, NY 2001 454,900 803
Bellport, NY 2001 308,200 767
Saybrook Manor, CT 1985 413,200 977
East Setauket, NY 2008 493,800 809
Great River, NY 1991 385,700 934

Cost of Home insurance with Deductible Scenarios in Southampton, NY | Back to Top

Insured Amount ($) Low Deductible ($500) High Deductible ($2500)
661,800 1,400 1,200

Southampton, NY Homeowners Insurance based on Home Coverage| Back to Top

Home Value Total Homes % of Total Average Southampton, NY Homeowners Insurance ($)
Less than $50,000 346 8.0 27
Less than $200,000 96 2.0 179
Less than $300,000 287 6.0 248
More than $300,000 2,233 52.0 392
Less than $100,000 59 1.0 89

Southampton, NY Homeowners Insurance Goes up for Homes with Swimming Pools| Back to Top

Coverage Average Premium ($) Increased Premium Due to Swimming Pool ($)
$600000-$700000 4,083 4,168

Southampton, NY Home Insurance Rates Saving Based on Replacement Value | Back to Top

Home Value ($) Replacement Value ($) Premium Based on Home Value ($) Premium Based on Replacement Value ($) Premium Savings Compared to Home Value ($)
652,500 550,000 4,822 5,445 -623

How can I Make My Southampton, NY Home Insurance Cheaper

7 Ways to Get Discounts on Homeowners Insurance in Southampton, NY