St. Augustine, FL homeowners insurance rate is about $1450 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.
| Nearby places/ Census Blocks & Streets | Homeowners Insurance Cost ($) |
|---|---|
| Pinehurst Pointe Dr, E Caparina Dr, Crosswinds Ct, Tuscan Wood Ct, Dam Rd, N Champions Way, Remington Ct, Ryder Cup Cir, N Cranbrook Ave, E Clovelly Ln | $1,939 |
| Westfield Way, Wyngate Ln, Dove House Ln, Hannah Park Ln, Chaucer Ln, Walden Chase Ln, Emslie Ter, Ray Rd, Cezanne Cir, 5th Ave | $2,456 |
| Hefferon Dr, Dot Rd, Cherry Way, Inman Rd, Woodlawn Rd, N 6th St, N 5th St, Black Cherry Dr, Varella Ave, Ave A | $1,460 |
| Bowers Ct, Ocean Forest Dr, Bowers Ln, Magnolia Dunes Cir, C St, Oak Rd, D Ln, 16th St, 9th St, 13th St | $1,779 |
| Palmetto Ave, Spanish St, Gerado St, Ponce de Leon Blvd, State Hwy 5a, Anderson Cir, Flagler Blvd, Arricola Ave, Charlotte St, Barcelona Ave | $2,078 |
| Place / Nearby places | Home Value ($) | Age of Home | Premium ($) |
|---|---|---|---|
| Jacksonville Beach, FL | $317000 | 40 year old | $972 |
| Neptune Beach, FL | $349800 | 50 year old | $973 |
| Asbury Lake, FL | $187500 | Above 50 year old | $994 |
| Lakeside, FL | $152900 | 30 year old | $1,034 |
| Jacksonville Beaches, FL | $310100 | 50 year old | $1,769 |
| Jacksonville, FL | $103700 | 40 year old | $1,130 |
| Jacksonville, FL | $155000 | 50 year old | $1,502 |
| Ratliff, FL | $126700 | 50 year old | $1,305 |
| Callahan, FL | $147300 | 30 year old | $1,417 |
| Ormond by the Sea, FL | $171700 | New Home | $712 |
| Coverage | Average Premium ($) | Increased Premium Due to Swimming Pool ($) |
|---|---|---|
| $200,000 to $249,999 | $1,131 | $1,199 |
| $500,000 to $749,999 | $3,586 | $3,801 |
| $250,000 to $299,999 | $1,692 | $1,793 |
| $100,000 to $124,999 | $484 | $513 |
| $750,000 to $999,999 | $4,146 | $4,395 |
| Insured Amount ($) | Low Deductible ($500) | High Deductible ($2500) |
|---|---|---|
| Jacksonville Beach, FL | $936 | $680 |
| Neptune Beach, FL | $926 | $673 |
| Asbury Lake, FL | $937 | $681 |
| Lakeside, FL | $1,007 | $732 |
| Jacksonville Beaches, FL | $1,684 | $1,224 |
| Jacksonville, FL | $1,088 | $791 |
| Jacksonville, FL | $1,430 | $1,039 |
| Ratliff, FL | $1,242 | $903 |
| Callahan, FL | $1,379 | $1,002 |
| Ormond by the Sea, FL | $964 | $701 |
| Coverage Value | Average St. Augustine, FL Homeowners Insurance ($) |
|---|---|
| $100,000 to $124,999 | $484 |
| $300,000 to $399,999 | $2,114 |
| $200,000 to $249,999 | $1,131 |
| $400,000 to $499,999 | $2,801 |
| $750,000 to $999,999 | $4,146 |