St. Charles County, MO homeowners insurance rate is about $1126 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.
| Nearby places/ Census Blocks & Streets | Homeowners Insurance Cost ($) |
|---|---|
| Pleasant Union Rd, Hide A Way Harbor Dr, Meadow View Dr, Easy St, Saint Louis St, Moonlight Dr, Navajo Dr, Payne Rd, Charles, Towerline Rd | $1,041 |
| Defender Dr, Tulleries Ct, Fleur de Lis Dr, Heritage Way, Logans Ct, Cedar St, Vigilant St, Ellerman Ct, Madley Ln, S Svc Rd E | $1,292 |
| Elk Run Rd, Settlers Cir, Forest Brook Ct, Edgecrest Ct, Cloverhill Ct, Randy Ct, Aspen Trace Dr, Harris, Forest Path Dr, Jeffery Wayne Dr | $1,299 |
| Sherwood Meadows Cir, Jentzsch Ln, Holden Rd, Coyote Ridge Ct, Kingfisher Ct, Walnut St, Hammoch Ct, Rugged Acres, Lake Valley Dr, High St | $1,231 |
| New Melle Farm Dr, Hoffman Rd, Cricket Hollow Ct, Timber Wolf Dr, Creek Bottom Ct, Bambi Ct, Clement Ln, Colt Dr, Sycamore Creek Dr, S Point Prairie Rd | $1,369 |
| Place / Nearby places | Home Value ($) | Age of Home | Premium ($) |
|---|---|---|---|
| Flint Hill, MO | $364100 | Above 50 year old | $1,744 |
| Monroe, MO | $152800 | New Home | $677 |
| Brentwood, MO | $213300 | New Home | $646 |
| Hillsdale, MO | $52500 | Above 50 year old | $789 |
| Pontoon Beach, IL | $89500 | 50 year old | $867 |
| Belleville, IL | $96000 | 30 year old | $626 |
| Pin Oak, IL | $270700 | 50 year old | $1,033 |
| Sullivan, MO | $104600 | 40 year old | $829 |
| Coverage | Average Premium ($) | Increased Premium Due to Swimming Pool ($) |
|---|---|---|
| $1500,000 to $2000,000 | $4,933 | $5,228 |
| $175,000 to $199,999 | $945 | $1,001 |
| $400,000 to $499,999 | $2,819 | $2,988 |
| $250,000 to $299,999 | $1,636 | $1,734 |
| $300,000 to $399,999 | $2,195 | $2,326 |
| Insured Amount ($) | Low Deductible ($500) | High Deductible ($2500) |
|---|---|---|
| Flint Hill, MO | $1,644 | $1,195 |
| Monroe, MO | $916 | $666 |
| Brentwood, MO | $874 | $635 |
| Hillsdale, MO | $744 | $541 |
| Pontoon Beach, IL | $825 | $600 |
| Belleville, IL | $610 | $443 |
| Pin Oak, IL | $983 | $714 |
| Sullivan, MO | $798 | $580 |
| Coverage Value | Average St. Charles County, MO Homeowners Insurance ($) |
|---|---|
| $300,000 to $399,999 | $2,195 |
| $250,000 to $299,999 | $1,636 |
| $1500,000 to $2000,000 | $4,933 |
| $175,000 to $199,999 | $945 |
| $150,000 to $174,999 | $841 |