What Makes Your St. Charles, LA Home Insurance Cheap or Expensive

St. Charles, LA homeowners insurance rate is about $1249 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.

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1Homeowners Insurance Rates in Different Neighbourhoods of St. Charles, LA
2Effect of Value and Age on Homeowners Insurance Rates in St. Charles, LA
3Homes with Swimming Pools have Higher Homeowners Insurance in St. Charles, LA
4How Deductibles Affect Home Insurance Rates in St. Charles, LA
5Effect of Home Coverage on Homeowners Insurance in St. Charles, LA

Cost of St. Charles, LA Homeowners Insurance in Different Neighborhoods | Back to Top

Nearby places/ Census Blocks & Streets Homeowners Insurance Cost ($)
Vic's Ln, Touchard Ln, State Spur 631, Breaux Ln, Michael Dr, Old Spanigh Trl, Maloney Rd, Bayou Est S, Shamrock, Badeaux Ln $1,660
Luling Ave, State Rte 633, Canal St, Paul Fredrick St, Fir St, Magnolia St, S Kinler St, Elvie St, Lac Verret Dr, Sharon Ave $1,679
Evergreen Ct, Elderberry Ct, E Heather Dr, Flowerwood Ct, Savanna Dr, Lagatutta Dr, Weinning Dr, Apple Ct, Terri Dr, Beaupre Dr $1,940
Julia St, John Rd, Ares St, Joe Louise Ln, Landeche Ln, Union Dr, Trailsway Dr, Nicholas St, Kaylee Dr, Tristan Ln $1,813
Cactus Ln, Airline Hwy, Corral Ln, White Oak Dr, Pintail St, Fox Ln, Stephen St, Bronco Ln, Almedia Rd, Holster Ln $1,242

Cost of St. Charles, LA Homeowners Insurance based on Home value and Age of Home | Back to Top

Place / Nearby places Home Value ($) Age of Home Premium ($)
St. Rose, LA $165300 50 year old $1,031
Norco, LA $157500 30 year old $1,720
Woodmere, LA $129200 50 year old $1,101
Gretna, LA $167200 40 year old $980
Raceland, LA $117900 New Home $774
Donaldsonville, LA $108700 Above 50 year old $976
Bayou L'Ourse, LA $76700 New Home $730
Prairieville, LA $222000 40 year old $1,114
Port Sulphur, LA $58400 50 year old $746

St. Charles, LA Homeowners Insurance Goes up for Homes with Swimming Pools| Back to Top

Coverage Average Premium ($) Increased Premium Due to Swimming Pool ($)
$1000,000 to $1499,999 $5,324 $5,644
$500,000 to $749,999 $4,181 $4,432
$175,000 to $199,999 $1,141 $1,209
$250,000 to $299,999 $2,144 $2,272
$100,000 to $124,999 $542 $574

Cost of Home insurance with Deductible Scenarios in St. Charles, LA | Back to Top

Insured Amount ($) Low Deductible ($500) High Deductible ($2500)
St. Rose, LA $982 $713
Norco, LA $1,675 $1,217
Woodmere, LA $1,048 $762
Gretna, LA $944 $686
Raceland, LA $981 $713
Donaldsonville, LA $920 $669
Bayou L'Ourse, LA $948 $689
Prairieville, LA $1,073 $780
Port Sulphur, LA $710 $516

St. Charles, LA Homeowners Insurance based on Home Coverage| Back to Top

Coverage Value Average St. Charles, LA Homeowners Insurance ($)
$175,000 to $199,999 $1,141
$100,000 to $124,999 $542
$150,000 to $174,999 $1,060
$300,000 to $399,999 $2,717
$400,000 to $499,999 $3,266

How can I Make My St. Charles, LA Home Insurance Cheaper

8 Ways to Get Discounts on Homeowners Insurance in St. Charles, LA