St. Charles, MO homeowners insurance rate is about $1092 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.
| Nearby places/ Census Blocks & Streets | Homeowners Insurance Cost ($) |
|---|---|
| Harbor Grove Dr, Common Field St, N Main, Donald Dr, Riverview St, Lewis St, S Shore Dr, Marris Becket Rd, Sylvia, Church St | $1,172 |
| E Governor Ct, Oriole Dr, Stable Ridge, Dove Dr, Hastings Way, Norma Dr, Wilshire Dr, Lake Forest Ct S, Edgemont Cir, Lake Top Ct | $1,146 |
| Country Hill Rd, Villa Circle Dr, St Paul Dr, Roeper Dr, St Michael Dr, Flamingo Dr, Mid Rivers Mall, Walnut Dr, Westfield Dr, S Outer Rd | $1,104 |
| Graystone Ct, No 9 Green Dr, Number 1 Green, Santa Maria St, Par Dr, Meadowstone Cir, Brae Burn Ct, E Village Dr, Green Number 10 Dr, Michaelwood Ct | $985 |
| Yaty Trail Ln, River Bend Estates Dr, Camden Crossing Dr, Trenton Station, Savannah Ridge Dr, Pineview Ridge Ct, Hancock Ct, Mount Vernon Dr, Stonewall Station, Lafayette Landing Pl | $1,516 |
| Place / Nearby places | Home Value ($) | Age of Home | Premium ($) |
|---|---|---|---|
| Ferguson, MO | $87100 | New Home | $656 |
| Ballwin, MO | $241800 | 40 year old | $1,246 |
| Otterville, IL | $82700 | Above 50 year old | $616 |
| New Melle, MO | $245600 | Above 50 year old | $1,377 |
| Foristell, MO | $326800 | 50 year old | $1,586 |
| Swansea, IL | $166200 | Above 50 year old | $725 |
| Precinct, IL | $277700 | Above 50 year old | $1,054 |
| Dorchester, IL | $89400 | New Home | $472 |
| Hecker, IL | $124400 | Above 50 year old | $759 |
| Coverage | Average Premium ($) | Increased Premium Due to Swimming Pool ($) |
|---|---|---|
| $100,000 to $124,999 | $657 | $697 |
| $1500,000 to $2000,000 | $5,195 | $5,506 |
| $750,000 to $999,999 | $4,393 | $4,657 |
| $500,000 to $749,999 | $3,800 | $4,028 |
| $300,000 to $399,999 | $2,366 | $2,508 |
| Insured Amount ($) | Low Deductible ($500) | High Deductible ($2500) |
|---|---|---|
| Ferguson, MO | $853 | $620 |
| Ballwin, MO | $1,200 | $872 |
| Otterville, IL | $581 | $422 |
| New Melle, MO | $1,298 | $943 |
| Foristell, MO | $1,510 | $1,097 |
| Swansea, IL | $683 | $496 |
| Precinct, IL | $994 | $722 |
| Dorchester, IL | $606 | $440 |
| Hecker, IL | $715 | $520 |
| Coverage Value | Average St. Charles, MO Homeowners Insurance ($) |
|---|---|
| $175,000 to $199,999 | $1,051 |
| $300,000 to $399,999 | $2,366 |
| $1500,000 to $2000,000 | $5,195 |
| $100,000 to $124,999 | $657 |
| $250,000 to $299,999 | $1,908 |