St. Joseph, MO homeowners insurance rate is about $926 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.
| Nearby places/ Census Blocks & Streets | Homeowners Insurance Cost ($) |
|---|---|
| Todd Rd SE, Holmes Rd SE, County Park Rd S, SE State Hwy N, Co Rd 352, Schwader SE, SE 144 County Line Rd, Co Rd 127, Co Hwy 94, Wilson Rd SE | $1,001 |
| Oak Hill Rd, Co Rd 273, SE State Rte CC, Co Rd 300, 72nd Rd SE, Kelly Rd SE, Marie Sowuthwest, SE Benner Lake Rd, Co Rd 171, State Rte Ff | $1,072 |
| Lower Dekalb Rd SW, SW US Hwy 59 W, Jones Sailor SW, SW State Hwy Jj, Co Rd 198, Co Rd W19S, Co Rte 255, Co Rte 217, Co Rd W26S, Co Rte 207 | $862 |
| Riverside Rd NE, NE Woodbine Rd, Vintage Ln, Dartmoor Dr, Mallard Ct, NE Palamino Rd, Donnelly Dr, I- 29, Melwood Ave, Englewood Dr | $1,441 |
| St Joseph Ave, Moss St, N 7th St, Magnolia Ave, Co Rd N2W, Independence Ave, McDonald St, W Chestnut St, Co Rte 9, State Hwy K | $824 |
| Place / Nearby places | Home Value ($) | Age of Home | Premium ($) |
|---|---|---|---|
| Country Club, MO | $154100 | 50 year old | $1,149 |
| Rochester, MO | $167100 | 40 year old | $1,169 |
| Union Star, MO | $55700 | 30 year old | $780 |
| Oregon, MO | $78100 | New Home | $674 |
| Ridgely, MO | $154200 | New Home | $841 |
| Trimble, MO | $137100 | 40 year old | $1,089 |
| Hamilton, MO | $97700 | New Home | $694 |
| Jefferson County, KS | $135800 | 30 year old | $973 |
| Powhattan, KS | $66400 | 30 year old | $947 |
| Coverage | Average Premium ($) | Increased Premium Due to Swimming Pool ($) |
|---|---|---|
| $200,000 to $249,999 | $1,706 | $1,808 |
| $300,000 to $399,999 | $3,635 | $3,853 |
| $150,000 to $174,999 | $1,343 | $1,423 |
| $750,000 to $999,999 | $6,328 | $6,707 |
| $400,000 to $499,999 | $4,275 | $4,532 |
| Insured Amount ($) | Low Deductible ($500) | High Deductible ($2500) |
|---|---|---|
| Country Club, MO | $1,094 | $795 |
| Rochester, MO | $1,125 | $818 |
| Union Star, MO | $759 | $551 |
| Oregon, MO | $854 | $620 |
| Ridgely, MO | $1,094 | $795 |
| Trimble, MO | $1,048 | $762 |
| Hamilton, MO | $927 | $673 |
| Jefferson County, KS | $947 | $688 |
| Powhattan, KS | $922 | $670 |
| Coverage Value | Average St. Joseph, MO Homeowners Insurance ($) |
|---|---|
| $1000,000 to $1499,999 | $6,969 |
| $300,000 to $399,999 | $3,635 |
| $250,000 to $299,999 | $2,786 |
| $200,000 to $249,999 | $1,706 |
| $400,000 to $499,999 | $4,275 |