Stearns County, MN homeowners insurance rate is about $1020 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.
| Nearby places/ Census Blocks & Streets | Homeowners Insurance Cost ($) |
|---|---|
| Cyrilla Beach Rd, Co Rd 162, Hedgewood Rd, Maple Ave, Firethorn Ct, Fresno Ct, 4th St W, Maple Ave NE, Devonshire Ct, Delano Rd | $1,231 |
| 145th St, 93rd Ave, Dellwood Rd, Carnelian Rd, 52nd Ave, Co Rd 147, Co Rd 164, Daisy Cir, Elmwood Rd, 165th St E | $1,102 |
| Norwich Rd, 423rd Ave, Co Rd 179, 378th Ave, Crow Lake St S, Co Hwy 27, Third Ave, Co Rd 12, 307th St, Co Rd 69 | $1,029 |
| Brick Yard Rd, Primrose Ln, Prescott Rd, S Limit St, Main St N, Eastview Dr, Morning View Rd, Sterling Rd, Co Rd 190, Yellow Pine Cir | $1,058 |
| Upton Ln, Co Hwy 37, Loon Ln, W Railroad Ave, Co Hwy 31, Co Hwy 29, Lovell Lake Rd, Longview Cir, Long Lake Rd, 300th Ave | $1,136 |
| Place / Nearby places | Home Value ($) | Age of Home | Premium ($) |
|---|---|---|---|
| Spring Hill, MN | $209800 | 50 year old | $1,269 |
| Maine Prairie, MN | $238600 | 30 year old | $1,326 |
| St. Cloud, MN | $145500 | New Home | $719 |
| Ashley, MN | $171400 | 40 year old | $1,127 |
| Haven, MN | $222100 | Above 50 year old | $1,319 |
| Gilchrist, MN | $225000 | Above 50 year old | $1,328 |
| Glenwood, MN | $134200 | 50 year old | $986 |
| Browerville, MN | $78500 | 40 year old | $672 |
| Holland, MN | $191700 | 50 year old | $1,210 |
| Boon Lake, MN | $221400 | 50 year old | $1,305 |
| Coverage | Average Premium ($) | Increased Premium Due to Swimming Pool ($) |
|---|---|---|
| $1500,000 to $2000,000 | $5,308 | $5,626 |
| $400,000 to $499,999 | $3,033 | $3,215 |
| $300,000 to $399,999 | $2,408 | $2,553 |
| $150,000 to $174,999 | $904 | $958 |
| $750,000 to $999,999 | $4,489 | $4,758 |
| Insured Amount ($) | Low Deductible ($500) | High Deductible ($2500) |
|---|---|---|
| Spring Hill, MN | $1,208 | $878 |
| Maine Prairie, MN | $1,290 | $938 |
| St. Cloud, MN | $947 | $688 |
| Ashley, MN | $1,085 | $788 |
| Haven, MN | $1,244 | $904 |
| Gilchrist, MN | $1,252 | $910 |
| Glenwood, MN | $939 | $682 |
| Browerville, MN | $647 | $470 |
| Holland, MN | $1,152 | $837 |
| Boon Lake, MN | $1,242 | $903 |
| Coverage Value | Average Stearns County, MN Homeowners Insurance ($) |
|---|---|
| $100,000 to $124,999 | $701 |
| $250,000 to $299,999 | $1,750 |
| $400,000 to $499,999 | $3,033 |
| $175,000 to $199,999 | $1,003 |
| $1000,000 to $1499,999 | $4,944 |