What Makes Your Tampa, FL Home Insurance Cheap or Expensive

Tampa, FL homeowners insurance rate is about $1420 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.

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Cost of Tampa, FL Homeowners Insurance in Different Neighborhoods | Back to Top

Nearby places/ Census Blocks & Streets Homeowners Insurance Cost ($)
Letter Stone Ct, Attenbury Dr, Singing Oaks Ct, Shalimar Ct, Moores Mill Ct, Wood Lake Blvd, Centennial Ct, Briarwick Ct, Village Grove Ct, Brandy Hills Ct $1,196
Shady Pines Dr, N Lakeview Dr, Ranchester Blvd, Ranchita Ct, Russell Dr, Yaupon Pl, Chickwood Ct, Griffin Rd, Avila Blvd, Glen Haven Dr $1,588
Hampton Ct, Balfour Rd, Camino Villa Blvd, Willow Way, Westchester Rd, Thimbleberry Ln, Wildfire Way, Huntfield St, Brys Dr, Elm Way $1,652
Bluffs Blvd, Charis Ln, Normandy Ct, Josephine Arbor Pl, N 63rd St, E Plantation Ct, Kewannee Dr, Gibraltar Pl, Monet Cir, Heritage Palm Ct $1,627
Great Whiteoaks Ln, Gilmore Manor Ln, Franklin Rd, Davis Pool Rd, Pleasant Hill Farm Rd, Lem Simmons St, Pemberton Oaks Ct, Sand Hill Rd, Countryview Rd, Flint Creek Rd $1,627

Cost of Tampa, FL Homeowners Insurance based on Home value and Age of Home | Back to Top

Place / Nearby places Home Value ($) Age of Home Premium ($)
University, FL $83800 30 year old $941
Temple Terrace, FL $188000 Above 50 year old $996
Odessa, FL $273300 40 year old $1,165
Key Vista, FL $189800 30 year old $1,703
Meadow Oaks, FL $110500 New Home $850
Crystal Lake, FL $61300 50 year old $709
Brooksville, FL $102800 40 year old $1,123
Wiscon, FL $39500 40 year old $681
Winter Haven, FL $121600 40 year old $1,167
Sarasota, FL $91700 Above 50 year old $1,069

Tampa, FL Homeowners Insurance Goes up for Homes with Swimming Pools| Back to Top

Coverage Average Premium ($) Increased Premium Due to Swimming Pool ($)
$150,000 to $174,999 $1,262 $1,338
$200,000 to $249,999 $1,697 $1,799
$250,000 to $299,999 $2,334 $2,474
$400,000 to $499,999 $4,045 $4,288
$500,000 to $749,999 $5,178 $5,488

Cost of Home insurance with Deductible Scenarios in Tampa, FL | Back to Top

Insured Amount ($) Low Deductible ($500) High Deductible ($2500)
University, FL $916 $666
Temple Terrace, FL $939 $682
Odessa, FL $1,122 $815
Key Vista, FL $1,658 $1,205
Meadow Oaks, FL $1,134 $824
Crystal Lake, FL $675 $490
Brooksville, FL $1,082 $786
Wiscon, FL $656 $477
Winter Haven, FL $1,124 $817
Sarasota, FL $1,008 $732

Tampa, FL Homeowners Insurance based on Home Coverage| Back to Top

Coverage Value Average Tampa, FL Homeowners Insurance ($)
$150,000 to $174,999 $1,262
$175,000 to $199,999 $1,370
$500,000 to $749,999 $5,178
$200,000 to $249,999 $1,697
$1500,000 to $2000,000 $7,079

How can I Make My Tampa, FL Home Insurance Cheaper

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