University City, MO homeowners insurance rate is about $1208 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.
| Nearby places/ Census Blocks & Streets | Homeowners Insurance Cost ($) |
|---|---|
| Raisher Dr, 78th St, Briscoe Pl, Sheridan Dr, 82nd Blvd, Groby Rd, 79th St, Annandale Dr, Olivetta St, Byers Industrial Ct | $1,025 |
| Liberty Ave, Midland Vw, Midland Dr, Dajoby Ln, Faris Ave, Colby Ave, Eastmont Pl, Balson Ave, Roberts Ct, Watts St | $1,060 |
| Anfred Walk, Center Dr, Lepere St, Jeanerette Dr, McKnight Pl, Warder Ave, Morehouse College Ln, Briarwood Ln, Lepere Ave, Blackberry Pl | $1,170 |
| Dartmouth Ave, Millbrook Blvd, W Point Ct, Norwood Ave, Greenway Ave, Midvale Ave, Jackson Ave, Westmoreland Dr, Vanderbilt Ave, N Jackson Ave | $1,199 |
| Kingsbury Blvd, N Big Bend Blvd, Ave A, Trinity Ave, Heman Ave, Melville Ave, Cabanne Ave, Forest Park Pkwy, Vernon Ave, Syracuse Ave | $1,660 |
| Place / Nearby places | Home Value ($) | Age of Home | Premium ($) |
|---|---|---|---|
| St. Louis, IL | $55000 | 50 year old | $867 |
| Fairmont City, IL | $67300 | Above 50 year old | $550 |
| Smithton, IL | $152400 | 30 year old | $806 |
| Freeburg, IL | $165800 | 40 year old | $709 |
| Aviston, IL | $163800 | Above 50 year old | $858 |
| Troy, MO | $139500 | Above 50 year old | $940 |
| Parkway, MO | $106300 | Above 50 year old | $1,013 |
| Mount Olive, IL | $74300 | Above 50 year old | $582 |
| Western Mound, IL | $146900 | 30 year old | $793 |
| Coverage | Average Premium ($) | Increased Premium Due to Swimming Pool ($) |
|---|---|---|
| $500,000 to $749,999 | $3,285 | $3,483 |
| $100,000 to $124,999 | $437 | $464 |
| $300,000 to $399,999 | $2,047 | $2,170 |
| $400,000 to $499,999 | $2,567 | $2,721 |
| $1000,000 to $1499,999 | $4,184 | $4,435 |
| Insured Amount ($) | Low Deductible ($500) | High Deductible ($2500) |
|---|---|---|
| St. Louis, IL | $825 | $600 |
| Fairmont City, IL | $519 | $377 |
| Smithton, IL | $784 | $570 |
| Freeburg, IL | $683 | $496 |
| Aviston, IL | $809 | $588 |
| Troy, MO | $886 | $644 |
| Parkway, MO | $955 | $694 |
| Mount Olive, IL | $548 | $398 |
| Western Mound, IL | $772 | $561 |
| Coverage Value | Average University City, MO Homeowners Insurance ($) |
|---|---|
| $100,000 to $124,999 | $437 |
| $500,000 to $749,999 | $3,285 |
| $200,000 to $249,999 | $1,009 |
| $150,000 to $174,999 | $798 |
| $1500,000 to $2000,000 | $4,492 |