Winter Haven, FL homeowners insurance rate is about $1137 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.
| Nearby places/ Census Blocks & Streets | Homeowners Insurance Cost ($) |
|---|---|
| Hadden Ln, Fernandez St, Majestic Gardens Dr, Manilla Ln, Cypress St SW, 4th Wahneta St E, Martin Pl, Cynthia St, Squires Grove Rd, Terranova Dr | $1,182 |
| 3rd St W, Golf Aire Blvd, Sgt Mary Campbell Way, Pricket Ave, W Lake Wales Rd N, Albritton Way, E Bay Blvd S, Phoenician Way, Lake Buffun W Lake Wales Rd, Short St | $1,295 |
| Hillside Cir, James Ln, Caladonia Ct, Ilakee Ave, Evenhouse Rd, Scott Rd, Lake View Rd, E Oak St, N Lake Shore Way, S Cross Ave | $997 |
| 12th St, Teesdale Dr, Forest Ridge Dr, Alpine Dr, S Lake Henry Dr, Westchester Dr NE, Chanler Dr, Lavina Ave, Swiss Blvd, Winslow Dr NE | $835 |
| Shelley Dr SE, Audubon Rd, Cypress Gardens Rd SE, Robin Ln, Emily Dr, Bretton Ridge Dr, Lake Daisy Rd, Wright St, Shore Loop, E Heron Cir | $907 |
| Place / Nearby places | Home Value ($) | Age of Home | Premium ($) |
|---|---|---|---|
| Lake Alfred, FL | $115100 | Above 50 year old | $878 |
| Lake Hamilton, FL | $112900 | New Home | $908 |
| Combee Settlement, FL | $53800 | New Home | $460 |
| Doctor Phillips, FL | $309100 | New Home | $718 |
| Sky Lake, FL | $119200 | 50 year old | $891 |
| Hillsborough County, FL | $179500 | 30 year old | $1,471 |
| Progress Village, FL | $136800 | New Home | $725 |
| Zellwood, FL | $73200 | 40 year old | $917 |
| Altamonte Springs, FL | $174400 | New Home | $1,214 |
| Coverage | Average Premium ($) | Increased Premium Due to Swimming Pool ($) |
|---|---|---|
| $500,000 to $749,999 | $5,799 | $6,147 |
| $750,000 to $999,999 | $6,705 | $7,107 |
| $400,000 to $499,999 | $4,530 | $4,802 |
| $100,000 to $124,999 | $1,086 | $1,151 |
| $175,000 to $199,999 | $1,636 | $1,735 |
| Insured Amount ($) | Low Deductible ($500) | High Deductible ($2500) |
|---|---|---|
| Lake Alfred, FL | $828 | $602 |
| Lake Hamilton, FL | $1,150 | $836 |
| Combee Settlement, FL | $632 | $459 |
| Doctor Phillips, FL | $922 | $670 |
| Sky Lake, FL | $848 | $616 |
| Hillsborough County, FL | $1,432 | $1,040 |
| Progress Village, FL | $931 | $676 |
| Zellwood, FL | $883 | $642 |
| Altamonte Springs, FL | $1,558 | $1,132 |
| Coverage Value | Average Winter Haven, FL Homeowners Insurance ($) |
|---|---|
| $200,000 to $249,999 | $1,971 |
| $750,000 to $999,999 | $6,705 |
| $1500,000 to $2000,000 | $7,928 |
| $100,000 to $124,999 | $1,086 |
| $150,000 to $174,999 | $1,363 |