9 Ways to Get Discounts on Homeowners Insurance in Jefferson County, CO

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Fire Resistive Construction Home Insurance Discount in Jefferson County, CO | Back to Top

Construction Type Discount ($) Premium After Discount ($)
Frame No Discount 1,412
Brick Veneer -71 1,341
Masonry -71 1,341
Superior -141 1,271

Jefferson County, CO Home Insurance Discounts Based on Number of Claims Filed | Back to Top

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claims Free -183 1,229
One Claim +85 1,497
Two Claims +170 1,582

Jefferson County, CO Home Insurance Discounts for Seniors | Back to Top

Average Insurance Premium ($) Senior Discount ($) Premiums After Discount ($)
1,412 -184 1,228

Top Discounts for Homeowners Insurance in Jefferson County, CO | Back to Top

Discount Element Discount($) Premiums After Discount ($)
New Home -367 1,045
Home nearby Fire Station -42 1,370
Home nearby Police Station -14 1,398
[['Stone Coated Steel', 988.4, 423.6], ['Metal', 1129.6, 282.4000000000001], ['Slate or Tile', 1200.2, 211.79999999999995], ['Asphalt shingles', 1270.8, 141.20000000000005], ['Wood', 'No Discounts', 1412.0]]

Jefferson County, CO Home Insurance Roof Upgrading Discounts | Back to Top

Type of Roof Discounts in % Premiums After Discount ($)
Stone Coated Steel -424 988
Metal -282 1,130
Slate or Tile -212 1,200
Asphalt shingles -141 1,271
Wood No Discounts 1,412

Jefferson County, CO Homeowners Insurance Discounts for Homes with Security Systems | Back to Top

Home Security Systems Example of Security Systems Home Security Systems Discounts ($) Premium After Discount ($)
Deadbolts Digital Deadbolt
Rim Deadbolt
Vertical Deadbolt
Mortise Deadbolt
Keyless Deadbolt
-141 1,271
Fire extinguishers Carbon Dioxide Fire Extinguishers
Water Mist Fire Extinguishers
Abc Powder Fire Extinguishers
Wet Chemical Fire Extinguishers
Water Fire Extinguishers
-141 1,271
Smoke detectors Smoke Alarm
Carbon Monoxide And Gas Alarm
Carbon Monoxide And Smoke Alarm
Carbon Monoxide Alarm
-155 1,257
Sprinkler system Deluge Fire Sprinkler Systems
Pre-Action Fire Sprinkler Systems
Foam Fire Sprinkler Systems
Dry Pipe Fire Sprinkler Systems
Wet Pipe Fire Sprinkler Systems
-184 1,229
Fire alarm Conventional, Or Four-Wire, Fire Alarm
Two-Wire Fire Alarm Systems
Analogue-Addressable Fire Alarm Systems
Wireless Fire Alarm Systems
-127 1,285
Burglar alarm system Smart Alarm Sensors
Indoor Camera
Outdoor Camera
Smart Locks
Skycontrol Panel
-127 1,285
Lightning protection system Meshed Conductors Lightning Protection System
Catenary Wire Lightning Conductor
Early Streamer Emission Lightning Conductor
Protection Using Natural Components
Air-Termination Lightning Protection System
-28 1,384

Hip Roof Discounts for Home insurance owners in Jefferson County, CO | Back to Top

Average Insurance Premium ($) Hip Roof Shape Discount (%) Premium After Discount ($)
1,412 16 1,144

Jefferson County, CO Home Insurance Discounts for homes with Hail Resistant Roofs | Back to Top

Average Insurance Premium ($) Hail Resistant Roof Discounts ($) Premium After Discount ($)
1,412 -28 1,384

Jefferson County, CO Homeowner Insurance Discounts for Bundling | Back to Top

Bundling Type Discount ($) Premium After Discount ($)
Home + One Car -113 1,299
Home + Two Car -240 1,172
Home + Three Car -339 1,073

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