8 Ways to Get Discounts on Homeowners Insurance in Livingston, LA

Check for homeowners insurance discounts in Livingston, LA and compare various quotes to get the best deals

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1Compare your Livingston, LA Home Insurance Based on Types of Fire Resistive Construction Materials
2Know your Livingston, LA Homeowners Insurance Rates Based on Claims
3Optimize Livingston, LA Homeowners Insurance Policy for Senior Citizens
4Match your Discount Variable to Save on Home Insurance Premium in Livingston, LA
5Compare Livingston, LA Home insurance Rates Based on The Type of Roof
6Calculate your Livingston, LA Home Insurance Discount on Security Systems
7Save on Home Insurance Premium by Installing Hail Resistive Roofs in Livingston, LA
8Livingston, LA Homeowners Discounts for Bundling

Fire Resistive Construction Home Insurance Discount in Livingston, LA | Back to Top

Construction Type Discount ($) Premium After Discount ($)
Frame No Discount 1,516
Brick Veneer -76 1,440
Masonry -76 1,440
Superior -152 1,364

Livingston, LA Home Insurance Discounts Based on Number of Claims Filed | Back to Top

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claims Free -197 1,319
One Claim +91 1,607
Two Claims +212 1,728

Livingston, LA Home Insurance Discounts for Seniors | Back to Top

Average Insurance Premium ($) Senior Discount ($) Premiums After Discount ($)
1,516 -197 1,319

Top Discounts for Homeowners Insurance in Livingston, LA | Back to Top

Discount Element Discount($) Premiums After Discount ($)
New Home -394 1,122
Home nearby Fire Station -46 1,470
Home nearby Police Station -16 1,500
[['Stone Coated Steel', 1061.2, 454.79999999999995], ['Metal', 1212.8, 303.20000000000005], ['Slate or Tile', 1288.6, 227.4000000000001], ['Asphalt shingles', 1364.4, 151.5999999999999], ['Wood', 'No Discounts', 1516.0]]

Livingston, LA Home Insurance Roof Upgrading Discounts | Back to Top

Type of Roof Discounts in % Premiums After Discount ($)
Stone Coated Steel -455 1,061
Metal -303 1,213
Slate or Tile -227 1,289
Asphalt shingles -152 1,364
Wood No Discounts 1,516

Livingston, LA Homeowners Insurance Discounts for Homes with Security Systems | Back to Top

Home Security Systems Example of Security Systems Home Security Systems Discounts ($) Premium After Discount ($)
Deadbolts Digital Deadbolt
Rim Deadbolt
Vertical Deadbolt
Mortise Deadbolt
Keyless Deadbolt		 -167 1,349
Fire extinguishers Carbon Dioxide Fire Extinguishers
Water Mist Fire Extinguishers
Abc Powder Fire Extinguishers
Wet Chemical Fire Extinguishers
Water Fire Extinguishers		 -106 1,410
Smoke detectors Smoke Alarm
Carbon Monoxide And Gas Alarm
Carbon Monoxide And Smoke Alarm
Carbon Monoxide Alarm
 -152 1,364
Sprinkler system Deluge Fire Sprinkler Systems
Pre-Action Fire Sprinkler Systems
Foam Fire Sprinkler Systems
Dry Pipe Fire Sprinkler Systems
Wet Pipe Fire Sprinkler Systems		 -91 1,425
Fire alarm Conventional, Or Four-Wire, Fire Alarm
Two-Wire Fire Alarm Systems
Analogue-Addressable Fire Alarm Systems
Wireless Fire Alarm Systems
 -91 1,425
Burglar alarm system Smart Alarm Sensors
Indoor Camera
Outdoor Camera
Smart Locks
Skycontrol Panel		 -136 1,379
Lightning protection system Meshed Conductors Lightning Protection System
Catenary Wire Lightning Conductor
Early Streamer Emission Lightning Conductor
Protection Using Natural Components
Air-Termination Lightning Protection System		 -30 1,485

Livingston, LA Home Insurance Discounts for homes with Hail Resistant Roofs | Back to Top

Average Insurance Premium ($) Hail Resistant Roof Discounts ($) Premium After Discount ($)
1,516 -31 1,485

Livingston, LA Homeowner Insurance Discounts for Bundling | Back to Top

Bundling Type Discount ($) Premium After Discount ($)
Home + One Car -121 1,394
Home + Two Car -258 1,258
Home + Three Car -349 1,167

How can I Make My Livingston, LA Home Insurance Cheaper

What Makes Your Livingston, LA Home Insurance Cheap or Expensive