8 Ways to Get Discounts on Homeowners Insurance in Livingston, LA

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Fire Resistive Construction Home Insurance Discount in Livingston, LA | Back to Top

Construction Type Discount ($) Premium After Discount ($)
Frame No Discount 1,516
Brick Veneer -76 1,440
Masonry -76 1,440
Superior -152 1,364

Livingston, LA Home Insurance Discounts Based on Number of Claims Filed | Back to Top

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claims Free -197 1,319
One Claim +91 1,607
Two Claims +212 1,728

Livingston, LA Home Insurance Discounts for Seniors | Back to Top

Average Insurance Premium ($) Senior Discount ($) Premiums After Discount ($)
1,516 -197 1,319

Top Discounts for Homeowners Insurance in Livingston, LA | Back to Top

Discount Element Discount($) Premiums After Discount ($)
New Home -394 1,122
Home nearby Fire Station -46 1,470
Home nearby Police Station -16 1,500
[['Stone Coated Steel', 1061.2, 454.79999999999995], ['Metal', 1212.8, 303.20000000000005], ['Slate or Tile', 1288.6, 227.4000000000001], ['Asphalt shingles', 1364.4, 151.5999999999999], ['Wood', 'No Discounts', 1516.0]]

Livingston, LA Home Insurance Roof Upgrading Discounts | Back to Top

Type of Roof Discounts in % Premiums After Discount ($)
Stone Coated Steel -455 1,061
Metal -303 1,213
Slate or Tile -227 1,289
Asphalt shingles -152 1,364
Wood No Discounts 1,516

Livingston, LA Homeowners Insurance Discounts for Homes with Security Systems | Back to Top

Home Security Systems Example of Security Systems Home Security Systems Discounts ($) Premium After Discount ($)
Deadbolts Digital Deadbolt
Rim Deadbolt
Vertical Deadbolt
Mortise Deadbolt
Keyless Deadbolt
-167 1,349
Fire extinguishers Carbon Dioxide Fire Extinguishers
Water Mist Fire Extinguishers
Abc Powder Fire Extinguishers
Wet Chemical Fire Extinguishers
Water Fire Extinguishers
-106 1,410
Smoke detectors Smoke Alarm
Carbon Monoxide And Gas Alarm
Carbon Monoxide And Smoke Alarm
Carbon Monoxide Alarm
-152 1,364
Sprinkler system Deluge Fire Sprinkler Systems
Pre-Action Fire Sprinkler Systems
Foam Fire Sprinkler Systems
Dry Pipe Fire Sprinkler Systems
Wet Pipe Fire Sprinkler Systems
-91 1,425
Fire alarm Conventional, Or Four-Wire, Fire Alarm
Two-Wire Fire Alarm Systems
Analogue-Addressable Fire Alarm Systems
Wireless Fire Alarm Systems
-91 1,425
Burglar alarm system Smart Alarm Sensors
Indoor Camera
Outdoor Camera
Smart Locks
Skycontrol Panel
-136 1,379
Lightning protection system Meshed Conductors Lightning Protection System
Catenary Wire Lightning Conductor
Early Streamer Emission Lightning Conductor
Protection Using Natural Components
Air-Termination Lightning Protection System
-30 1,485

Livingston, LA Home Insurance Discounts for homes with Hail Resistant Roofs | Back to Top

Average Insurance Premium ($) Hail Resistant Roof Discounts ($) Premium After Discount ($)
1,516 -31 1,485

Livingston, LA Homeowner Insurance Discounts for Bundling | Back to Top

Bundling Type Discount ($) Premium After Discount ($)
Home + One Car -121 1,394
Home + Two Car -258 1,258
Home + Three Car -349 1,167

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