Check for homeowners insurance discounts in Madison County, AL and compare various quotes to get the best deals
| Construction Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Frame | No Discount | 1,217 |
| Brick Veneer | -61 | 1,156 |
| Masonry | -61 | 1,156 |
| Superior | -110 | 1,107 |
| Type | Discount/Extra Cost in ($) | Premium After Claim Payout ($) |
|---|---|---|
| Claims Free | -158 | 1,059 |
| One Claim | +97 | 1,314 |
| Two Claims | +170 | 1,387 |
| Average Insurance Premium ($) | Senior Discount ($) | Premiums After Discount ($) |
|---|---|---|
| 1,217 | -158 | 1,059 |
| Discount Element | Discount($) | Premiums After Discount ($) |
|---|---|---|
| New Home | -256 | 961 |
| Home nearby Fire Station | -37 | 1,180 |
| Home nearby Police Station | -12 | 1,205 |
| Type of Roof | Discounts in % | Premiums After Discount ($) |
|---|---|---|
| Stone Coated Steel | -365 | 852 |
| Metal | -243 | 974 |
| Slate or Tile | -183 | 1,034 |
| Asphalt shingles | -122 | 1,095 |
| Wood | No Discounts | 1,217 |
| Home Security Systems | Example of Security Systems | Home Security Systems Discounts ($) | Premium After Discount ($) |
|---|---|---|---|
| Deadbolts | Digital Deadbolt Rim Deadbolt Vertical Deadbolt Mortise Deadbolt Keyless Deadbolt |
-97 | 1,119 |
| Fire extinguishers | Carbon Dioxide Fire Extinguishers Water Mist Fire Extinguishers Abc Powder Fire Extinguishers Wet Chemical Fire Extinguishers Water Fire Extinguishers |
-85 | 1,132 |
| Smoke detectors | Smoke Alarm Carbon Monoxide And Gas Alarm Carbon Monoxide And Smoke Alarm Carbon Monoxide Alarm |
-170 | 1,046 |
| Sprinkler system | Deluge Fire Sprinkler Systems Pre-Action Fire Sprinkler Systems Foam Fire Sprinkler Systems Dry Pipe Fire Sprinkler Systems Wet Pipe Fire Sprinkler Systems |
-158 | 1,059 |
| Fire alarm | Conventional, Or Four-Wire, Fire Alarm Two-Wire Fire Alarm Systems Analogue-Addressable Fire Alarm Systems Wireless Fire Alarm Systems |
-110 | 1,107 |
| Burglar alarm system | Smart Alarm Sensors Indoor Camera Outdoor Camera Smart Locks Skycontrol Panel |
-110 | 1,107 |
| Lightning protection system | Meshed Conductors Lightning Protection System Catenary Wire Lightning Conductor Early Streamer Emission Lightning Conductor Protection Using Natural Components Air-Termination Lightning Protection System |
-37 | 1,180 |
| Average Insurance Premium ($) | Hail Resistant Roof Discounts ($) | Premium After Discount ($) |
|---|---|---|
| 1,217 | -25 | 1,192 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home + One Car | -110 | 1,107 |
| Home + Two Car | -195 | 1,022 |
| Home + Three Car | -304 | 913 |