Check for homeowners insurance discounts in Montgomery, AL and compare various quotes to get the best deals
| Construction Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Frame | No Discount | 1,016 |
| Brick Veneer | -50 | 966 |
| Masonry | -50 | 966 |
| Superior | -101 | 915 |
| Type | Discount/Extra Cost in ($) | Premium After Claim Payout ($) |
|---|---|---|
| Claims Free | -132 | 884 |
| One Claim | +51 | 1,067 |
| Two Claims | +122 | 1,138 |
| Average Insurance Premium ($) | Senior Discount ($) | Premiums After Discount ($) |
|---|---|---|
| 1,016 | -132 | 884 |
| Discount Element | Discount($) | Premiums After Discount ($) |
|---|---|---|
| New Home | -223 | 793 |
| Home nearby Fire Station | -30 | 986 |
| Home nearby Police Station | -10 | 1,006 |
| Type of Roof | Discounts in % | Premiums After Discount ($) |
|---|---|---|
| Stone Coated Steel | -305 | 711 |
| Metal | -203 | 813 |
| Slate or Tile | -152 | 864 |
| Asphalt shingles | -102 | 914 |
| Wood | No Discounts | 1,016 |
| Home Security Systems | Example of Security Systems | Home Security Systems Discounts ($) | Premium After Discount ($) |
|---|---|---|---|
| Deadbolts | Digital Deadbolt Rim Deadbolt Vertical Deadbolt Mortise Deadbolt Keyless Deadbolt |
-112 | 905 |
| Fire extinguishers | Carbon Dioxide Fire Extinguishers Water Mist Fire Extinguishers Abc Powder Fire Extinguishers Wet Chemical Fire Extinguishers Water Fire Extinguishers |
-91 | 925 |
| Smoke detectors | Smoke Alarm Carbon Monoxide And Gas Alarm Carbon Monoxide And Smoke Alarm Carbon Monoxide Alarm |
-132 | 884 |
| Sprinkler system | Deluge Fire Sprinkler Systems Pre-Action Fire Sprinkler Systems Foam Fire Sprinkler Systems Dry Pipe Fire Sprinkler Systems Wet Pipe Fire Sprinkler Systems |
-132 | 884 |
| Fire alarm | Conventional, Or Four-Wire, Fire Alarm Two-Wire Fire Alarm Systems Analogue-Addressable Fire Alarm Systems Wireless Fire Alarm Systems |
-51 | 966 |
| Burglar alarm system | Smart Alarm Sensors Indoor Camera Outdoor Camera Smart Locks Skycontrol Panel |
-91 | 925 |
| Lightning protection system | Meshed Conductors Lightning Protection System Catenary Wire Lightning Conductor Early Streamer Emission Lightning Conductor Protection Using Natural Components Air-Termination Lightning Protection System |
-30 | 986 |
| Average Insurance Premium ($) | Hail Resistant Roof Discounts ($) | Premium After Discount ($) |
|---|---|---|
| 1,016 | -20 | 996 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home + One Car | -91 | 925 |
| Home + Two Car | -173 | 844 |
| Home + Three Car | -244 | 773 |