8 Ways to Get Discounts on Homeowners Insurance in Whitley County, KY

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Fire Resistive Construction Home Insurance Discount in Whitley County, KY | Back to Top

Construction Type Discount ($) Premium After Discount ($)
Frame No Discount 695
Brick Veneer -35 660
Masonry -35 660
Superior -63 632

Whitley County, KY Home Insurance Discounts Based on Number of Claims Filed | Back to Top

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claims Free -91 604
One Claim +48 743
Two Claims +83 778

Whitley County, KY Home Insurance Discounts for Seniors | Back to Top

Average Insurance Premium ($) Senior Discount ($) Premiums After Discount ($)
695 -90 605

Top Discounts for Homeowners Insurance in Whitley County, KY | Back to Top

Discount Element Discount($) Premiums After Discount ($)
New Home -139 556
Home nearby Fire Station -21 674
Home nearby Police Station -7 688
[['Stone Coated Steel', 486.5, 208.5], ['Metal', 556.0, 139.0], ['Slate or Tile', 590.75, 104.25], ['Asphalt shingles', 625.5, 69.5], ['Wood', 'No Discounts', 695.0]]

Whitley County, KY Home Insurance Roof Upgrading Discounts | Back to Top

Type of Roof Discounts in % Premiums After Discount ($)
Stone Coated Steel -209 487
Metal -139 556
Slate or Tile -104 591
Asphalt shingles -70 626
Wood No Discounts 695

Whitley County, KY Homeowners Insurance Discounts for Homes with Security Systems | Back to Top

Home Security Systems Example of Security Systems Home Security Systems Discounts ($) Premium After Discount ($)
Deadbolts Digital Deadbolt
Rim Deadbolt
Vertical Deadbolt
Mortise Deadbolt
Keyless Deadbolt
-69 625
Fire extinguishers Carbon Dioxide Fire Extinguishers
Water Mist Fire Extinguishers
Abc Powder Fire Extinguishers
Wet Chemical Fire Extinguishers
Water Fire Extinguishers
-69 625
Smoke detectors Smoke Alarm
Carbon Monoxide And Gas Alarm
Carbon Monoxide And Smoke Alarm
Carbon Monoxide Alarm
-56 639
Sprinkler system Deluge Fire Sprinkler Systems
Pre-Action Fire Sprinkler Systems
Foam Fire Sprinkler Systems
Dry Pipe Fire Sprinkler Systems
Wet Pipe Fire Sprinkler Systems
-69 625
Fire alarm Conventional, Or Four-Wire, Fire Alarm
Two-Wire Fire Alarm Systems
Analogue-Addressable Fire Alarm Systems
Wireless Fire Alarm Systems
-42 653
Burglar alarm system Smart Alarm Sensors
Indoor Camera
Outdoor Camera
Smart Locks
Skycontrol Panel
-63 632
Lightning protection system Meshed Conductors Lightning Protection System
Catenary Wire Lightning Conductor
Early Streamer Emission Lightning Conductor
Protection Using Natural Components
Air-Termination Lightning Protection System
-14 681

Whitley County, KY Home Insurance Discounts for homes with Hail Resistant Roofs | Back to Top

Average Insurance Premium ($) Hail Resistant Roof Discounts ($) Premium After Discount ($)
695 -14 681

Whitley County, KY Homeowner Insurance Discounts for Bundling | Back to Top

Bundling Type Discount ($) Premium After Discount ($)
Home + One Car -56 639
Home + Two Car -118 576
Home + Three Car -174 521

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