9 Ways to Get Discounts on Homeowners Insurance in Charleston, SC

Check for homeowners insurance discounts in Charleston, SC and compare various quotes to get the best deals

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No	Topics
1	Compare your Charleston, SC Home Insurance Based on Types of Fire Resistive Construction Materials
2	Know your Charleston, SC Homeowners Insurance Rates Based on Claims
3	Optimize Charleston, SC Homeowners Insurance Policy for Senior Citizens
4	Match your Discount Variable to Save on Home Insurance Premium in Charleston, SC
5	Compare Charleston, SC Home insurance Rates Based on The Type of Roof
6	Calculate your Charleston, SC Home Insurance Discount on Security Systems
7	Identify How your Hip Roof can Impact Home Insurance Rates in Charleston, SC
8	Save on Home Insurance Premium by Installing Hail Resistive Roofs in Charleston, SC
9	Charleston, SC Homeowners Discounts for Bundling

Fire Resistive Construction Home Insurance Discount in Charleston, SC | Back to Top

Construction Type	Discount ($)	Premium After Discount ($)
Frame	No Discount	1,390
Brick Veneer	-70	1,320
Masonry	-70	1,320
Superior	-125	1,265

Charleston, SC Home Insurance Discounts Based on Number of Claims Filed | Back to Top

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claims Free	-167	1,223
One Claim	+83	1,473
Two Claims	+194	1,584

Charleston, SC Home Insurance Discounts for Seniors | Back to Top

Average Insurance Premium ($)	Senior Discount ($)	Premiums After Discount ($)
1,390	-181	1,209

Top Discounts for Homeowners Insurance in Charleston, SC | Back to Top

Discount Element	Discount($)	Premiums After Discount ($)
New Home	-278	1,112
Home nearby Fire Station	-42	1,348
Home nearby Police Station	-14	1,376

[['Stone Coated Steel', 973.0, 417.0], ['Metal', 1112.0, 278.0], ['Slate or Tile', 1181.5, 208.5], ['Asphalt shingles', 1251.0, 139.0], ['Wood', 'No Discounts', 1390.0]]

Charleston, SC Home Insurance Roof Upgrading Discounts | Back to Top

Type of Roof	Discounts in %	Premiums After Discount ($)
Stone Coated Steel	-417	973
Metal	-278	1,112
Slate or Tile	-209	1,182
Asphalt shingles	-139	1,251
Wood	No Discounts	1,390

Charleston, SC Homeowners Insurance Discounts for Homes with Security Systems | Back to Top

Home Security Systems	Example of Security Systems	Home Security Systems Discounts ($)	Premium After Discount ($)
Deadbolts	Digital Deadbolt Rim Deadbolt Vertical Deadbolt Mortise Deadbolt Keyless Deadbolt	-153	1,237
Fire extinguishers	Carbon Dioxide Fire Extinguishers Water Mist Fire Extinguishers Abc Powder Fire Extinguishers Wet Chemical Fire Extinguishers Water Fire Extinguishers	-139	1,251
Smoke detectors	Smoke Alarm Carbon Monoxide And Gas Alarm Carbon Monoxide And Smoke Alarm Carbon Monoxide Alarm	-153	1,237
Sprinkler system	Deluge Fire Sprinkler Systems Pre-Action Fire Sprinkler Systems Foam Fire Sprinkler Systems Dry Pipe Fire Sprinkler Systems Wet Pipe Fire Sprinkler Systems	-125	1,265
Fire alarm	Conventional, Or Four-Wire, Fire Alarm Two-Wire Fire Alarm Systems Analogue-Addressable Fire Alarm Systems Wireless Fire Alarm Systems	-83	1,306
Burglar alarm system	Smart Alarm Sensors Indoor Camera Outdoor Camera Smart Locks Skycontrol Panel	-125	1,265
Lightning protection system	Meshed Conductors Lightning Protection System Catenary Wire Lightning Conductor Early Streamer Emission Lightning Conductor Protection Using Natural Components Air-Termination Lightning Protection System	-42	1,348

Hip Roof Discounts for Home insurance owners in Charleston, SC | Back to Top

Average Insurance Premium ($)	Hip Roof Shape Discount (%)	Premium After Discount ($)
1,390	16	1,126

Charleston, SC Home Insurance Discounts for homes with Hail Resistant Roofs | Back to Top

Average Insurance Premium ($)	Hail Resistant Roof Discounts ($)	Premium After Discount ($)
1,390	-42	1,348

Charleston, SC Homeowner Insurance Discounts for Bundling | Back to Top

Bundling Type	Discount ($)	Premium After Discount ($)
Home + One Car	-125	1,265
Home + Two Car	-236	1,153
Home + Three Car	-320	1,070