Charleston, SC homeowners insurance rate is about $1390 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.
| Nearby places/ Census Blocks & Streets | Homeowners Insurance Cost ($) |
|---|---|
| State Rd S-8-33, Creek Ln, Bass Alley Rd, Herman Ln, Kimbrell Dr, Rambler Dr, Jaques Ct, Nassau Trl, Maptica Trl, Dallas Ln | $1,371 |
| Barboados Dr, River Walk Ct, Anthony Way, Breezeway Cir, Whitefalls Ln, Postal Crescent Ct, Lemon Ln, River Bay Ln, Jamesbury Rd, Vonzetta Ct | $1,409 |
| Crossing St, Rhoden Island Dr, Indian Corn St, Seven Farms St, Kindred Ln, Mitchell Wharf Ln, Shipwright St, Wando Landing St, Hazelhurst St, Settlers St | $4,051 |
| Place / Nearby places | Home Value ($) | Age of Home | Premium ($) |
|---|---|---|---|
| Charleston County, SC | $273100 | 40 year old | $1,388 |
| James Island, SC | $283500 | New Home | $783 |
| Ravenel, SC | $150900 | 50 year old | $1,039 |
| Wadmalaw Island, SC | $293800 | 40 year old | $1,609 |
| Summerville, SC | $187400 | New Home | $867 |
| Pinopolis, SC | $290800 | New Home | $1,107 |
| Dorchester County, SC | $177500 | 50 year old | $1,096 |
| Green Pond, SC | $247400 | New Home | $1,034 |
| St. Helena Island, SC | $232600 | 50 year old | $1,006 |
| Lane, SC | $58500 | 50 year old | $386 |
| Coverage | Average Premium ($) | Increased Premium Due to Swimming Pool ($) |
|---|---|---|
| $200,000 to $249,999 | $1,048 | $1,111 |
| $100,000 to $124,999 | $434 | $460 |
| $1500,000 to $2000,000 | $4,247 | $4,502 |
| $1000,000 to $1499,999 | $3,956 | $4,193 |
| $400,000 to $499,999 | $2,427 | $2,573 |
| Insured Amount ($) | Low Deductible ($500) | High Deductible ($2500) |
|---|---|---|
| Charleston County, SC | $1,336 | $971 |
| James Island, SC | $992 | $721 |
| Ravenel, SC | $989 | $719 |
| Wadmalaw Island, SC | $1,549 | $1,126 |
| Summerville, SC | $1,084 | $788 |
| Pinopolis, SC | $1,540 | $1,119 |
| Dorchester County, SC | $1,043 | $758 |
| Green Pond, SC | $1,399 | $1,017 |
| St. Helena Island, SC | $957 | $696 |
| Lane, SC | $368 | $267 |
| Coverage Value | Average Charleston, SC Homeowners Insurance ($) |
|---|---|
| $750,000 to $999,999 | $3,592 |
| $300,000 to $399,999 | $1,998 |
| $1000,000 to $1499,999 | $3,956 |
| $200,000 to $249,999 | $1,048 |
| $150,000 to $174,999 | $701 |