Check for homeowners insurance discounts in Commerce City, CO and compare various quotes to get the best deals
| Construction Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Frame | No Discount | 1,232 |
| Brick Veneer | -62 | 1,170 |
| Masonry | -62 | 1,170 |
| Superior | -111 | 1,121 |
| Type | Discount/Extra Cost in ($) | Premium After Claim Payout ($) |
|---|---|---|
| Claims Free | -172 | 1,060 |
| One Claim | +74 | 1,306 |
| Two Claims | +160 | 1,392 |
| Average Insurance Premium ($) | Senior Discount ($) | Premiums After Discount ($) |
|---|---|---|
| 1,232 | -160 | 1,072 |
| Discount Element | Discount($) | Premiums After Discount ($) |
|---|---|---|
| New Home | -296 | 936 |
| Home nearby Fire Station | -37 | 1,195 |
| Home nearby Police Station | -12 | 1,220 |
| Type of Roof | Discounts in % | Premiums After Discount ($) |
|---|---|---|
| Stone Coated Steel | -370 | 862 |
| Metal | -246 | 986 |
| Slate or Tile | -185 | 1,047 |
| Asphalt shingles | -123 | 1,109 |
| Wood | No Discounts | 1,232 |
| Home Security Systems | Example of Security Systems | Home Security Systems Discounts ($) | Premium After Discount ($) |
|---|---|---|---|
| Deadbolts | Digital Deadbolt Rim Deadbolt Vertical Deadbolt Mortise Deadbolt Keyless Deadbolt |
-148 | 1,084 |
| Fire extinguishers | Carbon Dioxide Fire Extinguishers Water Mist Fire Extinguishers Abc Powder Fire Extinguishers Wet Chemical Fire Extinguishers Water Fire Extinguishers |
-111 | 1,121 |
| Smoke detectors | Smoke Alarm Carbon Monoxide And Gas Alarm Carbon Monoxide And Smoke Alarm Carbon Monoxide Alarm |
-136 | 1,097 |
| Sprinkler system | Deluge Fire Sprinkler Systems Pre-Action Fire Sprinkler Systems Foam Fire Sprinkler Systems Dry Pipe Fire Sprinkler Systems Wet Pipe Fire Sprinkler Systems |
-74 | 1,158 |
| Fire alarm | Conventional, Or Four-Wire, Fire Alarm Two-Wire Fire Alarm Systems Analogue-Addressable Fire Alarm Systems Wireless Fire Alarm Systems |
-74 | 1,158 |
| Burglar alarm system | Smart Alarm Sensors Indoor Camera Outdoor Camera Smart Locks Skycontrol Panel |
-111 | 1,121 |
| Lightning protection system | Meshed Conductors Lightning Protection System Catenary Wire Lightning Conductor Early Streamer Emission Lightning Conductor Protection Using Natural Components Air-Termination Lightning Protection System |
-37 | 1,195 |
| Average Insurance Premium ($) | Hip Roof Shape Discount (%) | Premium After Discount ($) |
|---|---|---|
| 1,232 | 16 | 998 |
| Average Insurance Premium ($) | Hail Resistant Roof Discounts ($) | Premium After Discount ($) |
|---|---|---|
| 1,232 | -37 | 1,195 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home + One Car | -99 | 1,134 |
| Home + Two Car | -209 | 1,023 |
| Home + Three Car | -296 | 936 |