How Can I Make My Commerce City, CO Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Commerce City, CO by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
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Estimate Appropriate Commerce City, CO Home Insurance Coverage Levels | Back to Top
| Commerce City, CO - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| E 116th Cir, E Forest Cir, Unity Cir, Riverdale Way, Tucson St, Vaughn Way, Umpire St, E 96 Ave, Indian Hill St, Quail Cir | $279,000 | $240,000 | $300,000-$350,000 | $170,000 | $150,000 | $175,000-$200,000 |
| Ivywood St, Atchison St, Hanover Ct E, Finch Ave, E 118th Ct, Lake Ave, Hannibal St, Red Poppy Way, E 133rd Dr, E 105th Ct | $347,000 | $290,000 | $300,000-$350,000 | $256,500 | $210,000 | $200,000-$250,000 |
| Troy Way, Hannibal Ct, E 166th Ave, Brighton Blvd, Mobile St, E 74th Pl, Rose Ln, E 120th Pkwy, Bax Ct, E 102nd Pl | $166,000 | $140,000 | $125,000-$150,000 | $118,000 | $110,000 | $125,000-$150,000 |
| E 63rd Pl, Dillon Ct, Laredo St, 123rd Ave, E 61st Pl, E 106th Dr, Fairfax Dr, 168th Ave, E 79th Pl, E Parkside Dr N | $221,500 | $190,000 | $200,000-$250,000 | $199,000 | $160,000 | $175,000-$200,000 |
| 162nd Ave, E 54th Ave, Syracuse St, W Forest Cir, E 110th Way, E 148th Ave, Havana Ct, E 61st Ave, Laredo St, Racine Cir | $249,500 | $200,000 | $200,000-$250,000 | $181,000 | $150,000 | $175,000-$200,000 |
Estimate your Savings with Home Insurance Discounts in Commerce City, CO | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$172 | $1,060 |
| Superior Protection Discount | -$111 | $1,121 |
| Fire & Security Discount | -$111 | $1,121 |
| Hail Resistant Roof Discount | -$37 | $1,195 |
| Newly Constructed Home Discount | -$296 | $936 |
Choose the Right Deductible for your Commerce City, CO Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Adams County | $2,000 | $1,182 | $3,182 | $859 | $2,859 | $323 |
| Commerce City, CO | $1,500 | $1,217 | $2,717 | $885 | $2,385 | $333 |
| Sherrelwood, CO | $500 | $878 | $1,378 | $638 | $1,138 | $240 |
| Dacono, CO | $700 | $1,236 | $1,936 | $898 | $1,598 | $338 |
| Lafayette, CO | $200 | $988 | $1,188 | $718 | $918 | $270 |
| Lone Tree, CO | $2,000 | $1,038 | $3,038 | $754 | $2,754 | $284 |
| La Salle-Gilcrest, CO | $400 | $1,199 | $1,599 | $872 | $1,272 | $328 |
| Longmont, CO | $1,000 | $1,359 | $2,359 | $987 | $1,987 | $371 |
| Sunshine, CO | $200 | $2,874 | $3,074 | $2,089 | $2,289 | $785 |
| Kersey-Gill, CO | $100 | $919 | $1,019 | $668 | $768 | $251 |
Identify Top Home Insurance Agents near Commerce City, CO | Back to Top
| Home Insurance Company Commerce City, CO | Homeowners Insurance Agency Commerce City, CO | Address | Popularity Score | Distance from Commerce City (miles) |
|---|---|---|---|---|
| State Farm | Jessika Aerni | Bldg G 8354 Northfield Blvd Unit 3700, Denver, CO, 80238-3135 | 8.6 | |
| Liberty Mutual Independent | Keller Lowry Insurance, Inc. | 1777 S Harrison St Ste 700, Denver, CO, 80210 | 15.9 | |
| Travelers | Staebell Insurance Group | 2124 Ford Street, Golden, CO, 80401 | 24.2 | |
| State Farm | Beth Bales | 3650 S Yosemite St Ste 408, Denver, CO, 80237-1838 | 16.8 | |
| Allstate | James S. Muniz | 950 Wadsworth Blvd Ste 313, Lakewood, CO, 80214 | 18.6 | |
| Farmers | Matthew Noe | 4201 E Yale Ave Ste 150, Denver, CO, 80222 | 16.8 | |
| Allstate | Eddie Pacheco | 3978 E 104th Ave, Thornton, CO, 80233 | 7.9 | |
| Allstate | Deborah Guest | 3921 E 120th Ave Ste A, Thornton, CO, 80233 | 8.2 | |
| State Farm | Mike Miller | 2200 E 104th Avenue, Thornton, CO, 80233-4290 | 8.9 | |
| Travelers | Taggart & Associates | 1600 Canyon Blvd, Boulder, CO, 80302 | 27.2 |
Compare Rates for Commerce City, CO Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Colorado | $286,100 | $1,436 | $1,010 | $1,880 | $870 |
| Adams County, CO | $241,900 | $1,196 | $840 | $1,570 | $730 |
| Commerce City, CO | $258,500 | $1,232 | $860 | $1,610 | $750 |
| Sherrelwood, CO | $208,900 | $889 | $620 | $1,160 | $540 |
| Dacono, CO | $209,100 | $1,251 | $880 | $1,640 | $760 |
| Lafayette, CO | $343,000 | $1,000 | $700 | $1,310 | $610 |
| Lone Tree, CO | $573,200 | $1,051 | $740 | $1,380 | $640 |
| La Salle-Gilcrest, CO | $194,400 | $1,214 | $850 | $1,590 | $740 |
| Longmont, CO | $320,200 | $1,375 | $960 | $1,800 | $840 |
| Sunshine, CO | $670,500 | $2,909 | $2,040 | $3,810 | $1,770 |
| Kersey-Gill, CO | $233,400 | $931 | $650 | $1,220 | $570 |
Research Home Insurance Companies Reviews in Commerce City, CO Before Buying | Back to Top
Share a review on your home insurance company
Liberty Mutual Home Insurance Reviews
Date: September 14, 2019 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Premium
my premium is good not too expensive or too low and for the services it is perfect well for me anyway.
State Farm Home Insurance Reviews
Date: July 30, 2019 Age: 50 to 59 Gender: Male Marital Status: Unmarried
Policy Offerings
I am satisfied with the offerings of my home insurance. I live in a newer home, not in a flood or earthquake zone, so my needs are fairly simple. My policy covers what I need.
Amica Mutual Insurance Home Insurance Reviews
Date: October 07, 2019 Age: 20 to 29 Gender: Male Marital Status: Married
Customer Service
Amica ranked 3rd out of 24 insurers in NerdWallet's ranking of the best car insurance companies, earning 4.5 stars out of 5 for overall performance.
Farmer's Insurance Home Insurance Reviews
Date: June 06, 2019 Age: 20 to 29 Gender: Married Marital Status: Female
Premium
I found Progressive to offer pretty competitive rates after cross shopping. I mainly chose them because I felt they would be more reliable. The price is fair relative to the value it offers.