Check for homeowners insurance discounts in Durango, CO and compare various quotes to get the best deals
| Construction Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Frame | No Discount | 1,266 |
| Brick Veneer | -63 | 1,203 |
| Masonry | -63 | 1,203 |
| Superior | -114 | 1,152 |
| Type | Discount/Extra Cost in ($) | Premium After Claim Payout ($) |
|---|---|---|
| Claims Free | -164 | 1,102 |
| One Claim | +76 | 1,342 |
| Two Claims | +178 | 1,444 |
| Average Insurance Premium ($) | Senior Discount ($) | Premiums After Discount ($) |
|---|---|---|
| 1,266 | -165 | 1,101 |
| Discount Element | Discount($) | Premiums After Discount ($) |
|---|---|---|
| New Home | -253 | 1,013 |
| Home nearby Fire Station | -38 | 1,228 |
| Home nearby Police Station | -12 | 1,254 |
| Type of Roof | Discounts in % | Premiums After Discount ($) |
|---|---|---|
| Stone Coated Steel | -380 | 886 |
| Metal | -253 | 1,013 |
| Slate or Tile | -190 | 1,076 |
| Asphalt shingles | -127 | 1,139 |
| Wood | No Discounts | 1,266 |
| Home Security Systems | Example of Security Systems | Home Security Systems Discounts ($) | Premium After Discount ($) |
|---|---|---|---|
| Deadbolts | Digital Deadbolt Rim Deadbolt Vertical Deadbolt Mortise Deadbolt Keyless Deadbolt |
-139 | 1,127 |
| Fire extinguishers | Carbon Dioxide Fire Extinguishers Water Mist Fire Extinguishers Abc Powder Fire Extinguishers Wet Chemical Fire Extinguishers Water Fire Extinguishers |
-139 | 1,127 |
| Smoke detectors | Smoke Alarm Carbon Monoxide And Gas Alarm Carbon Monoxide And Smoke Alarm Carbon Monoxide Alarm |
-114 | 1,152 |
| Sprinkler system | Deluge Fire Sprinkler Systems Pre-Action Fire Sprinkler Systems Foam Fire Sprinkler Systems Dry Pipe Fire Sprinkler Systems Wet Pipe Fire Sprinkler Systems |
-76 | 1,190 |
| Fire alarm | Conventional, Or Four-Wire, Fire Alarm Two-Wire Fire Alarm Systems Analogue-Addressable Fire Alarm Systems Wireless Fire Alarm Systems |
-89 | 1,178 |
| Burglar alarm system | Smart Alarm Sensors Indoor Camera Outdoor Camera Smart Locks Skycontrol Panel |
-114 | 1,152 |
| Lightning protection system | Meshed Conductors Lightning Protection System Catenary Wire Lightning Conductor Early Streamer Emission Lightning Conductor Protection Using Natural Components Air-Termination Lightning Protection System |
-51 | 1,216 |
| Average Insurance Premium ($) | Hip Roof Shape Discount (%) | Premium After Discount ($) |
|---|---|---|
| 1,266 | 16 | 1,025 |
| Average Insurance Premium ($) | Hail Resistant Roof Discounts ($) | Premium After Discount ($) |
|---|---|---|
| 1,266 | -38 | 1,228 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home + One Car | -114 | 1,152 |
| Home + Two Car | -203 | 1,064 |
| Home + Three Car | -304 | 962 |