9 Ways to Get Discounts on Homeowners Insurance in Durango, CO

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Fire Resistive Construction Home Insurance Discount in Durango, CO | Back to Top

Construction Type Discount ($) Premium After Discount ($)
Frame No Discount 1,266
Brick Veneer -63 1,203
Masonry -63 1,203
Superior -114 1,152

Durango, CO Home Insurance Discounts Based on Number of Claims Filed | Back to Top

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claims Free -164 1,102
One Claim +76 1,342
Two Claims +178 1,444

Durango, CO Home Insurance Discounts for Seniors | Back to Top

Average Insurance Premium ($) Senior Discount ($) Premiums After Discount ($)
1,266 -165 1,101

Top Discounts for Homeowners Insurance in Durango, CO | Back to Top

Discount Element Discount($) Premiums After Discount ($)
New Home -253 1,013
Home nearby Fire Station -38 1,228
Home nearby Police Station -12 1,254
[['Stone Coated Steel', 886.2, 379.79999999999995], ['Metal', 1012.8, 253.20000000000005], ['Slate or Tile', 1076.1, 189.9000000000001], ['Asphalt shingles', 1139.4, 126.59999999999991], ['Wood', 'No Discounts', 1266.0]]

Durango, CO Home Insurance Roof Upgrading Discounts | Back to Top

Type of Roof Discounts in % Premiums After Discount ($)
Stone Coated Steel -380 886
Metal -253 1,013
Slate or Tile -190 1,076
Asphalt shingles -127 1,139
Wood No Discounts 1,266

Durango, CO Homeowners Insurance Discounts for Homes with Security Systems | Back to Top

Home Security Systems Example of Security Systems Home Security Systems Discounts ($) Premium After Discount ($)
Deadbolts Digital Deadbolt
Rim Deadbolt
Vertical Deadbolt
Mortise Deadbolt
Keyless Deadbolt
-139 1,127
Fire extinguishers Carbon Dioxide Fire Extinguishers
Water Mist Fire Extinguishers
Abc Powder Fire Extinguishers
Wet Chemical Fire Extinguishers
Water Fire Extinguishers
-139 1,127
Smoke detectors Smoke Alarm
Carbon Monoxide And Gas Alarm
Carbon Monoxide And Smoke Alarm
Carbon Monoxide Alarm
-114 1,152
Sprinkler system Deluge Fire Sprinkler Systems
Pre-Action Fire Sprinkler Systems
Foam Fire Sprinkler Systems
Dry Pipe Fire Sprinkler Systems
Wet Pipe Fire Sprinkler Systems
-76 1,190
Fire alarm Conventional, Or Four-Wire, Fire Alarm
Two-Wire Fire Alarm Systems
Analogue-Addressable Fire Alarm Systems
Wireless Fire Alarm Systems
-89 1,178
Burglar alarm system Smart Alarm Sensors
Indoor Camera
Outdoor Camera
Smart Locks
Skycontrol Panel
-114 1,152
Lightning protection system Meshed Conductors Lightning Protection System
Catenary Wire Lightning Conductor
Early Streamer Emission Lightning Conductor
Protection Using Natural Components
Air-Termination Lightning Protection System
-51 1,216

Hip Roof Discounts for Home insurance owners in Durango, CO | Back to Top

Average Insurance Premium ($) Hip Roof Shape Discount (%) Premium After Discount ($)
1,266 16 1,025

Durango, CO Home Insurance Discounts for homes with Hail Resistant Roofs | Back to Top

Average Insurance Premium ($) Hail Resistant Roof Discounts ($) Premium After Discount ($)
1,266 -38 1,228

Durango, CO Homeowner Insurance Discounts for Bundling | Back to Top

Bundling Type Discount ($) Premium After Discount ($)
Home + One Car -114 1,152
Home + Two Car -203 1,064
Home + Three Car -304 962

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