8 Ways to Get Discounts on Homeowners Insurance in Elmore County, AL

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Fire Resistive Construction Home Insurance Discount in Elmore County, AL | Back to Top

Construction Type Discount ($) Premium After Discount ($)
Frame No Discount 1,188
Brick Veneer -60 1,128
Masonry -60 1,128
Superior -107 1,081

Elmore County, AL Home Insurance Discounts Based on Number of Claims Filed | Back to Top

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claims Free -155 1,033
One Claim +106 1,294
Two Claims +142 1,330

Elmore County, AL Home Insurance Discounts for Seniors | Back to Top

Average Insurance Premium ($) Senior Discount ($) Premiums After Discount ($)
1,188 -154 1,034

Top Discounts for Homeowners Insurance in Elmore County, AL | Back to Top

Discount Element Discount($) Premiums After Discount ($)
New Home -262 926
Home nearby Fire Station -36 1,152
Home nearby Police Station -12 1,176
[['Stone Coated Steel', 831.6, 356.4], ['Metal', 950.4, 237.60000000000002], ['Slate or Tile', 1009.8, 178.20000000000005], ['Asphalt shingles', 1069.2, 118.79999999999995], ['Wood', 'No Discounts', 1188.0]]

Elmore County, AL Home Insurance Roof Upgrading Discounts | Back to Top

Type of Roof Discounts in % Premiums After Discount ($)
Stone Coated Steel -356 832
Metal -238 950
Slate or Tile -178 1,010
Asphalt shingles -119 1,069
Wood No Discounts 1,188

Elmore County, AL Homeowners Insurance Discounts for Homes with Security Systems | Back to Top

Home Security Systems Example of Security Systems Home Security Systems Discounts ($) Premium After Discount ($)
Deadbolts Digital Deadbolt
Rim Deadbolt
Vertical Deadbolt
Mortise Deadbolt
Keyless Deadbolt
-143 1,045
Fire extinguishers Carbon Dioxide Fire Extinguishers
Water Mist Fire Extinguishers
Abc Powder Fire Extinguishers
Wet Chemical Fire Extinguishers
Water Fire Extinguishers
-131 1,057
Smoke detectors Smoke Alarm
Carbon Monoxide And Gas Alarm
Carbon Monoxide And Smoke Alarm
Carbon Monoxide Alarm
-143 1,045
Sprinkler system Deluge Fire Sprinkler Systems
Pre-Action Fire Sprinkler Systems
Foam Fire Sprinkler Systems
Dry Pipe Fire Sprinkler Systems
Wet Pipe Fire Sprinkler Systems
-83 1,104
Fire alarm Conventional, Or Four-Wire, Fire Alarm
Two-Wire Fire Alarm Systems
Analogue-Addressable Fire Alarm Systems
Wireless Fire Alarm Systems
-83 1,104
Burglar alarm system Smart Alarm Sensors
Indoor Camera
Outdoor Camera
Smart Locks
Skycontrol Panel
-107 1,081
Lightning protection system Meshed Conductors Lightning Protection System
Catenary Wire Lightning Conductor
Early Streamer Emission Lightning Conductor
Protection Using Natural Components
Air-Termination Lightning Protection System
-48 1,140

Elmore County, AL Home Insurance Discounts for homes with Hail Resistant Roofs | Back to Top

Average Insurance Premium ($) Hail Resistant Roof Discounts ($) Premium After Discount ($)
1,188 -36 1,152

Elmore County, AL Homeowner Insurance Discounts for Bundling | Back to Top

Bundling Type Discount ($) Premium After Discount ($)
Home + One Car -107 1,081
Home + Two Car -190 998
Home + Three Car -297 891

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