Foremost Homeowners Insurance Company Reviews & Ratings
See who are the best homeowners insurance companies rated by customers. Our research shows that homeowners can save as much as 35% on their homeowners insurance by getting quotes from multiple companies. Enter your zip code below and click “GO” to get multiple free quotes.
Date: September 09, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Communication
I think that the communication is another good point, I'm really satisfied with this, I love it. The communication can't be better.
Date: September 06, 2018 Age: 50 to 59 Gender: Female Marital Status: Unmarried
Customer Service
The company is very responsive. Both the local agent and the corporate offices are available. this is all that I ask for
Date: September 06, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Website/App
The website is extremely easy to use. I have no problems navigating to the payment page, or pulling up the insurance documents.
Date: September 05, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Website/App
I cannot figure out a way to log in or even create an account. The home page as well as the tabs listed are addressed to agents. I did not need an agent when I purchased my insurance so this is an unnecessary and frustrating step for me.
Date: September 04, 2018 Age: Above 60 Gender: Male Marital Status: Unmarried
Customer Service
They communicate very effectively and timely. You are always provided with the contact information for your rep and can call or email accordingly. Representatives are very accommodating and great in getting back to you.
Date: August 31, 2018 Age: 40 to 49 Gender: Male Marital Status: Unmarried
Premium
Others look good too, but Frontpoint is the best, because is simple and secure, so great. The others isn't so good.
Date: August 31, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Customer Service
During the flood, the initial agent wasn't able to fully tell me about my policy, and I got in way over my head. I wish I had known more about my policy in the first place. Then the company was completely unwilling to fix its mistake.
Date: August 30, 2018 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Communication
I had never had to any interaction with my insurance company, as stated previously, they prompt you to call your insurance broker.
Date: August 30, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Communication
They send periodic emails to keep me updated on the status of my policy and my coverage. But they also aren't too intrusive. They sent an email about Hurricane Irma when it affected my area but they do not spam me.
Date: August 27, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Policy Offerings
The insurance covers the structures and covers temporary living. There is also the basic liability coverage. Personal property is also covered.
Date: August 24, 2018 Age: 50 to 59 Gender: Male Marital Status: Married
Customer Service
I like that they are easily reached by phone or email and their response time is pretty quick and they always give me the time to explain everything
Date: August 24, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Policy Offerings
It covers damage to the property up to $450,000, from structural damage due to severe weather or any other unintentional damage. It also covers theft on items inside the home up to $25,000.
Date: August 23, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Communication
They are tops in my opinion. You are provided the reps contact information as soon as you file a claim. You are sent an email documenting this information and can access your claim any time on their website. The rep stays in constant communication with you by phone/text/email. They are accessible anytime you need.
Date: August 15, 2018 Age: Above 60 Gender: Female Marital Status: Married
Customer Service
I have had nothing but pleasant interactions with my company. My broker is the owner of the company and is extremely knowledgeable.
Date: August 15, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Communication
All I have done is paid the bill. The Insurance was already in the house when I moved in.
Date: August 15, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Policy Offerings
My home insurance covers the dwelling, personal belongings, and injury. I also have flood insurance and not to sure on what else is covered.
Date: August 10, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Communication
When I first filed a claim the insurance adjuster did not know what she was doing and I completely got screwed by the insurance company. There was a lack of communication throughout the entire process.
Date: August 10, 2018 Age: Above 60 Gender: Female Marital Status: Married
Policy Offerings
I'm not sure, I just think it's the whole dwelling that's covered by my insurance provider. Then of course, anything that caused by a natural disaster.
there is no mobile app to use for payments. the website is intuitive and easy to use and make direct payments or set up for automated payments.
Date: August 09, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Premium
its hard to differentiate as there are not too many options for mobile/manufactured home insurance so I got stuck with the only company available in my area
Date: August 08, 2018 Age: Above 60 Gender: Female Marital Status: Married
Website/App
easy to navigate, Simple explanations, and all company information is right where you need it. They even have a weather alert so you know what might be in store for you and your home.
Date: August 07, 2018 Age: 50 to 59 Gender: Male Marital Status: Married
Policy Offerings
Structure of the dwelling (roof, walls, etc) items within the home such as TVs, computers, other electronics. Loss of use coverage as well as medical payments for anyone who may have been hurt while on my property.
Date: August 06, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Customer Service
What I like about the customer service is that they are very friendly. The do go above and beyond to help you with an issue or to file a claim if you need to. The are friendly when answering questions as well.
Date: August 05, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Communication
My customer service agent always replies to my emails and she always picks up the phone when I can if not she will call me back when she has the time
Date: August 05, 2018 Age: Above 60 Gender: Male Marital Status: Married
Customer Service
I have never spoken to a customer service because as previously stated the insurance was already in the house when I moved in.
Date: August 05, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Policy Offerings
My home insurance policy insures not only exterior damage but also personal loss. My policy also includes personal injury to other people in my home and on my property.
Date: August 04, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Customer Service
I have no problem with the customer service with my insurer. They return my calls and answer my questions when I have any.
Date: August 04, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Premium
My premium is really high, but they are the only insurance company that will ensure my house the way it is now. I can't get a new roof now though because they totally destroyed my credit rating, so I'm stuck with this company for now.
Date: August 02, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Premium
My Farmer's Agent insured my last home which was a site built dwelling. The premium was about $800 per year. I now own a manufactured/modular home and the premiums doubled for half the insured amount. I feel my particular home is quite sturdy and sound and feel this is unfair.
Date: July 31, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Communication
Very easy to call and get someone on the phone to help you. Very little "prompts" to reach a real person. I hate all the prompts that most companies use these days.
Date: July 30, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Communication
I have never had any communication with my insurance company. There have been no claims ever submitted
Date: July 30, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Communication
I like the interaction with my insurance company. Although, I have only had experience talking with them only about two times. Each time though, they were helpful and cheerful on the phone.
Date: July 27, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Policy Offerings
My home is covered for damage due to natural causes. Things like hail, or wind damage are covered. The outside buildings are covered as well. Our shop is covered by out homeowner policy.
Date: July 27, 2018 Age: Above 60 Gender: Female Marital Status: Married
Policy Offerings
hurricane insurance, flooding, liability, and any major damages occurring. part of the coverage comes from home for the land surrounding the property.
Date: July 26, 2018 Age: 50 to 59 Gender: Male Marital Status: Married
Policy Offerings
basic structure, 100K of belongings, not insured for flood but insured for fire
Date: July 26, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Customer Service
the agents I've spoken to have all been very helpful and work as advocates for their clients. they stay in contact and don't shrug off interacting while being available whenever I need.
Date: July 26, 2018 Age: 40 to 49 Gender: Male Marital Status: Unmarried
Website/App
you always have to log in twice to actually enter the site - annoying
Date: July 25, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Premium
No one who offers manufactured homes a policy will be as good as Foremost on the amount they will give you once you file a claim. They are a very fair company. Yes, their premiums are higher, but you get what you pay for.
Date: July 24, 2018 Age: 50 to 59 Gender: Female Marital Status: Married
Premium
I compared companies when I purchased my house but FedNat offered more for a reasonable premium. There was another company that was slightly less expensive but the customer service was not as good as the edit was. I figured better service in the time of an emergency was worth the extra $100 a year.
Date: June 16, 2018 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Premium
I'm not sure how the premium compares to other insurance companies because this is the only home insurance company I have used. I pay $85 a month for mine, so I would think that it's pretty comparable.
Date: June 05, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Communication
I like being able to communicate via their website primarily. I like this because it can be done anytime at my convenience. If I do need to speak to someone directly I have no problems communicating with them if it is within business hours.
Date: June 03, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Policy Offerings
They give me good coverage for all the potential problems that may occur
Date: June 03, 2018 Age: 40 to 49 Gender: Male Marital Status: Unmarried
Policy Offerings
It covers damage to the house, property in the house, and living expenses if we have to be out of the house while it is being repaired.
Date: June 02, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Communication
Fortunately the only time I had to communicate with the company is when I first obtained the policy. Foremost sent a paper copy of the policy quickly. I would rather receive an electronic copy since I dislike filing and maintaining paper files.
Date: May 12, 2018 Age: Above 60 Gender: Male Marital Status: Married
Website/App
It's jumbled and confusing. To make sure you see your bill you have to make sure that it wasn't accidentally archived. If it is then you have to un-archive it. It's just very confusing and not user friendly on the wesite and the mobile app.
Date: May 10, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Policy Offerings
Full replacement value plus %20 if needed. Upgrades to structures if code has been upgraded. Additional structures. Personal property coverage.
Date: May 09, 2018 Age: 40 to 49 Gender: Male Marital Status: Unmarried
Customer Service
even though I pay in full, they always take out the first installment, even though I have piad in full
Date: May 09, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Website/App
The company website is to the point. Nothing fancy but it gets the job done. I can see my coverage and pay my bills.
Date: May 05, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Communication
the agents are well trained and very helpful. they all have the good demeanor and the office has a welcoming ambiance. the agents all are prompt with contacting if not immediately available.
Date: May 05, 2018 Age: 50 to 59 Gender: Male Marital Status: Married
Customer Service
I had never had to speak to the insurance customer service, as stated previously, they prompt you to call your insurance broker.
Date: May 05, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Website/App
Their website offers a good detail of account info and summary of coverages. I can also make payments which makes it very easy for me.
Date: March 07, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Premium
the amount of coverage is much lower using this current company. I've used them on and off for the past 10 years and their rates are consistently less even with the larger occurrence of bad weather.
Date: December 26, 2017 Age: 30 to 39 Gender: Female Marital Status: Married
Premium
As I live in a mobile home there are not many companies to choose from. But for the amount paid, and covered based on the value of the home, I think it is a fair price.
Date: November 25, 2017 Age: 40 to 49 Gender: Male Marital Status: Married
Premium
The value is great, but as everyone else, I wish the premiums were not so high. Given the last hurricane, I don't expect them to go anytime soon, though.
Date: November 19, 2017 Age: 20 to 29 Gender: Female Marital Status: Married
Premium
It is very difficult to find insurance companies that will insure a tiny home. There was only one other carrier that I could find. The prices were much higher and the coverage was about the same.
Date: November 19, 2017 Age: 40 to 49 Gender: Male Marital Status: Unmarried
Website/App
There isn't one that allows you to look at your policy and what it covers
Date: November 19, 2017 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Communication
Quick to answer, they answer any questions I may have, their website is full of information to answer any questions I may have.
Date: November 19, 2017 Age: 20 to 29 Gender: Female Marital Status: Married
Customer Service
I have not had to use a personal call, text or email in order to contact the company's customer service. This is a big plus. Following a phone tree is always a time waster. I finally found the required form online, filled it out, and received a return email. This is a big plus.
Date: November 19, 2017 Age: 40 to 49 Gender: Female Marital Status: Married
Communication
The company is very prompt at returning my calls if I have to leave a message. When email correspondence is required, there is very little wait time.
Date: November 19, 2017 Age: 50 to 59 Gender: Female Marital Status: Married
Customer Service
I love this company, I don't have any bad comment about this, well... maybe it's a little expensive, but really worth it.
Date: November 19, 2017 Age: 50 to 59 Gender: Female Marital Status: Unmarried
Customer Service
They are easy to get ahold of. The people are understanding and polite. I have not had any issues speaking with someone regarding my policy and the questions I have involving it.
I have never had to call them, so I have no comment on their customer service
Date: November 18, 2017 Age: 50 to 59 Gender: Female Marital Status: Unmarried
Website/App
Ease of use. I like that I can pay my premium directly from the website. I wish that you could access your policy from the website, so that is my only dislike.
