8 Ways to Get Discounts on Homeowners Insurance in Fort Smith, AR

Check for homeowners insurance discounts in Fort Smith, AR and compare various quotes to get the best deals

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No	Topics
1	Compare your Fort Smith, AR Home Insurance Based on Types of Fire Resistive Construction Materials
2	Know your Fort Smith, AR Homeowners Insurance Rates Based on Claims
3	Optimize Fort Smith, AR Homeowners Insurance Policy for Senior Citizens
4	Match your Discount Variable to Save on Home Insurance Premium in Fort Smith, AR
5	Compare Fort Smith, AR Home insurance Rates Based on The Type of Roof
6	Calculate your Fort Smith, AR Home Insurance Discount on Security Systems
7	Save on Home Insurance Premium by Installing Hail Resistive Roofs in Fort Smith, AR
8	Fort Smith, AR Homeowners Discounts for Bundling

Fire Resistive Construction Home Insurance Discount in Fort Smith, AR | Back to Top

Construction Type	Discount ($)	Premium After Discount ($)
Frame	No Discount	1,005
Brick Veneer	-50	955
Masonry	-50	955
Superior	-90	915

Fort Smith, AR Home Insurance Discounts Based on Number of Claims Filed | Back to Top

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claims Free	-130	875
One Claim	+61	1,066
Two Claims	+141	1,146

Fort Smith, AR Home Insurance Discounts for Seniors | Back to Top

Average Insurance Premium ($)	Senior Discount ($)	Premiums After Discount ($)
1,005	-131	874

Top Discounts for Homeowners Insurance in Fort Smith, AR | Back to Top

Discount Element	Discount($)	Premiums After Discount ($)
New Home	-221	784
Home nearby Fire Station	-30	975
Home nearby Police Station	-10	995

[['Stone Coated Steel', 703.5, 301.5], ['Metal', 804.0, 201.0], ['Slate or Tile', 854.25, 150.75], ['Asphalt shingles', 904.5, 100.5], ['Wood', 'No Discounts', 1005.0]]

Fort Smith, AR Home Insurance Roof Upgrading Discounts | Back to Top

Type of Roof	Discounts in %	Premiums After Discount ($)
Stone Coated Steel	-302	704
Metal	-201	804
Slate or Tile	-151	854
Asphalt shingles	-101	905
Wood	No Discounts	1,005

Fort Smith, AR Homeowners Insurance Discounts for Homes with Security Systems | Back to Top

Home Security Systems	Example of Security Systems	Home Security Systems Discounts ($)	Premium After Discount ($)
Deadbolts	Digital Deadbolt Rim Deadbolt Vertical Deadbolt Mortise Deadbolt Keyless Deadbolt	-90	915
Fire extinguishers	Carbon Dioxide Fire Extinguishers Water Mist Fire Extinguishers Abc Powder Fire Extinguishers Wet Chemical Fire Extinguishers Water Fire Extinguishers	-70	935
Smoke detectors	Smoke Alarm Carbon Monoxide And Gas Alarm Carbon Monoxide And Smoke Alarm Carbon Monoxide Alarm	-111	895
Sprinkler system	Deluge Fire Sprinkler Systems Pre-Action Fire Sprinkler Systems Foam Fire Sprinkler Systems Dry Pipe Fire Sprinkler Systems Wet Pipe Fire Sprinkler Systems	-70	935
Fire alarm	Conventional, Or Four-Wire, Fire Alarm Two-Wire Fire Alarm Systems Analogue-Addressable Fire Alarm Systems Wireless Fire Alarm Systems	-60	945
Burglar alarm system	Smart Alarm Sensors Indoor Camera Outdoor Camera Smart Locks Skycontrol Panel	-90	915
Lightning protection system	Meshed Conductors Lightning Protection System Catenary Wire Lightning Conductor Early Streamer Emission Lightning Conductor Protection Using Natural Components Air-Termination Lightning Protection System	-20	985

Fort Smith, AR Home Insurance Discounts for homes with Hail Resistant Roofs | Back to Top

Average Insurance Premium ($)	Hail Resistant Roof Discounts ($)	Premium After Discount ($)
1,005	-20	985

Fort Smith, AR Homeowner Insurance Discounts for Bundling | Back to Top

Bundling Type	Discount ($)	Premium After Discount ($)
Home + One Car	-80	925
Home + Two Car	-171	834
Home + Three Car	-241	764