How Can I Make My Fort Smith, AR Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Fort Smith, AR covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
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Estimate Appropriate Fort Smith, AR Home Insurance Coverage Levels | Back to Top
| Fort Smith, AR - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| N 58th Terrace Dr, Tony St, E St N, Aire Cir, H St, Deerfield Ct, N 24th St, N 48th St, N T St, River Ridge Rd | $101,500 | $90,000 | $100,000-$125,000 | $93,500 | $80,000 | $75,000-$100,000 |
| Serenity Ln, Williams Ln, Carleton Pl, Arkansas St, Southridge Ests, S 65th Cir, S R Cir, Gary Ln, B St N, Santa Fe St | $102,500 | $80,000 | $75,000-$100,000 | $81,000 | $70,000 | $75,000-$100,000 |
| Dodson Ave, Euper Ln, S 56th St, N 46th St, Hermitage Dr, W Ithaca St, Willowbrook Dr, 29th St, Lecta Ave, S 94th St | $122,000 | $110,000 | $100,000-$125,000 | $92,000 | $80,000 | $100,000-$125,000 |
| L St S, Linwood St, Country Aire Ests, Fincastle Dr, Beverly Way, Wirsing Cir, S 95th St, V St S, Rabbit Run Rd, Braemer Cir | $117,000 | $100,000 | $100,000-$125,000 | $165,500 | $140,000 | $175,000-$200,000 |
| Grace Dr, J St N, Crimson Ave, S T Cir, Gibbs Ln, Hunters Point Rd, Ivory Pl, S 6th Ave, Clayton Ct, Londonderry Rd | $190,500 | $150,000 | $175,000-$200,000 | $84,500 | $80,000 | $50,000-$75,000 |
| N 2nd Ave, S 98th Cir, N 46th, Wheeler Ave, N 57th St, Plum St, Naples Way, 3rd Ter, N Adair St, Ketchikan Dr | $172,500 | $160,000 | $175,000-$200,000 | $84,500 | $80,000 | $75,000-$100,000 |
| Greenridge Dr, S Plum St, A St N, Fallstone Rd, Steep Hill Rd, Riverbend Dr, S 67th Ln, Valley Loop, O St S, Dallas Dr | $214,000 | $180,000 | $200,000-$250,000 | $151,500 | $120,000 | $150,000-$175,000 |
| Boys Club Ln, S 48th Ct, S 71st St, W Denver St, Co Rd 178, G St S, Mayo Dr, E Woodson Ave, Lakeside Dr, N Armour St | $209,000 | $170,000 | $200,000-$250,000 | $129,000 | $110,000 | $100,000-$125,000 |
| Hunktown Rd S, S K St, Shadow Branch Ln, A St N, Evans Rd, S 6th St, N 50th, Wheaton Trce, N 12th Ter, Mohawk Trl | $137,000 | $120,000 | $100,000-$125,000 | $77,500 | $70,000 | $50,000-$75,000 |
| S 25th Cir, Howell Ave, N 43rd St, Chateau St, S 46th St, Pattie Ln, S 65th St, N E St, Mine 18 Rd, General Darbys Lndg | $157,500 | $150,000 | $125,000-$150,000 | $93,000 | $80,000 | $100,000-$125,000 |
Estimate your Savings with Home Insurance Discounts in Fort Smith, AR | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$141 | $865 |
| Superior Protection Discount | -$90 | $915 |
| Fire & Security Discount | -$70 | $935 |
| Hail Resistant Roof Discount | -$20 | $985 |
| Newly Constructed Home Discount | -$221 | $784 |
Choose the Right Deductible for your Fort Smith, AR Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Sebastian County | $700 | $992 | $1,692 | $721 | $1,421 | $271 |
| Fort Smith, AR | $1,500 | $993 | $2,493 | $722 | $2,222 | $271 |
| Upper, AR | $500 | $843 | $1,343 | $613 | $1,113 | $230 |
| Remy, OK | $1,500 | $1,827 | $3,327 | $1,328 | $2,828 | $499 |
| Greenwood, AR | $400 | $798 | $1,198 | $580 | $980 | $218 |
| Belfonte, OK | $1,000 | $1,023 | $2,023 | $743 | $1,743 | $279 |
| Keota, OK | $700 | $1,116 | $1,816 | $811 | $1,511 | $305 |
| Marble City, OK | $100 | $935 | $1,035 | $679 | $779 | $255 |
| Flute Springs, OK | $2,000 | $1,101 | $3,101 | $800 | $2,800 | $301 |
| Vian, OK | $500 | $794 | $1,294 | $577 | $1,077 | $217 |
| McCurtain, OK | $2,000 | $1,275 | $3,275 | $926 | $2,926 | $348 |
Identify Top Home Insurance Agents near Fort Smith, AR | Back to Top
| Home Insurance Company Fort Smith, AR | Homeowners Insurance Agency Fort Smith, AR | Address | Popularity Score | Distance from Fort Smith (miles) |
|---|---|---|---|---|
| Farmers | Brant Latta | 2300 S 57th St Ste 10, Fort Smith, AR, 72903 | 0.8 | |
| State Farm | Joseph Rhodes | 2215 Fayetteville Road Suite 7, Van Buren, AR, 72956-6570 | 8.4 | |
| State Farm | Matt Bodson | 2308 Fayetteville Road Suite 600, Van Buren, AR, 72956-6649 | 8.5 | |
| Travelers | Davis Insurance Agency Inc | 416 E Pridemore, Lincoln, AR, 72744 | 41.4 | |
| Farmers | Ronnie Deese | 85 S Double Springs Rd, Farmington, AR, 72730 | 48.2 | |
| State Farm | Becky Brown | 1001 N 44th Street, Fort Smith, AR, 72904 | 2.7 | |
| State Farm | Craig Gigerich | 725 N Greenwood Ave, Fort Smith, AR, 72901-3127 | 3.1 | |
| Farmers | Sandy Gilkey | 8405 S Zero St Ste B, Fort Smith, AR, 72903 | 2.4 | |
| Farmers | Van Basham | 701 Fayetteville Rd, Van Buren, AR, 72956 | 6.7 | |
| Travelers | Jmr Pfp Insurance | 1120 Garrison Ave, Fort Smith, AR, 72902 | 3.7 |
Compare Rates for Fort Smith, AR Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Arkansas | $118,500 | $1,088 | $790 | $1,500 | $710 |
| Sebastian County, AR | $116,800 | $1,004 | $690 | $1,400 | $710 |
| Fort Smith, AR | $117,000 | $1,005 | $720 | $1,440 | $720 |
| Upper, AR | $103,200 | $853 | $580 | $1,220 | $640 |
| Remy, OK | $177,100 | $1,849 | $1,350 | $2,530 | $1,180 |
| Greenwood, AR | $129,100 | $808 | $540 | $1,110 | $570 |
| Belfonte, OK | $71,100 | $1,035 | $700 | $1,420 | $720 |
| Keota, OK | $81,800 | $1,130 | $780 | $1,620 | $840 |
| Marble City, OK | $61,300 | $946 | $690 | $1,300 | $610 |
| Flute Springs, OK | $80,000 | $1,114 | $800 | $1,530 | $730 |
| Vian, OK | $81,900 | $804 | $590 | $1,130 | $540 |
| McCurtain, OK | $100,700 | $1,290 | $860 | $1,780 | $920 |
Research Home Insurance Companies Reviews in Fort Smith, AR Before Buying | Back to Top
Share a review on your home insurance company
The Hartford Home Insurance Reviews
Date: July 04, 2019 Age: 20 to 29 Gender: Male Marital Status: Married
Customer Service
THE EXPERIENCE WITH MY HOME INSURANCE COMPANY CUSTOMER SERVICE IS BEST BECAUSE THE WORKING STAFFS ARE SO FRIENDLY AND GENTLE.
Allstate Home Insurance Reviews
Date: October 14, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Customer Service
The customer service I have gotten from them has been decent. They check in from time to time to see if I need anything and I really appreciate the kindness from them.
Progressive Home Insurance Reviews
Date: June 17, 2019 Age: 50 to 59 Gender: Married Marital Status: Female
Customer Service
When seeking renters insurance they were polite and helpful when combining this with our auto policy. I wish you could do more online, but the phone call was not a long process.