GEICO Homeowners Insurance Company Reviews & Ratings

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GEICO Overall Ratings

Company Customer Service Premium Communications Website/App Policy Offerings
GEICO

Reviews by customers

Website/App

1 Star

11 Reviews

 

3 Star

68 Reviews

 

2 Star

9 Reviews

 

5 Star

193 Reviews

 

4 Star

108 Reviews

 
Policy Offerings

1 Star

7 Reviews

 

3 Star

93 Reviews

 

2 Star

9 Reviews

 

5 Star

350 Reviews

 

4 Star

222 Reviews

 
Communications

1 Star

5 Reviews

 

3 Star

59 Reviews

 

2 Star

8 Reviews

 

5 Star

212 Reviews

 

4 Star

99 Reviews

 
Premium
GEICO Homeowners Insurance Company Ratings

1 Star

16 Reviews

 
GEICO Homeowners Insurance Company Ratings

2 Star

47 Reviews

 
GEICO Homeowners Insurance Company Ratings

3 Star

172 Reviews

 
GEICO Homeowners Insurance Company Ratings

4 Star

327 Reviews

 
GEICO Homeowners Insurance Company Ratings

5 Star

459 Reviews

 
Customer Service

1 Star

18 Reviews

 

3 Star

118 Reviews

 

2 Star

16 Reviews

 

5 Star

595 Reviews

 

4 Star

280 Reviews

 

GEICO Recent Homeowners Insurance Reviews & Ratings | Share Your Review

Date: September 09, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Premium
We used to have home insurance with a different company when we own a previous house and it was substantially higher. Geico offers a fair price for a great service.


Date: September 09, 2019    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Customer Service
I have been relatively satisfied with Geico's home insurance policy. If I had to rate them on a scale, I would give it a 4/5.


Date: September 09, 2019    Age: 40 to 49    Gender: Male    Marital Status: Married

Premium
Our homeowners premium is 95 a month and our deductible is 1000. Our online policy search with other companies varied from 85-135 monthly with a range of 875-1000 deductibles.


Date: September 09, 2019    Age: 20 to 29    Gender: Male    Marital Status: Married

Policy Offerings
I would rate a five, out of all the companies I compared they had the lowest rates.


Date: September 09, 2019    Age: 20 to 29    Gender: Female    Marital Status: Married

Premium
My deductible for home is 1000 and Geico pays the rest I think that this a reasonable amount in the event if I need to use it.


Date: September 09, 2019    Age: 20 to 29    Gender: Male    Marital Status: Married

Policy Offerings
Well the good thing on my current company is that the claims are within 24 hrs, that makes it really easy for the customer to be at ease when it comes to their case being worked on.


Date: September 09, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Customer Service
They always seem to be available. I can communicate with Geico either by their app and they are very responsive, or on the phone. Quick and easy to communicate with.


Date: September 09, 2019    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Policy Offerings
I don't know how to compare it to others because I have only ever used geico and no other company before.


Date: September 09, 2019    Age: 20 to 29    Gender: Female    Marital Status: Married

Customer Service
They are very attentive and have good customer service. They always answer my questions very quickly with detail and are very sincere.


Date: September 09, 2019    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Premium
I have not taken a detailed look at the premium and deductibles of other companies; however, that of Geico's policies are good. It is a bit on the low side however.


Date: September 09, 2019    Age: Above 60    Gender: Female    Marital Status: Married

Policy Offerings
I am very happy with the array of options that I have through Geico. Especially where I can list items separately and get specific coverage for them.


Date: September 09, 2019    Age: 40 to 49    Gender: Female    Marital Status: Unmarried

Premium
My mortgage company handles my escrow, so I didn't choose my home insurance company. I changed to Geico a couple of years ago. As I didn't compare my home insurance with other companies.


Date: September 09, 2019    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Customer Service
Geico has had overall decent Customer service. Sometimes they do not always have the answers to my questions, but they will transfer you to someone who does have the answer.


Date: September 09, 2019    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Policy Offerings
I have had good offerings on our policy. They cover all things that I was looking for in an insurance company. Extremely satisfied.


Date: September 09, 2019    Age: 20 to 29    Gender: Female    Marital Status: Married

Premium
I will rate my insurance a 5 because I found the price of my insurance to be fully reasonable. I paid a full year upfront for an additional discount as well.


Date: September 09, 2019    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Premium
When shopping for insurance policies, we found a few plans that had similar premium and deductible rates and wound up choosing our provider based on the nature of how available and helpful their representatives were.


Date: September 09, 2019    Age: 40 to 49    Gender: Male    Marital Status: Married

Customer Service
On a one to five scale I would rate Geico's home insurance customer service a four. They are a pleasant company to work with.


Date: September 09, 2019    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Customer Service
I have always used Geico for my automotive and home insurance. they have always given me excellent customer service. will remain a customer.


Date: September 08, 2019    Age: 50 to 59    Gender: Male    Marital Status: Married

Customer Service
Geico is the best ever. They have the best customer service both online and over the phone.They are always so willing to help you with everything.They always work with you to find a resolution to your question or problem.


Date: September 08, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Policy Offerings
I like how you can take care of everything by phone and online. They have a wide range of options, covering full value property, personal property, personal liabilities as a homeowner and even additional costs.


Date: September 08, 2019    Age: 20 to 29    Gender: Female    Marital Status: Married

Customer Service
i haven't had many experiences with geico customer service. the times i have had to contact them it has been pleasant. the agents were knowledgeable, nice, and quick.


Date: September 08, 2019    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Customer Service
The customer service at Geico has been outstanding. They answer 24/7 and I'm never on hold for more than two minutes.


Date: September 08, 2019    Age: 40 to 49    Gender: Male    Marital Status: Married

Customer Service
While I have had to call customer service only a couple times with minor issues, each time was relatively painless. Two things that stuck out to me were it only took a couple minutes to reach a real agent.


Date: September 08, 2019    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Premium
One complaint I do have is about my deductible. I was not extremely thrilled with the deductible on my insurance plan when I first purchased it, buit financially that is the best I can do.


Date: September 08, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Policy Offerings
Our home insurance offerings with GEICO were on par with other companies. We were already GEICO car customers so it was a no brainer to continue with GEICO coverage.


Date: September 08, 2019    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Premium
My policy has better premiums and lower deductibles when comparison shopping. I am satisfied with the plans and the policy.


Date: September 07, 2019    Age: 50 to 59    Gender: Male    Marital Status: Unmarried

Customer Service
My home insurance company has been very efficient and satisfactory customer service experience. I would definitely refer them.


Date: September 07, 2019    Age: Above 60    Gender: Female    Marital Status: Unmarried

Policy Offerings
Before signing up with Geico I did a lot of research about coverage, what exactly all options covered, umbrella policies and found they were less expensive or comparable to others.


Date: September 07, 2019    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Customer Service
I called Geico at the beginning of the summer to set up home insurance because I was moving in to a new home. The customer service was very nice and tried to give me the best deal that they could.



Date: September 07, 2019    Age: 40 to 49    Gender: Male    Marital Status: Unmarried

Policy Offerings
THE OFFERING IS GREAT AND PROVIDE A VARIETY OF OPTIONS THAT I REALLY LIKE COMPARED TO OTHER COMPANIES IN THE AREA


Date: September 07, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Policy Offerings
Compared to other home insurance companies, I think Geico has a great variety of policy offerings and I would give them a 5 in terms of a 1-5 scale where 5 was the highest a company could receive.


Date: September 07, 2019    Age: 20 to 29    Gender: Female    Marital Status: Married

Premium
Our premium and deductible of our policy would receive a rating of 3. We are first time home buyers, so we had an increase in price due to that. So I believe we are paying more, but receiving the same coverage as others.


Date: September 07, 2019    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Policy Offerings
I am completely satisfied with my home insurance company's offerings compared to other companies. I chose Geico because thier rates were reasonable in comparison with their competition.


Date: September 07, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Premium
When shopping around for homeowners insurance policies, GEICO had one of the most competitive packages and rates. We have a large home and the replacement value that they used was the best option for us.



Date: September 06, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Premium
My home insurance seems to be pretty expensive in my opinion, but I really have not shopped around that much. We do live in a flood prone area, so maybe that is why it feels like it is more than usual.


Date: September 06, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Customer Service
it is very good.Access to a team of licensed insurance agents, available to answer your questions and assist with your policy


Date: September 06, 2019    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Policy Offerings
I found that they are better then most insurance companies and I would recommend giving then a call for a quote to see if you can save money


Date: September 06, 2019    Age: 40 to 49    Gender: Female    Marital Status: Unmarried

Policy Offerings
I didn't start out with Geico for home insurance. I've had them for a couple of years. I find what they are offering was comparable to the prior insurance company I had.


Date: September 06, 2019    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Policy Offerings
I think Geico offers the cheapest insurance for someone in my position. I have also been impressed with the customer service they offer and they have been a real help too me.


Date: September 06, 2019    Age: Above 60    Gender: Female    Marital Status: Unmarried

Customer Service
Geico is well known for its customer service. They are available 24/7 and I have downloaded their app which is another way to communicate with them.I have had with Geico have been very professional.


Date: September 06, 2019    Age: 20 to 29    Gender: Female    Marital Status: Married

Policy Offerings
i think my police is very good. I have coverage up to 100,000 and it covers alot of different things.There was recently a fire in my neighboring appartment and i was curious about coverage.


Date: September 06, 2019    Age: 20 to 29    Gender: Female    Marital Status: Married

Policy Offerings
There were other insurance providers that offered more but it was out of my price range, and GEICO has what I need for a somewhat good price


Date: September 06, 2019    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Policy Offerings
I've had minimal experience with other insurance companies due to my good standings with geico.


Date: September 06, 2019    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Customer Service
I am overall pretty satisfied using Geico for my home insurance. They cover a variety of different things and helps put my mind at ease. They have wonderful customer service that is knowledgeable and helpful.


Date: September 06, 2019    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Premium
They have a slightly higher deductible then the other companies that I went through. on average 10 percent higher then the last company I was with


Date: September 06, 2019    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Customer Service
I have had nothing but great experiences with Geico's customer service. They provide swift answers, reasonable rates, and have great attitudes all around.


Date: September 05, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Policy Offerings
we have been happy with ours.I will most likely look into a few others to compare the pros and cons of what we have now compared to others but I think we will renew with Geico again.


Date: September 05, 2019    Age: 50 to 59    Gender: Male    Marital Status: Married

Policy Offerings
They have all the similar offerings offered by all other companies. The most important is full home replacement even if the cost to rebuild is more then the original cost of the home.


Date: September 05, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Customer Service
We got our home insurance pretty quickly when we bought our home and didn't have time to research a lot of options. However, I have been pretty happy with our home insurance thus far.


Date: September 05, 2019    Age: 40 to 49    Gender: Female    Marital Status: Unmarried

Premium
i am satisfied i havent used it yet so i am sure that that is a good thing


Date: September 05, 2019    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Policy Offerings
Geico's home insurance company policy is quite competitive with other insurance provider's policies. The price difference that I have looked at are not that different among the different companies.


Date: September 04, 2019    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Customer Service
I like them overall they help me save 40 dollars a month by comparing my old price for insurance and matching it to give me better deal then the other company I had, they always help if I have a problem.


Date: September 04, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Premium
the premium is lower than others ive looked into, not very much lower but still enough lower to persuade me to switch over. the deductable was similar between all insurance ive looked through.


Date: September 04, 2019    Age: 40 to 49    Gender: Male    Marital Status: Married

Premium
On a one to five scale I would rate Geico's home insurance premiums and deductibles a four. Through Geico I was able to find the cheapest balance between insurance premiums and deductible rate.


Date: September 04, 2019    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Policy Offerings
Geico offered everything other insurance companies offered for a much better rate. I am very satisfied.


Date: September 04, 2019    Age: 40 to 49    Gender: Male    Marital Status: Married

Policy Offerings
To be honest Geico is so large the benefits of bundling multiple policies, ie auto, home and life, provided much cheaper home insurance compared to other companies.


Date: September 04, 2019    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Premium
the 6 month premium i pay is very affordable and the deductible i have is also very reasonable. I am a very safe driver so the plan that i have fits my needs very well.


Date: September 01, 2019    Age: 20 to 29    Gender: Male    Marital Status: Married

Premium
I looked at several other companies at the time I got this policy, and this was the best deal. The deductible is standard, and the policy payments are pretty cheap.


Date: August 31, 2019    Age: 40 to 49    Gender: Male    Marital Status: Married

Customer Service
Geico has been a good insurance company. It is extremely easy to change deductibles, etc. It is also very easy to pay online with their simple app.



Date: August 26, 2019    Age: 40 to 49    Gender: Male    Marital Status: Married

Customer Service
I am happy to give Geico a 5. They have handled all of our insurance needs for years and we have been extremely satisfied.The claims agents are always on time, and effective.


Date: August 25, 2019    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Premium
My policy is at a better price than other places. I have not used my policy for anything yet, so I do not know how it is going to compare when I actually have to use my coverage.



Date: August 21, 2019    Age: 20 to 29    Gender: Male    Marital Status: Married

Customer Service
We had GEICO through our apartment complex. It was easy to get and even though we never needed to use it they made sure we had all the information readily available for any situation.


Date: August 21, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Customer Service
I have to my garage replaced at one point due to an accident driving through it. We saw the claims adjuster then they literally paid everything for our garage door replacement.


Date: August 19, 2019    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Customer Service
They have been excellent to the fullest extent that they could be at. Not only have they responded, they have gone above and beyond to ensure I have a good experience.


Date: August 19, 2019    Age: 40 to 49    Gender: Male    Marital Status: Married

Customer Service
We purchased a home 1.5 years ago in Phoenix and we had a difficult time finding home insurance, because many companies were reluctant to insure a home with a wood shake roof.



Date: August 19, 2019    Age: 40 to 49    Gender: Male    Marital Status: Married

Premium
The premium and deductible of my insurance policy suits my needs, as I mentioned before it is not the cheapest in the market, but for me it is reliable, I have not yet had to go to claims related to my home insurance.


Date: August 19, 2019    Age: 40 to 49    Gender: Male    Marital Status: Married

Customer Service
better customer service than my previous one. I had bad experience with my previous one because of bad customer service.




Date: August 18, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Premium
The premium and deductible are the same as for our last insurance company. However the monthly payment is a decent bit cheaper. Looking up past payments is far easier too since it can be done online.


Date: August 18, 2019    Age: 20 to 29    Gender: Male    Marital Status: Married

Customer Service
Its a decently priced plan, but luckily I have never had to make a claim so as it stands my experience while shallow has been on par with my expectations.


Date: August 18, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Premium
I chose this one because it was the least expensive of the policies that I looked at with other companies. I really like them so far have had no issues with them so I will stay as long as they are cheap.



Date: August 17, 2019    Age: 20 to 29    Gender: Male    Marital Status: Married

Customer Service
I'd give Geico a 5. I've had a few questions and concerns for them and they've gotten back to me very quickly and answered my questions thoroughly. I was impressed.


Date: August 17, 2019    Age: Above 60    Gender: Male    Marital Status: Married

Premium
I find that my deductible is manageable. Yes, looking at other companies I can find a lower deductible, but not with the same customer service and dependability that I get with Geico.


Date: August 17, 2019    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Customer Service
I haven't ever had any experience with my insurance provider that was unpleasant.I have never had to actually use my insurance so my only interaction with them was during initial setup and paying my bill.


Date: August 17, 2019    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Customer Service
I have a very good premium with them since I have them bundled with my car insurance. I would rate them as a 5 since I have not had any problems with them.


Date: August 17, 2019    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Customer Service
my experience with Geico has been very good. I've had zero issues and the premiums aren't that high.


Date: August 17, 2019    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Premium
Geico renter's insurance had the best price for me at the time. I chose them because they were the cheapest.


Date: August 17, 2019    Age: 20 to 29    Gender: Male    Marital Status: Married

Premium
I have a somewhat low deductible with some below average premiums. Together the combo is pretty good and offers some great coverage when compared to other policies.


Date: August 17, 2019    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Customer Service
I have had a good experience with Geico.The purchasing process was pretty seamless and straightforward. i haven't had to submit any claims to date but am confident they would be able to handle my needs accordingly.


Date: August 17, 2019    Age: 20 to 29    Gender: Male    Marital Status: Married

Premium
I think we have a fair premium for the insurance coverage that we have. There are other more epensive options out there.




Date: August 16, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Premium
They are way ahead of the curve on this. I searched many sites and found them to offer the best rates for the policy that I have and I check very often.



Date: August 16, 2019    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Premium
Well I touched on this a bit ago in the previous question, but my premium is only $20 a month and my deductible is $2000. This was extremely low compared to what other companies were offering me at the same time.


Date: August 16, 2019    Age: 50 to 59    Gender: Female    Marital Status: Married

Customer Service
I recently switched to Geico about one year ago and have been very pleased and happy with the service and rates.They have the best rates around and offer quality customer interaction.


Date: August 16, 2019    Age: 20 to 29    Gender: Male    Marital Status: Married

Premium
My premium is completely reasonable based on the price comparisons I had made at the time. It was the best plan for the least money.


Date: August 16, 2019    Age: 40 to 49    Gender: Female    Marital Status: Married

Premium
with gieco i am able to have a policy of 650 annually as well have a 500 dollar deductible. for this same price progressive wanted me to have a 1k deductible however my car company will not allow it


Date: August 16, 2019    Age: Above 60    Gender: Male    Marital Status: Unmarried

Premium
I believe my premium is fair and is actually lower than a competitor I was with for years. I was also able to lower my deductible.


Date: August 16, 2019    Age: Above 60    Gender: Female    Marital Status: Unmarried

Customer Service
Geico is extremely customer service oriented. Any time I have had to contact Geico either by call, text or email, I have had a response by the next business day.


Date: August 15, 2019    Age: 20 to 29    Gender: Male    Marital Status: Married

Premium
The premium is much lower than Liberty Mutual, but I think I have a slightly high deductible with GEICO. However, I think overall I have more coverage on my home owners insurance.


Date: August 15, 2019    Age: 20 to 29    Gender: Male    Marital Status: Married

Premium
I am satisfied because I feel like the price of the policy is fair for the protection that the policy gives me.