9 Ways to Get Discounts on Homeowners Insurance in Golden, CO

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Fire Resistive Construction Home Insurance Discount in Golden, CO | Back to Top

Construction Type Discount ($) Premium After Discount ($)
Frame No Discount 1,578
Brick Veneer -79 1,499
Masonry -79 1,499
Superior -142 1,436

Golden, CO Home Insurance Discounts Based on Number of Claims Filed | Back to Top

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claims Free -205 1,373
One Claim +126 1,704
Two Claims +190 1,768

Golden, CO Home Insurance Discounts for Seniors | Back to Top

Average Insurance Premium ($) Senior Discount ($) Premiums After Discount ($)
1,578 -205 1,373

Top Discounts for Homeowners Insurance in Golden, CO | Back to Top

Discount Element Discount($) Premiums After Discount ($)
New Home -442 1,136
Home nearby Fire Station -47 1,531
Home nearby Police Station -16 1,562
[['Stone Coated Steel', 1104.6, 473.4000000000001], ['Metal', 1262.4, 315.5999999999999], ['Slate or Tile', 1341.3, 236.70000000000005], ['Asphalt shingles', 1420.2, 157.79999999999995], ['Wood', 'No Discounts', 1578.0]]

Golden, CO Home Insurance Roof Upgrading Discounts | Back to Top

Type of Roof Discounts in % Premiums After Discount ($)
Stone Coated Steel -473 1,105
Metal -316 1,262
Slate or Tile -237 1,341
Asphalt shingles -158 1,420
Wood No Discounts 1,578

Golden, CO Homeowners Insurance Discounts for Homes with Security Systems | Back to Top

Home Security Systems Example of Security Systems Home Security Systems Discounts ($) Premium After Discount ($)
Deadbolts Digital Deadbolt
Rim Deadbolt
Vertical Deadbolt
Mortise Deadbolt
Keyless Deadbolt
-158 1,420
Fire extinguishers Carbon Dioxide Fire Extinguishers
Water Mist Fire Extinguishers
Abc Powder Fire Extinguishers
Wet Chemical Fire Extinguishers
Water Fire Extinguishers
-110 1,468
Smoke detectors Smoke Alarm
Carbon Monoxide And Gas Alarm
Carbon Monoxide And Smoke Alarm
Carbon Monoxide Alarm
-189 1,389
Sprinkler system Deluge Fire Sprinkler Systems
Pre-Action Fire Sprinkler Systems
Foam Fire Sprinkler Systems
Dry Pipe Fire Sprinkler Systems
Wet Pipe Fire Sprinkler Systems
-189 1,389
Fire alarm Conventional, Or Four-Wire, Fire Alarm
Two-Wire Fire Alarm Systems
Analogue-Addressable Fire Alarm Systems
Wireless Fire Alarm Systems
-95 1,483
Burglar alarm system Smart Alarm Sensors
Indoor Camera
Outdoor Camera
Smart Locks
Skycontrol Panel
-142 1,436
Lightning protection system Meshed Conductors Lightning Protection System
Catenary Wire Lightning Conductor
Early Streamer Emission Lightning Conductor
Protection Using Natural Components
Air-Termination Lightning Protection System
-32 1,547

Hip Roof Discounts for Home insurance owners in Golden, CO | Back to Top

Average Insurance Premium ($) Hip Roof Shape Discount (%) Premium After Discount ($)
1,578 16 1,278

Golden, CO Home Insurance Discounts for homes with Hail Resistant Roofs | Back to Top

Average Insurance Premium ($) Hail Resistant Roof Discounts ($) Premium After Discount ($)
1,578 -47 1,531

Golden, CO Homeowner Insurance Discounts for Bundling | Back to Top

Bundling Type Discount ($) Premium After Discount ($)
Home + One Car -126 1,452
Home + Two Car -268 1,310
Home + Three Car -363 1,215

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