Check for homeowners insurance discounts in Golden, CO and compare various quotes to get the best deals
| Construction Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Frame | No Discount | 1,578 |
| Brick Veneer | -79 | 1,499 |
| Masonry | -79 | 1,499 |
| Superior | -142 | 1,436 |
| Type | Discount/Extra Cost in ($) | Premium After Claim Payout ($) |
|---|---|---|
| Claims Free | -205 | 1,373 |
| One Claim | +126 | 1,704 |
| Two Claims | +190 | 1,768 |
| Average Insurance Premium ($) | Senior Discount ($) | Premiums After Discount ($) |
|---|---|---|
| 1,578 | -205 | 1,373 |
| Discount Element | Discount($) | Premiums After Discount ($) |
|---|---|---|
| New Home | -442 | 1,136 |
| Home nearby Fire Station | -47 | 1,531 |
| Home nearby Police Station | -16 | 1,562 |
| Type of Roof | Discounts in % | Premiums After Discount ($) |
|---|---|---|
| Stone Coated Steel | -473 | 1,105 |
| Metal | -316 | 1,262 |
| Slate or Tile | -237 | 1,341 |
| Asphalt shingles | -158 | 1,420 |
| Wood | No Discounts | 1,578 |
| Home Security Systems | Example of Security Systems | Home Security Systems Discounts ($) | Premium After Discount ($) |
|---|---|---|---|
| Deadbolts | Digital Deadbolt Rim Deadbolt Vertical Deadbolt Mortise Deadbolt Keyless Deadbolt |
-158 | 1,420 |
| Fire extinguishers | Carbon Dioxide Fire Extinguishers Water Mist Fire Extinguishers Abc Powder Fire Extinguishers Wet Chemical Fire Extinguishers Water Fire Extinguishers |
-110 | 1,468 |
| Smoke detectors | Smoke Alarm Carbon Monoxide And Gas Alarm Carbon Monoxide And Smoke Alarm Carbon Monoxide Alarm |
-189 | 1,389 |
| Sprinkler system | Deluge Fire Sprinkler Systems Pre-Action Fire Sprinkler Systems Foam Fire Sprinkler Systems Dry Pipe Fire Sprinkler Systems Wet Pipe Fire Sprinkler Systems |
-189 | 1,389 |
| Fire alarm | Conventional, Or Four-Wire, Fire Alarm Two-Wire Fire Alarm Systems Analogue-Addressable Fire Alarm Systems Wireless Fire Alarm Systems |
-95 | 1,483 |
| Burglar alarm system | Smart Alarm Sensors Indoor Camera Outdoor Camera Smart Locks Skycontrol Panel |
-142 | 1,436 |
| Lightning protection system | Meshed Conductors Lightning Protection System Catenary Wire Lightning Conductor Early Streamer Emission Lightning Conductor Protection Using Natural Components Air-Termination Lightning Protection System |
-32 | 1,547 |
| Average Insurance Premium ($) | Hip Roof Shape Discount (%) | Premium After Discount ($) |
|---|---|---|
| 1,578 | 16 | 1,278 |
| Average Insurance Premium ($) | Hail Resistant Roof Discounts ($) | Premium After Discount ($) |
|---|---|---|
| 1,578 | -47 | 1,531 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home + One Car | -126 | 1,452 |
| Home + Two Car | -268 | 1,310 |
| Home + Three Car | -363 | 1,215 |