8 Ways to Get Discounts on Homeowners Insurance in Graves County, KY

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Fire Resistive Construction Home Insurance Discount in Graves County, KY | Back to Top

Construction Type Discount ($) Premium After Discount ($)
Frame No Discount 745
Brick Veneer -37 708
Masonry -37 708
Superior -67 678

Graves County, KY Home Insurance Discounts Based on Number of Claims Filed | Back to Top

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claims Free -104 641
One Claim +67 812
Two Claims +89 834

Graves County, KY Home Insurance Discounts for Seniors | Back to Top

Average Insurance Premium ($) Senior Discount ($) Premiums After Discount ($)
745 -97 648

Top Discounts for Homeowners Insurance in Graves County, KY | Back to Top

Discount Element Discount($) Premiums After Discount ($)
New Home -209 536
Home nearby Fire Station -22 723
Home nearby Police Station -7 738
[['Stone Coated Steel', 521.5, 223.5], ['Metal', 596.0, 149.0], ['Slate or Tile', 633.25, 111.75], ['Asphalt shingles', 670.5, 74.5], ['Wood', 'No Discounts', 745.0]]

Graves County, KY Home Insurance Roof Upgrading Discounts | Back to Top

Type of Roof Discounts in % Premiums After Discount ($)
Stone Coated Steel -224 522
Metal -149 596
Slate or Tile -112 633
Asphalt shingles -75 671
Wood No Discounts 745

Graves County, KY Homeowners Insurance Discounts for Homes with Security Systems | Back to Top

Home Security Systems Example of Security Systems Home Security Systems Discounts ($) Premium After Discount ($)
Deadbolts Digital Deadbolt
Rim Deadbolt
Vertical Deadbolt
Mortise Deadbolt
Keyless Deadbolt
-74 670
Fire extinguishers Carbon Dioxide Fire Extinguishers
Water Mist Fire Extinguishers
Abc Powder Fire Extinguishers
Wet Chemical Fire Extinguishers
Water Fire Extinguishers
-82 663
Smoke detectors Smoke Alarm
Carbon Monoxide And Gas Alarm
Carbon Monoxide And Smoke Alarm
Carbon Monoxide Alarm
-89 656
Sprinkler system Deluge Fire Sprinkler Systems
Pre-Action Fire Sprinkler Systems
Foam Fire Sprinkler Systems
Dry Pipe Fire Sprinkler Systems
Wet Pipe Fire Sprinkler Systems
-97 648
Fire alarm Conventional, Or Four-Wire, Fire Alarm
Two-Wire Fire Alarm Systems
Analogue-Addressable Fire Alarm Systems
Wireless Fire Alarm Systems
-67 678
Burglar alarm system Smart Alarm Sensors
Indoor Camera
Outdoor Camera
Smart Locks
Skycontrol Panel
-67 678
Lightning protection system Meshed Conductors Lightning Protection System
Catenary Wire Lightning Conductor
Early Streamer Emission Lightning Conductor
Protection Using Natural Components
Air-Termination Lightning Protection System
-15 730

Graves County, KY Home Insurance Discounts for homes with Hail Resistant Roofs | Back to Top

Average Insurance Premium ($) Hail Resistant Roof Discounts ($) Premium After Discount ($)
745 -22 723

Graves County, KY Homeowner Insurance Discounts for Bundling | Back to Top

Bundling Type Discount ($) Premium After Discount ($)
Home + One Car -67 678
Home + Two Car -127 618
Home + Three Car -179 566

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