Gavop tells you how to get the best homeowners insurance in Franklin County, NY by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $33,500 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $97,500 | $90,000 | $100,000-$125,000 |
| 3 Bedroom | $76,000 | $70,000 | $50,000-$75,000 |
| 4 Bedroom | $116,000 | $90,000 | $100,000-$125,000 |
| 5 Bedroom | $253,500 | $220,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$219 | $996 |
| Superior Protection Discount | -$109 | $1,106 |
| Fire & Security Discount | -$134 | $1,082 |
| Hail Resistant Roof Discount | -$36 | $1,179 |
| Newly Constructed Home Discount | -$279 | $936 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Franklin County | $1,000 | $1,201 | $2,201 | $873 | $1,873 | $328 |
| Franklin County, NY | $700 | $1,201 | $1,901 | $873 | $1,573 | $328 |
| Moira, NY | $300 | $583 | $883 | $424 | $724 | $159 |
| Wilmington, NY | $700 | $776 | $1,476 | $564 | $1,264 | $212 |
| Brasher Falls, NY | $300 | $592 | $892 | $430 | $730 | $162 |
| St. Lawrence County, NY | $2,000 | $1,211 | $3,211 | $880 | $2,880 | $331 |
| Au Sable, NY | $200 | $583 | $783 | $424 | $624 | $159 |
| Cranberry Lake, NY | $2,000 | $722 | $2,722 | $525 | $2,525 | $197 |
| Plattsburgh West, NY | $500 | $587 | $1,087 | $426 | $926 | $160 |
| Newcomb, NY | $1,000 | $653 | $1,653 | $475 | $1,475 | $178 |
| DeKalb Junction, NY | $100 | $593 | $693 | $431 | $531 | $162 |
| Lisbon, NY | $700 | $583 | $1,283 | $424 | $1,124 | $159 |
| Home Insurance Company Franklin County, NY | Homeowners Insurance Agency Franklin County, NY | Address | Popularity Score | Distance from Franklin County (miles) |
|---|---|---|---|---|
| Travelers | Riverside Insurance Agency | 9665 Route 9, Chazy, NY, 12921 | 47.6 | |
| Liberty Mutual Independent | The Chauvin Agency Inc | 6064 State Route 22 Ste 6, Plattsburgh, NY, 12901 | 42.4 | |
| Travelers | Rose & Kiernan Inc | 498 Route 3, Plattsburgh, NY, 12901 | 40.7 | |
| Allstate | Patrick Kowalczyk | 336 W Main St, Malone, NY, 12953 | 17.6 | |
| State Farm | Dave Carver | 69 E Main St, Canton, NY, 13617-1444 | 41.8 | |
| State Farm | Pat Cromie | 57 E Orvis St Ste A, Massena, NY, 13662-2075 | 36.7 | |
| Allstate | Clark Forster | 85 Kent St, Keeseville, NY, 12944 | 41.6 | |
| Travelers | J W Webb Agency Inc | 123 Main St, Massena, NY, 13662 | 36.8 | |
| Allstate | Upstate Agency Llc | 3926 Nys Route 22, Willsboro, NY, 12996 | 47.7 | |
| Allstate | King Clark Co. Inc | 3415 State Route 11, Malone, NY, 12953 | 17.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $830 | $1,620 | $790 |
| Franklin County, NY | $102,200 | $1,215 | $860 | $1,690 | $830 |
| Franklin County, NY | $102,200 | $1,215 | $890 | $1,680 | $790 |
| Moira, NY | $90,400 | $590 | $400 | $840 | $440 |
| Wilmington, NY | $204,900 | $785 | $530 | $1,080 | $550 |
| Brasher Falls, NY | $114,600 | $599 | $410 | $840 | $430 |
| St. Lawrence County, NY | $88,000 | $1,226 | $820 | $1,700 | $880 |
| Au Sable, NY | $93,600 | $590 | $420 | $840 | $420 |
| Cranberry Lake, NY | $187,500 | $731 | $530 | $1,030 | $500 |
| Plattsburgh West, NY | $77,200 | $594 | $400 | $830 | $430 |
| Newcomb, NY | $158,800 | $661 | $450 | $950 | $500 |
| DeKalb Junction, NY | $67,200 | $600 | $400 | $850 | $450 |
| Lisbon, NY | $89,700 | $590 | $430 | $820 | $390 |