How Can I Make My Beaufort County, SC Home Insurance Cheaper

Gavop's guide to buying homeowners insurance in Beaufort County, SC covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.

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Select the Suitable Coverage Value for your Beaufort County, SC Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $64,500 $60,000 $50,000-$75,000
2 Bedroom $179,500 $140,000 $125,000-$150,000
3 Bedroom $151,500 $130,000 $125,000-$150,000
4 Bedroom $341,500 $280,000 $400,000-$500,000
5 Bedroom $460,000 $410,000 $500,000-$600,000

Estimate your Savings with Home Insurance Discounts in Beaufort County, SC | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$194 $1,190
Superior Protection Discount -$124 $1,259
Fire & Security Discount -$124 $1,259
Hail Resistant Roof Discount -$41 $1,342
Newly Constructed Home Discount -$360 $1,024

Choose the Right Deductible for your Beaufort County, SC Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Beaufort County $2,500 $1,367 $3,867 $993 $3,493 $373
Beaufort County, SC $700 $1,367 $2,067 $993 $1,693 $373
Port Royal, SC $200 $901 $1,101 $654 $854 $246
St. Helena Island, SC $700 $957 $1,657 $696 $1,396 $262
Bluffton, SC $200 $1,367 $1,567 $993 $1,193 $373
Green Pond, SC $700 $1,399 $2,099 $1,017 $1,717 $382
Grays-Tillman, SC $200 $646 $846 $469 $669 $177
Yemassee, SC $2,500 $501 $3,001 $364 $2,864 $137
Whitemarsh Island, GA $300 $904 $1,204 $657 $957 $247
Isle of Hope, GA $2,000 $1,394 $3,394 $1,013 $3,013 $381
Seabrook Island, SC $400 $2,480 $2,880 $1,802 $2,202 $678
Varnville, SC $700 $563 $1,263 $409 $1,109 $154

Identify Top Home Insurance Agents near Beaufort County, SC | Back to Top

Home Insurance Company Beaufort County, SC Homeowners Insurance Agency Beaufort County, SC Address Popularity Score Distance from Beaufort County (miles)
Travelers Kinghorn Insurance Agency Of Beaufort 910 Carteret St, Beaufort, SC, 29902
5.6
State Farm Chelsea Heintz 2600 Savannah Hwy Ste A, Charleston, SC, 29414-5327
47.6
Allstate Kinghorn Beaufort Po Box 1088, Beaufort, SC, 29901
5.2
State Farm Gail Williamson 1715 Rittenbrg Blvd, Charleston, SC, 29407-4924
50.0
Travelers The Brinson Agency 759 Folly Rd Ste C, Charleston, SC, 29412
49.7
State Farm John Mallett 15 Mallett Way, Bluffton, SC, 29910-6064
11.9
Travelers Oak Insurance 3439 Thorpe Constantine Ave, Johns Island, SC, 29455
43.9
Allstate Stephen Helwig 42 New Orleans Rd Ste 100, Hilton Head Island, SC, 29928
14.5
Travelers Statewide Insurance Group 134 B Lady&#39 S Island Dr, Beaufort, SC, 29907
5.8
Travelers Bees Ferry Insurance Agency 2544 Ashley River Rd Ste A, Charleston, SC, 29414
49.8

Compare Rates for Beaufort County, SC Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
South Carolina $148,600 $989 $680 $1,350 $670
Beaufort County, SC $283,800 $1,383 $980 $1,980 $1,000
Beaufort County, SC $283,800 $1,383 $930 $1,900 $970
Port Royal, SC $211,500 $911 $610 $1,250 $640
St. Helena Island, SC $232,600 $969 $700 $1,390 $690
Bluffton, SC $284,000 $1,383 $940 $1,960 $1,020
Green Pond, SC $247,400 $1,416 $1,030 $2,010 $980
Grays-Tillman, SC $101,700 $654 $440 $910 $470
Yemassee, SC $75,000 $507 $340 $700 $360
Whitemarsh Island, GA $265,100 $915 $670 $1,310 $640
Isle of Hope, GA $319,400 $1,411 $960 $1,990 $1,030
Seabrook Island, SC $629,200 $2,510 $1,810 $3,490 $1,680
Varnville, SC $83,200 $570 $400 $790 $390

9 Ways to Get Discounts on Homeowners Insurance in Beaufort County, SC

What Makes Your Beaufort County, SC Home Insurance Cheap or Expensive