Beaufort County, SC homeowners insurance rate is about $1383 per annum. Gavop has done in-depth research to analyze the insurance rates for homes based on factors such as location, value and age of home, deductible rates, home coverage, replacement values etc. Enter your Zip Code below and click 'GO' to get multiple free quotes.
| Nearby places/ Census Blocks & Streets | Homeowners Insurance Cost ($) |
|---|---|
| Flaharty Rd, Hosea Chaplin Dr, Orange Grove Rd, Harbor River Cir, Otoole Rd, Cottonwood Ln, Chiquita Ln, Grace & Allen Rd, John Scott Rd, Hotel Rd | $687 |
| Commodore Dupont St, Sauls Ct, Teaberry Ln, Crosby Ct, Graham Ct, Wainwright Ln, Tupelo Ct, Raven Ln, Biltmore Dr, Saltus Ct | $1,021 |
| Mitchell Rd, Wimbee Landing Rd, Mt Pisgah Church Rd, Horse Nettle Ln, Woodville Dr, Nettle Way Rd, State Rd S-7-111, Middlefield Ct, Branford Cir, Coosaw Station Ln | $1,057 |
| Wallace Rd, Sherwood Ln, Purrysburg Dr, Hudson Dr, Needlerush Ct, Doe Dr, State Rd S-7-545, Gumwood Dr, Beau Ct, Peytons Way | $1,412 |
| Cotton Ct, Nighthawk Ln, Thomas Sumter St, Star Magnolia Dr, Blue Heron Cir, Braeburn Ln, Raymond Ct, Madeline Ln, Mary Elizabeth Dr, Eustis Landing Rd | $1,181 |
| Place / Nearby places | Home Value ($) | Age of Home | Premium ($) |
|---|---|---|---|
| Port Royal, SC | $161000 | 50 year old | $1,094 |
| Beaufort, SC | $210700 | Above 50 year old | $953 |
| Edisto Island, SC | $201900 | 30 year old | $1,262 |
| Wilmington Island, GA | $238100 | 30 year old | $887 |
| Thunderbolt, GA | $179800 | Above 50 year old | $1,134 |
| Dutch Island, GA | $460600 | 30 year old | $2,101 |
| Montgomery, GA | $368100 | 40 year old | $1,003 |
| Springfield, GA | $129900 | Above 50 year old | $941 |
| Seabrook Island, SC | $861500 | New Home | $2,282 |
| Georgetown, GA | $164400 | New Home | $616 |
| Coverage | Average Premium ($) | Increased Premium Due to Swimming Pool ($) |
|---|---|---|
| $750,000 to $999,999 | $3,629 | $3,847 |
| $400,000 to $499,999 | $2,452 | $2,599 |
| $500,000 to $749,999 | $3,139 | $3,327 |
| $1500,000 to $2000,000 | $4,291 | $4,549 |
| $100,000 to $124,999 | $563 | $597 |
| Insured Amount ($) | Low Deductible ($500) | High Deductible ($2500) |
|---|---|---|
| Port Royal, SC | $1,041 | $757 |
| Beaufort, SC | $898 | $653 |
| Edisto Island, SC | $1,228 | $892 |
| Wilmington Island, GA | $863 | $627 |
| Thunderbolt, GA | $1,069 | $777 |
| Dutch Island, GA | $2,045 | $1,486 |
| Montgomery, GA | $966 | $702 |
| Springfield, GA | $887 | $645 |
| Seabrook Island, SC | $2,819 | $2,048 |
| Georgetown, GA | $857 | $623 |
| Coverage Value | Average Beaufort County, SC Homeowners Insurance ($) |
|---|---|
| $300,000 to $399,999 | $1,946 |
| $200,000 to $249,999 | $1,024 |
| $250,000 to $299,999 | $1,450 |
| $175,000 to $199,999 | $829 |
| $150,000 to $174,999 | $671 |