Gavop tells you how to get the best homeowners insurance in Polk County, IA by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Polk County, IA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Sherry Ln, Titus Ave, State Hwy 87, Swanson Blvd, NE 15th St, State Hwy 141, Gem St, E Kenyon Ave, NE 82nd Ave, SW 46th St | $152,000 | $140,000 | $150,000-$175,000 | $139,000 | $120,000 | $125,000-$150,000 |
| Dixon St, Havens Ave, Adventureland Dr NW, 5th Ave SW, Dakota Dr, SW 30th St, Singing Hill Cir, SE 27th Pl, Harbor Oaks Dr, Clared Cir | $216,000 | $200,000 | $200,000-$250,000 | $162,000 | $140,000 | $125,000-$150,000 |
| Des Moines St, SE 18th St, Agate Ln, Prairie Dr, NW 3rd Street Pl, Maine St, Ashley Park Dr, 78th St, E Thornton Ave, NE 40th Ave | $141,000 | $130,000 | $150,000-$175,000 | $110,500 | $100,000 | $100,000-$125,000 |
| E 41st St, E Thornton Ct, SW Maple St, 100th St, 3rd St SW, NW Hickory Ln, E Bell Ave, Huntland Dr, Sunridge Dr, Century Woods Cir | $262,000 | $250,000 | $250,000-$300,000 | $193,500 | $180,000 | $150,000-$175,000 |
| Spruce Dr, 6th Ave SE, NE Otter Ridge Cir, NE Bristol Dr, S Sherrylynn Blvd, 4th St SE, Stewart St, Adams St SE, SE Hulsizer Dr, S 31st St | $182,000 | $150,000 | $175,000-$200,000 | $106,500 | $100,000 | $75,000-$100,000 |
| Maish Ave, E 21st St, E 40th Ct, Kingman Ave, 25th Ave SW, E Titus Ave, NE 42nd Ct, SW 29th St, SW Leland Ave, Maryann Cir | $190,500 | $160,000 | $150,000-$175,000 | $100,000 | $90,000 | $100,000-$125,000 |
| SW 18th St, Flemming, Maplenol Cir, E Hillside Ave, S 47th St, NW Oaktree Dr, 5th St NW, SE Ponds Edge Cir, Boulder Cir, NE 56th Ave | $123,500 | $100,000 | $100,000-$125,000 | $123,500 | $110,000 | $100,000-$125,000 |
| NE 118th Ave, SE 6th Ave, Shortview Dr, NW 97th St, Eula Dr, Briston Ln, Knob Hill Dr, S 19th St, Sunset Ter, NW 142nd St | $214,000 | $180,000 | $200,000-$250,000 | $161,500 | $130,000 | $175,000-$200,000 |
| W Park Ave, Crescent Dr, Bradford Ln, E Railroad Ave, E 19th St, Heatherwood Dr, Marion St, 126th St, Andrews Pl, Destination Dr | $261,000 | $210,000 | $250,000-$300,000 | $108,500 | $90,000 | $100,000-$125,000 |
| 8th St SE, NW 89th Ct, Westown Pl, NE 57th Pl, Lakeview Ave, Charles Dickens Ct, Cornerstone Ln, Vandalia Rd, Leyden Ave, Plum Dr | $176,000 | $150,000 | $175,000-$200,000 | $132,000 | $120,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$156 | $712 |
| Superior Protection Discount | -$87 | $782 |
| Fire & Security Discount | -$87 | $782 |
| Hail Resistant Roof Discount | -$17 | $851 |
| Newly Constructed Home Discount | -$252 | $617 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Polk County | $2,000 | $858 | $2,858 | $624 | $2,624 | $235 |
| Polk County, IA | $1,500 | $858 | $2,358 | $624 | $2,124 | $235 |
| Poweshiek, IA | $100 | $917 | $1,017 | $666 | $766 | $251 |
| Maxwell, IA | $2,500 | $753 | $3,253 | $547 | $3,047 | $206 |
| Minburn, IA | $500 | $664 | $1,164 | $482 | $982 | $181 |
| Colo, IA | $2,500 | $697 | $3,197 | $506 | $3,006 | $190 |
| Spring Valley, IA | $200 | $633 | $833 | $460 | $660 | $173 |
| Madison County, IA | $2,500 | $741 | $3,241 | $539 | $3,039 | $203 |
| Greencastle, IA | $100 | $627 | $727 | $456 | $556 | $171 |
| New Providence, IA | $2,000 | $498 | $2,498 | $362 | $2,362 | $136 |
| Murray, IA | $500 | $494 | $994 | $359 | $859 | $135 |
| Kamrar, IA | $2,000 | $388 | $2,388 | $282 | $2,282 | $106 |
| Home Insurance Company Polk County, IA | Homeowners Insurance Agency Polk County, IA | Address | Popularity Score | Distance from Polk County (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Absolute Insurance Agency Llc | 7400 University Ave Ste A, Clive, IA, 50325 | 9.7 | |
| Travelers | Brown Mcnerney Johnson Insurance Agency | 6150 Village View Dr Ste 100, West Des Moines, IA, 50266 | 14.2 | |
| Travelers | Willis & Moore | 1818 High St, Des Moines, IA, 50309 | 7.7 | |
| State Farm | Chuck Smith | 3801 Douglas Ave, Des Moines, IA, 50310-3652 | 6.4 | |
| Allstate | Douglas Mechaelsen | 110 N Ankeny Blvd Ste 700, Ankeny, IA, 50023 | 3.7 | |
| State Farm | Steve Curren | 5929 Ashworth Rd, Wdm, IA, 50266-7109 | 13.3 | |
| State Farm | Mike Phillips | 4347 Merle Hay Rd Ste C, Des Moines, IA, 50310-2307 | 7.3 | |
| State Farm | Brad Van Meter | 4229 Fleur Dr, Des Moines, IA, 50321-2325 | 10.3 | |
| State Farm | Mark Jaschen | 5800 Merle Hay Rd Ste 3, Johnston, IA, 50131-1217 | 6.8 | |
| State Farm | Mark Courter | 6773 Hickman Rd, Des Moines, IA, 50322-4908 | 8.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Iowa | $137,200 | $829 | $590 | $1,170 | $580 |
| Polk County, IA | $165,500 | $869 | $630 | $1,200 | $570 |
| Polk County, IA | $165,500 | $869 | $590 | $1,230 | $640 |
| Poweshiek, IA | $175,000 | $928 | $630 | $1,280 | $650 |
| Maxwell, IA | $116,900 | $762 | $560 | $1,040 | $480 |
| Minburn, IA | $93,200 | $672 | $480 | $930 | $450 |
| Colo, IA | $101,500 | $705 | $510 | $1,010 | $500 |
| Spring Valley, IA | $97,400 | $641 | $470 | $910 | $440 |
| Madison County, IA | $160,400 | $750 | $500 | $1,070 | $570 |
| Greencastle, IA | $84,700 | $635 | $460 | $880 | $420 |
| New Providence, IA | $58,000 | $504 | $340 | $720 | $380 |
| Murray, IA | $57,200 | $500 | $340 | $710 | $370 |
| Kamrar, IA | $38,600 | $393 | $260 | $540 | $280 |