How Can I Make My Red Wing, MN Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Red Wing, MN covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Red Wing, MN Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $57,500 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $128,500 | $120,000 | $100,000-$125,000 |
| 3 Bedroom | $149,000 | $140,000 | $125,000-$150,000 |
| 4 Bedroom | $277,500 | $230,000 | $200,000-$250,000 |
| 5 Bedroom | $290,500 | $270,000 | $250,000-$300,000 |
Estimate your Savings with Home Insurance Discounts in Red Wing, MN | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$170 | $727 |
| Superior Protection Discount | -$90 | $807 |
| Fire & Security Discount | -$63 | $834 |
| Hail Resistant Roof Discount | -$18 | $879 |
| Newly Constructed Home Discount | -$206 | $691 |
Choose your Red Wing, MN Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,337 |
| Physical Damage | $2,344 |
| Hail Damage | $4,571 |
| Wind Damage | $6,051 |
| Expensive Claims | |
| Fire | $46,910 |
| Smoke | $17,556 |
Identify Top Home Insurance Agents near Red Wing, MN | Back to Top
| Home Insurance Company Red Wing, MN | Homeowners Insurance Agency Red Wing, MN | Address | Popularity Score | Distance from Red Wing (miles) |
|---|---|---|---|---|
| State Farm | Andrea Zajicek | 8617 W Pt Dugls Rd S Ste 120, Cottage Grove, MN, 55016-4155 | 19.1 | |
| State Farm | Tim Zajicek | 8617 W Pt Dugls Rd S Ste 120, Cottage Grove, MN, 55016-4155 | 19.1 | |
| State Farm | Steve Johnson | 121 2nd St E, Hastings, MN, 55033-1269 | 16.7 | |
| State Farm | Matt Boockmeier | 5100 Eden Ave Ste 105, Edina, MN, 55436-2333 | 43.4 | |
| Liberty Mutual Independent | Twin City Group | 4500 Park Glen Rd Ste 400, Minneapolis, MN, 55416 | 44.1 | |
| Farmers | Matthew Darmody | 8441 Wayzata Blvd Ste 220, Minneapolis, MN, 55426 | 47.3 | |
| Travelers | Davies & Rendall | 5891 Cedar Lake Rd, Minneapolis, MN, 55416 | 45.6 | |
| State Farm | Joseph Hanson | 6640 Lyndale Ave S Ste 110, Richfield, MN, 55423-2385 | 39.7 | |
| State Farm | Tyler Antony | 1190 County Road J Ste 200, Saint Paul, MN, 55127-6816 | 46.3 | |
| State Farm | Mike Cliff | 614 Plum St, Red Wing, MN, 55066-2620 | 3.7 |
Compare Rates for Red Wing, MN Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Minnesota | $199,700 | $1,192 | $810 | $1,660 | $850 |
| Goodhue County, MN | $191,400 | $1,083 | $790 | $1,480 | $690 |
| Red Wing, MN | $163,200 | $897 | $600 | $1,270 | $670 |
| Hastings, MN | $192,500 | $831 | $570 | $1,160 | $590 |
| Randolph, MN | $335,200 | $1,591 | $1,130 | $2,260 | $1,130 |
| St. Marys Point, MN | $243,500 | $1,320 | $880 | $1,870 | $990 |
| Baldwin, WI | $155,200 | $661 | $480 | $930 | $450 |
| Nelson, WI | $208,100 | $740 | $500 | $1,040 | $540 |
| Wasioja, MN | $191,100 | $1,165 | $840 | $1,610 | $770 |
| New Brighton, MN | $230,200 | $911 | $650 | $1,290 | $640 |
| Deerfield, MN | $226,600 | $1,272 | $920 | $1,810 | $890 |
| Altura, MN | $143,500 | $990 | $660 | $1,420 | $760 |
| Waumandee, WI | $157,900 | $666 | $450 | $950 | $500 |
Research Home Insurance Companies Reviews in Red Wing, MN Before Buying | Back to Top
Share a review on your home insurance company
State Farm Home Insurance Reviews
Date: December 02, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Policy Offerings
I haven't really compared them to other companies, I was always satisied with they services.
Date: November 02, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Communication
I guess I kinda already answered this in the last question. I like that I can communicate with my agent my email, text, phone, in person or by mail if needed. Even when my office is closed I can contact their after hours team for questions or concerns 24/7. I like that no matter how much attention I need their is a way for me to communicate and interact based on my personal preference any given time. I never have to visit the office in person, but when I do I like to know that they are there.
Fairmont Farmers Mutual Home Insurance Reviews
Date: February 08, 2019 Age: 50 to 59 Gender: Female Marital Status: Unmarried
Policy Offerings
They reduce premiums by a percentage each year for up to five years with no claims. This reduces my costs and keeps me hopeful.